533295 Fair Value & Analysis
Financials · IN · Market cap ₹9.4B
Fair value as of: Aug 2, 2026
From 4 valuation models · updated 8 days ago
Share price −4.1% over the past month.
Below-average quality, screening 21% undervalued on our models.
What matters now
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
- Our model range runs from ₹21.05 (bear) to ₹35.08 (bull), base ₹28.07. The closer the price sits to the lower half, the larger the margin of safety.
- Quality 41/100 (below-average quality) with medium evidence: read the verdict with care.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 2, 2026.
How to read this chart
60‑month range ₹12.50 – ₹73.78 · fair‑value band ₹21.05 – ₹35.08 · the ₹23.19 price screens below the ₹28.07 fair value. Dashed = 300-day average. As of Aug 2, 2026.
Analysis
533295 (533295) currently trades at ₹23.19, while our model-based Fair Value estimate is ₹28.07, implying the stock looks roughly 21.0% undervalued today. The Quality Score stands at 41/100 (below-average quality), in the Financials sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.
Net debt stands at ₹62.6B. Fundamentals as of Aug 2, 2026
Our scenario range runs from ₹21.05 (bear case) to ₹35.08 (bull case); at ₹23.19, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 27% below its 52-week high and 15% above its 52-week low. For context, the median of 10 Financials peers we cover trades at 100% fair-value upside, at 21%, 533295 screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 4 models by family
Widest divergence: Multiples (₹422.65) versus Asset-Based (₹232.87). Highest evidence: Residual Income (76).
Key figures & financial health
Figures from reported company fundamentals · as of Aug 2, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 36 · Market factors (momentum, volatility) 34
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
533295 reported revenue of ₹56.3B in FY2025 versus ₹36.6B in FY2021, a compound +11.4%/yr. Reported net income was ₹13.2B in FY2025, compounding +6.2%/yr from FY2021.
Watch 533295: get an alert when its fair value changes →
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Banking Services stocks, each showing price versus our Fair Value estimate (as of Aug 2, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Federal Home Loan Mortgage Corporation FMCKK | $12.00 | $24.00 | +100% |
| LTG LTG | 14.30 PHP | 28.60 PHP | +100% |
| FDC FDC | 4.27 PHP | 8.54 PHP | +100% |
| 535789 535789 | ₹175.35 | ₹258.44 | +47% |
| Han Kook Capital.Co., Ltd 023760 | 698.00 KRW | 1,396 KRW | +100% |
| Sangsangin Co 038540 | 1,997 KRW | 3,994 KRW | +100% |
| BPC BPC | 0.0850 PLN | 0.0100 PLN | -88% |
| Mason Capital Corporation 021880 | 1,133 KRW | 182.72 KRW | -84% |
| KIFS KIFS | ₹115.00 | ₹95.97 | -17% |
| ACME ACME | ₹30.40 | ₹7.20 | -76% |
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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