Ashirwad Capital Limited (512247) fair value: what the stock is really worth
We calculate from audited financials what Ashirwad Capital Limited is really worth. The fair value tells you whether the price is too high or too low, the quality score (0 to 100) how solid the business behind it is. 26 models, 37 quality factors, updated daily, free.
Compare price with fair valuebelow fair value = cheap, above = expensive
Check the quality50 and up solid, 75 and up strong
Watch it or check another stockalert when fair value or trend changes
Financial · IN · Market cap ₹80.0M (≈ $840K)
At a glance
ACAshirwad Capital Limited512247 · BSE
Price₹2.58
Fair Value₹3.37
Upside+30.6%
Quality59/100
A solid business, trading 23% below our fair value of ₹3.37.
As of Aug 28, 2026, the fair value of Ashirwad Capital Limited is ₹3.37 per share against a price of ₹2.58, so the fair value sits 31% above the price. A model estimate from reported figures, not an analyst target.
!Expensive Growth (revenue 5y +18.6 %/yr)
✓Highly profitable · 70.2% net margin
✓Low debt · generates free cash flow
·1.55% dividend yield
!Mixed vs. peers (8/14)
✓Wide moat 85/100
!Evidence only low, so the estimate is less certain
Evidence: LowRange ₹2.52 to ₹4.21
Fair value as of: Aug 28, 2026
From 12 valuation models · updated 14 days ago
Share price −7.5% over the past month.
This is the short version. In the app for Ashirwad Capital Limited:
Watch Ashirwad Capital Limited for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card.Watch for free
69 individual criteria per stock, every one traceable See the method →
What matters now
The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
Solid quality (59/100) at a price below fair value, the discount is the argument here, not the business quality.
For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 28, 2026.
How to read this chart
60‑month range ₹1.69 – ₹6.22 · fair‑value band ₹2.52 – ₹4.21 · the ₹2.58 price screens below the ₹3.37 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 28, 2026.
Ashirwad Capital Limited (512247) currently trades at ₹2.58, while our model-based Fair Value estimate is ₹3.37, implying the stock looks roughly 23.4% undervalued today. The Quality Score stands at 59/100 (solid quality), in the Financial sector. Bull case: the Earnings-Based group reads highest at a median of ₹6.80 per share, and 8 of the 12 models we run sit above the ₹2.58 price. Bear case: the Dividend Discount group reads lowest at ₹1.00, and 4 of the 12 models stay below the price. Evidence for this calculation is low.
Over the trailing twelve months, Ashirwad Capital Limited generated revenue of ₹6.3M at a net margin of 70.2%. Revenue grew 101.4% year over year. Net debt stands at ₹29.3M. The stock trades on a trailing P/E of 15.5 (as of Jul 4, 2026). Fundamentals as of Aug 28, 2026
Scenario range: ₹2.52 (bear) to ₹4.21 (bull), the price of ₹2.58 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target. The share trades about 36% below its 52-week high and 15% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial peers we cover trades at −39% fair-value upside, at 31%, 512247 screens cheaper than that median.
Fair Value models
Based on fiscal year 2026 figures (about 5 months old). Earnings retained since then (₹0.0306 per share) are deliberately not added.
Each model values the company its own way; the fair value above is the evidence-weighted blend. Evidence (0 to 100) shows how complete a model's inputs are. How we calculate →
ModelBear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence
Free, no payment details. Unsubscribe anytime in one click.
Key figures & financial health
P/E ratio15.5as of Jul 4, 2026
P/S ratio11.1P/E × margin
EPS (TTM)₹0.1080price ÷ EPS = P/E 15.5
Dividend yield1.6%payout 37.0%
Net margin71.3%FY2026
Return on assets (EBIT)5.9%avg 5y
More key figures
Profitability
Operating margin81.1%TTM
Growth
Revenue (TTM)₹6.3MTTM
Revenue growth (YoY)+101%3y avg +23.9%
EPS growth (YoY)+133%
Balance sheet & cash flow
Free cash flow₹458KFY2026
Net debt₹29.3MFY2026 · ≈ 64.1 yrs of FCF
Figures from reported company fundamentals · as of Aug 28, 2026. TTM = trailing twelve months.
