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Goyal Associates Limited (530663) Fair Value & Analysis

Other · IN · Market cap ₹51.6M

GA Goyal Associates Limited 530663 · BSE
Price₹0.8600
Fair Value₹1.03
Upside+19.8%
Quality32/100
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Evidence: Low Range ₹0.6800 – ₹1.29

Fair value as of: Jul 4, 2026

From 1 valuation models · updated today

Share price +14.7% over the past month.

Price vs Fair Value (12 months)

₹1.26 ₹0.6500 Fair Value ₹1.03 Jul 2025 Jul 2026

12‑month range ₹0.6500 – ₹1.26 · fair‑value band ₹0.6800 – ₹1.29 · the ₹0.8600 price screens below the ₹1.03 fair value. As of Jul 4, 2026.

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Analysis

Goyal Associates Limited (530663) currently trades at ₹0.8600, while our model-based Fair Value estimate is ₹1.03 — implying the stock looks roughly 19.8% undervalued today. We read business quality at 32/100 (below-average quality), in the Other sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: low) — always confirm before acting.

Over the trailing twelve months, Goyal Associates Limited generated revenue of ₹42.0M at a net margin of 10.3%. It earns a return on equity of 19.4%. Net debt stands at ₹10.3M. The stock trades on a trailing P/E of 11.3. Fundamentals as of Jul 4, 2026

Key figures & financial health

Revenue (TTM) ₹42.0M
Revenue growth (YoY) +5,172%
Net margin 10.3%
Return on equity 19.4%
Free cash flow −₹2.3M FY2026
P/E ratio 11.3
More key figures
Operating margin 10.8%
EPS (TTM) ₹0.0350
Net debt ₹10.3M FY2026

Figures from reported company fundamentals (EODHD) · as of Jul 4, 2026. TTM = trailing twelve months.

About the company

Goyal Associates Limited, a non-banking financial service company, provides various financial services in India. The company provides commercial loans, such as micro enterprise, SME, two wheeler, commercial vehicle, and agri based loans, as well as loans to micro financial institutions and NBFCs. It is also involved in share trading and other financial activities of NBFC. Goyal Associates Limited was incorporated in 1994 and is based in Ahmedabad, India.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Goyal Associates Limited reported revenue of ₹12.4M in FY2026 versus ₹15.2M in FY2022, a compound −4.9%/yr. Reported net income was −₹3.2M in FY2026.

Revenue −4.9%/yr
FY22 ₹15.2M
FY23 ₹34.1M
FY24 ₹37.5M
FY25 ₹26.3M
FY26 ₹12.4M
Net income
FY22 −₹4.5M
FY23 ₹5.8M
FY24 ₹6.3M
FY25 ₹7.4M
FY26 −₹3.2M

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Frequently asked questions

Is Goyal Associates Limited (530663) undervalued?
As of Jul 4, 2026, our model estimates a fair value of ₹1.03 versus a price of ₹0.8600 — about +20% (undervalued). Model-based estimate, not financial advice.
What is the fair value of 530663?
Our model-based fair value for Goyal Associates Limited is ₹1.03 (as of Jul 4, 2026), built from audited fundamentals. The current price is ₹0.8600.
What is the quality score of 530663?
Goyal Associates Limited has a Quality Score of 32/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Goyal Associates Limited (530663)?
Goyal Associates Limited reported trailing-twelve-month revenue of about ₹42.0M (latest available figure, as of Jul 4, 2026).
What is the net profit margin of 530663?
The net profit margin of Goyal Associates Limited is about 10.3%, meaning it keeps roughly 10.3% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.