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Ashirwad Capital Limited (512247) Fair Value & Analysis

Financial · IN · Market cap ₹80.0M

AC Ashirwad Capital Limited 512247 · BSE
Price₹2.85
Fair Value₹3.47
Upside+21.8%
Quality97/100
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Evidence: High Range ₹2.52 – ₹4.21

Fair value as of: Jul 4, 2026

From 25 valuation models · updated yesterday

Share price +5.6% over the past month.

Price vs Fair Value (12 months)

₹3.99 ₹2.33 Fair Value ₹3.47 Jul 2025 Jul 2026

12‑month range ₹2.33 – ₹3.99 · fair‑value band ₹2.52 – ₹4.21 · the ₹2.85 price screens below the ₹3.47 fair value. As of Jul 4, 2026.

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Analysis

Ashirwad Capital Limited (512247) currently trades at ₹2.85, while our model-based Fair Value estimate is ₹3.47 — implying the stock looks roughly 21.8% undervalued today. We read business quality at 97/100 (high quality), in the Financial sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, Ashirwad Capital Limited generated revenue of ₹6.3M at a net margin of 70.2%. Revenue grew 101.4% year over year. Net debt stands at ₹29.3M. The stock trades on a trailing P/E of 15.5. Fundamentals as of Jul 4, 2026

Our scenario range runs from ₹2.52 (bear case) to ₹4.21 (bull case); at ₹2.85, the current price sits within that range. The share trades about 30% below its 52-week high and 27% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial peers we cover trades at -25% fair-value upside — at 22%, 512247 screens cheaper than that median.

Key figures & financial health

Revenue (TTM) ₹6.3M
Revenue growth (YoY) +101%
Net margin 70.2%
Free cash flow ₹458K FY2026
P/E ratio 15.5
Operating margin 81.1%
More key figures
EPS (TTM) ₹0.1080
Dividend yield 1.4%
EPS growth (YoY) +133%
Net debt ₹29.3M FY2026

Figures from reported company fundamentals (EODHD) · as of Jul 4, 2026. TTM = trailing twelve months.

About the company

Ashirwad Capital Limited, a non-banking finance company, engages in the investment and lending business in India. It acquires shares and securities. The company was incorporated in 1985 and is based in Mumbai, India.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Ashirwad Capital Limited reported revenue of ₹14.5M in FY2026 versus ₹10.9M in FY2022, a compound +7.4%/yr. Reported net income was ₹10.4M in FY2026, compounding +1.1%/yr from FY2022.

Revenue +7.4%/yr
FY22 ₹10.9M
FY23 ₹7.6M
FY24 ₹16.4M
FY25 ₹10.3M
FY26 ₹14.5M
Net income +1.1%/yr
FY22 ₹9.9M
FY23 ₹7.6M
FY24 ₹15.5M
FY25 ₹8.4M
FY26 ₹10.4M

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Frequently asked questions

Is Ashirwad Capital Limited (512247) undervalued?
As of Jul 4, 2026, our model estimates a fair value of ₹3.47 versus a price of ₹2.85 — about +22% (undervalued). Model-based estimate, not financial advice.
What is the fair value of 512247?
Our model-based fair value for Ashirwad Capital Limited is ₹3.47 (as of Jul 4, 2026), built from audited fundamentals. The current price is ₹2.85.
What is the quality score of 512247?
Ashirwad Capital Limited has a Quality Score of 97/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Ashirwad Capital Limited (512247)?
Ashirwad Capital Limited reported trailing-twelve-month revenue of about ₹6.3M (latest available figure, as of Jul 4, 2026).
What is the net profit margin of 512247?
The net profit margin of Ashirwad Capital Limited is about 70.2%, meaning it keeps roughly 70.2% of revenue as net income. Based on the latest reported figures.
Does Ashirwad Capital Limited pay a dividend?
Ashirwad Capital Limited currently shows a dividend yield of about 1.41% relative to its recent price (as of Jul 4, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.