Quality Score breakdown
Overall quality59/100
Of which business quality 52
· Market factors (momentum, volatility) 38
Profitability37
Margins and returns on capital today
Quality Growth69
Are margins and returns improving?
Cashflow38
Earnings quality: real cash, not paper profit
Fin. Strength55
Balance sheet, leverage, solvency risk
Investment48
Disciplined investing over empire-building
Low Volatility74
Calm price path (market factor)
Momentum30
Price trend over the last 3–12 months (market factor)
52W Momentum12
Distance to the 52-week high (market factor)
Net Issuance82
Buybacks instead of dilution
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.
About the company
Ashirwad Capital Limited, a non-banking finance company, engages in the investment and lending business in India. It acquires shares and securities. The company was incorporated in 1985 and is based in Mumbai, India.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
Ashirwad Capital Limited reported revenue of ₹14.5M in FY2026 versus ₹10.9M in FY2022, a compound +7.4%/yr. Reported net income was ₹10.4M in FY2026, compounding +1.1%/yr from FY2022.
Growth Quality 62/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2026)
₹14.5M
Latest YoY
+40.4%
Avg. revenue growth/yr (3Y) ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+23.9%
Avg. revenue growth/yr (5Y) ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+18.6%
Avg. revenue growth/yr (12Y) ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+11.5%
Value creation/yr (5Y, in INR) ⓘEarnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+5.3%
Earnings growth per share plus dividend yield: the value created per share and year.
Earnings growth per share+3.7%
Dividend yield1.6%
Operating margin (EBIT) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.84.0% (2021) → 84.2% (2026) · steady
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Ashirwad Capital Limited Fair Value". https://www.fairvalue-calculator.com/stock/512247
Peer Group
Financials · 3298 stocks
How this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median. (Industry “Investment Brokerage - National” was too small, so the broader sector is used.)
Valuation
Quality Score59 · Above median
Fair Value upside−27% · Below median
Profitability
Return on assets0% · Bottom 25%
Net margin (TTM)70% · Top 25%
Operating margin (TTM)81% · Top 25%
Growth and dividend
Revenue growth101% · Top 25%
Dividend yield (TTM)1.6% · Below median
Valuation Multiples vs Financials median · lower = cheaper
P/E (TTM)15.5× · Pricier than median
P/B0.42× · Cheapest 25%
P/S (TTM)12.64× · Priciest 25%
P/FCF1.9× · Cheaper than median
EV/EBITDA15.3× · Pricier than median
What the price implies (reverse DCF)
The inverse question: what free-cash-flow growth must Ashirwad Capital Limited deliver for ten years so that today's price is fair in our DCF model? Same formula, same discount rate as the fair value.
Implied FCF growth, 10 years+68.1 % per year
Achieved revenue growth, 5 years+18.6 % p.a.
Sector median revenue growth+8.2 %
FCF yield on price0.20 %
Discount rate (WACC) in the models13.9 %
The price demands an acceleration versus past growth: a high bar the company still has to clear. Ranking of the largest stocks →
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
This stockSector peers
VALUE74· sector 26
FUTURE100· sector 41
PAST0· sector 38
HEALTH100· sector 87
DIVIDEND31· sector 56
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
None of the checked exposures detected
Similar stocks
10 more Investment Brokerage - National stocks, each showing price versus our Fair Value estimate (as of Aug 28, 2026).
Is Ashirwad Capital Limited (512247) overvalued or undervalued?
As of Aug 28, 2026, our model estimates a fair value of ₹3.37 versus a price of ₹2.58, about +31% upside (undervalued).
What is the fair value of 512247?
Our model-based fair value for Ashirwad Capital Limited is ₹3.37 (as of Aug 28, 2026), built from audited fundamentals. The current price: ₹2.58.
What is the quality score of 512247?
Ashirwad Capital Limited has a Quality Score of 59/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Ashirwad Capital Limited (512247)?
Our model-based price target is the fair value of ₹3.37 (as of Aug 28, 2026) from 12 valuation models. Cautious scenario ₹2.52, optimistic scenario ₹4.21. It is a calculation from audited fundamentals, not an analyst target.
What is the Ashirwad Capital Limited stock forecast for 2026?
Our models put fair value at ₹3.37, about +31% upside versus a price of ₹2.58 (undervalued). Cautious scenario ₹2.52, optimistic scenario ₹4.21. The calculation is refreshed regularly with new filings.
What is the revenue of Ashirwad Capital Limited (512247)?
Ashirwad Capital Limited reported trailing-twelve-month revenue of about ₹6.3M (latest available figure, as of Aug 28, 2026).
What is the net profit margin of 512247?
The net profit margin of Ashirwad Capital Limited is about 70.2%, meaning it keeps roughly 70.2% of revenue as net income. Based on the latest reported figures.
Does Ashirwad Capital Limited pay a dividend?
Ashirwad Capital Limited currently shows a dividend yield of about 1.55% relative to its recent price (as of Aug 28, 2026).
What growth is priced into Ashirwad Capital Limited (512247)?
For today's price to be fair in a discounted-cash-flow model, Ashirwad Capital Limited would have to grow free cash flow by +68.1 % per year for ten years (discount rate 13.9 %, then 2 % perpetual growth). Over the last 5 years revenue grew +18.6 % per year. As of Aug 28, 2026.
What discount rate (WACC) does the fair value of 512247 use?
Our models discount Ashirwad Capital Limited at 13.9 %: a base by market capitalisation (micro), damped by beta 0.15, country premium for India. The same rate applies in all 26 models.
What is the intrinsic value of Ashirwad Capital Limited (512247)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Ashirwad Capital Limited it is ₹3.37 per share (as of Aug 28, 2026), against a price of ₹2.58. It is the blended result of 12 valuation models (cash flow, earnings, asset, dividend).
Is Ashirwad Capital Limited stock overvalued or undervalued in 2026?
As of Aug 28, 2026, 512247 trades below its calculated fair value: price ₹2.58, fair value ₹3.37, a gap of about +31% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 512247?
No. The price is what the market pays today (₹2.58); the fair value is what the company's own numbers justify (₹3.37). For Ashirwad Capital Limited the two are ₹0.7900 per share apart. That gap is exactly why we show both numbers side by side.
How much is Ashirwad Capital Limited worth?
The market values Ashirwad Capital Limited at about ₹80.0M (market capitalisation, as of Aug 28, 2026). Per share that is ₹2.58; our models calculate a fair value of ₹3.37 per share.
What do the bullish and bearish scenarios say about 512247?
Our models span a range for Ashirwad Capital Limited: cautious scenario ₹2.52, base ₹3.37, optimistic ₹4.21 per share (as of Aug 28, 2026, price ₹2.58). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 512247?
Ashirwad Capital Limited trades at a price-to-earnings ratio of 15.5 (as of Aug 28, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of ₹3.37 is built from several models across several years. Other multiples: P/B 0.4, P/S 12.6, EV/EBITDA 15.3.
How far is 512247 from its 52-week high?
Ashirwad Capital Limited trades at ₹2.58, about 36% below its 52-week high of ₹4.05 and 15% above the low of ₹2.25 (as of Aug 28, 2026). Distance from the high says nothing about value: that is what the fair value of ₹3.37 is for.
Which stocks are comparable to Ashirwad Capital Limited?
From the same area (Financial) we also value Religare Enterprises Limited, Arihant Capital Markets Limited, IndiaNivesh Limited, ODYCORP, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Ashirwad Capital Limited stock attractive at the current price?
The data as of Aug 28, 2026: price ₹2.58, calculated fair value ₹3.37 (+31%), Quality Score 59/100, from 12 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 512247 calculated?
We run Ashirwad Capital Limited through 12 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹3.37, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 32.6 % above its aggregate fair value. Ashirwad Capital Limited currently trades 31 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on <a href="/is-it-worth-investing-now/">is it worth investing now</a>.
Free · no account needed
Watch Ashirwad Capital Limited in the live analysis
One click puts Ashirwad Capital Limited on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
