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Purshottam Investofin Limited (538647) fair value: what the stock is really worth

As of Oct 1, 2026: fair value of Purshottam Investofin Limited ₹54.06, price ₹33.27, upside +62.5%, quality 36 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

  1. Fair value above price? Yes
  2. Good quality? No
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Financials · IN

PI Thin data Sep 27, 2026

Purshottam Investofin Limited

538647 · BSE

Cheap, value-trap riskThe stock looks deeply undervalued, but low quality raises value-trap risk.

✓Fair value ₹54.06 · Strongly undervalued (+62.5%)
!Quality 36/100
!Mixed Growth (revenue YoY +4.9 %/yr)
!Loss-making · -28.0% net margin (FY2026)
!Low debt · negative free cash flow
!Trails peers (2/10)
!Narrow moat 41/100
!Evidence only low, so the estimate is less certain

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

₹57.84 ₹6.66 Fair Value ₹54.06 Sep 2017 Oct 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 27, 2026.

How to read this chart

60‑month range ₹6.66 – ₹57.84 · fair‑value band ₹35.68 – ₹67.58 · the ₹33.27 price screens below the ₹54.06 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 27, 2026.

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Stock analysis

Purshottam Investofin Limited (538647) currently trades at ₹33.27, while our model-based Fair Value estimate is ₹54.06, implying the stock looks roughly 38.5% undervalued today.

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Valuation

How firm this estimate is: it rests on 2 models at a data quality of 96/100, which puts the evidence level at low.

Scenario range: ₹35.68 (bear) to ₹67.58 (bull), the price of ₹33.27 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 36/100 (below-average quality), in the Financials sector.

Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.

Purshottam Investofin Limited reported revenue of ₹64.2M in FY2026 versus ₹545M in FY2022, a compound −41.4%/yr. Reported net income was −₹17.9M in FY2026.

Key figures

Market cap ₹324M (≈ $3.4M) · P/E ratio 124.9 · EPS (TTM) ₹−0.3600 · Net margin −28.0% · Return on equity −76.2% · Return on assets (EBIT) 5.6% · Free cash flow −₹106M · Net debt ₹55.1M.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 38 out of 100 (low confidence).

What moves the price

The share trades about 25% below its 52-week high and 7% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Financials peers we cover trades at 100% fair-value upside, at 62%, 538647 screens richer than that median.

Fair Value models

Bear ₹35.68 Fair Value ₹54.06 Bull ₹67.58
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
NCAV (Graham) ₹28.39 ₹38.04 ₹56.78 54
All 1 models by family
Asset-Based
NCAV (Graham) ₹28.39 ₹38.04 ₹56.78 54

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Quality Score breakdown

Overall quality 36/100

Of which business quality 36 · Market factors (momentum, volatility) 16

Profitability 6
Margins and returns on capital today
Quality Growth 23
Are margins and returns improving?
Cashflow 33
Earnings quality: real cash, not paper profit
Fin. Strength 61
Balance sheet, leverage, solvency risk
Investment 53
Disciplined investing over empire-building
Low Volatility 9
Calm price path (market factor)
Momentum 25
Price trend over the last 3–12 months (market factor)
52W Momentum 11
Distance to the 52-week high (market factor)
Net Issuance 52
Share count: buybacks or dilution?

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Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 15/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+4.9%
Revenue growth 12 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+18.0%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
15.5% (2021) → −21.5% (2026)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2026 is a loss year, no rate is defined from a loss
not computed

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Peer GroupⓘHow this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median. (Industry “Investment Services” was too small, so the broader sector is used.)Financials · 3176 stocks

Beats the sector median on 2/9 measures
Overall it trails its sector peers.
Valuation
Quality Score 37 · Bottom 25%
Fair Value upside +62.5% · Top 25%
Profitability
Return on assets 0.0% · Bottom 25%
Net margin (TTM) −28.0% · Bottom 25%
Operating margin (TTM) 0.0% · Bottom 25%
Growth and dividend
Revenue growth 0.0% · Below median
Balance sheet
Debt / equity 0.37× · Above median

Valuation Multiplesvs Financials median · lower = cheaper

P/E (TTM) 124.9× · Priciest 25%
EV/EBITDA 1.4× · Cheapest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)100 · sector 25
FUTURE (revenue growth)0 · sector 47
PAST (return on equity)0 · sector 38
HEALTH (low debt)82 · sector 87
DIVIDEND (yield)0 · sector 59

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

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535789 535789 ₹136.85 ₹201.45 +47%
BENGALASM BENGALASM ₹6,001 ₹5,211 −13%
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Cite: Fair Value Calculator (2026). "Purshottam Investofin Limited Fair Value". https://www.fairvalue-calculator.com/stock/538647

Frequently asked questions

Is Purshottam Investofin Limited (538647) overvalued or undervalued?
As of Sep 27, 2026, our model estimates a fair value of ₹54.06 versus a price of ₹33.27, about +62% upside (undervalued).
What is the fair value of 538647?
Our model-based fair value for Purshottam Investofin Limited is ₹54.06 (as of Sep 27, 2026), built from audited fundamentals. The current price: ₹33.27.
What is the quality score of 538647?
Purshottam Investofin Limited has a Quality Score of 36/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Purshottam Investofin Limited (538647)?
Our model-based price target is the fair value of ₹54.06 (as of Sep 27, 2026) from 1 valuation models. Cautious scenario ₹35.68, optimistic scenario ₹67.58. It is a calculation from audited fundamentals, not an analyst target.
What is the Purshottam Investofin Limited stock forecast for 2026?
Our models put fair value at ₹54.06, about +62% upside versus a price of ₹33.27 (undervalued). Cautious scenario ₹35.68, optimistic scenario ₹67.58. The calculation is refreshed regularly with new filings.
What is the intrinsic value of Purshottam Investofin Limited (538647)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Purshottam Investofin Limited it is ₹54.06 per share (as of Sep 27, 2026), against a price of ₹33.27. It is the blended result of 1 valuation models (cash flow, earnings, asset, dividend).
Is Purshottam Investofin Limited stock overvalued or undervalued in 2026?
As of Sep 27, 2026, 538647 trades below its calculated fair value: price ₹33.27, fair value ₹54.06, a gap of about +62% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 538647?
No. The price is what the market pays today (₹33.27); the fair value is what the company's own numbers justify (₹54.06). For Purshottam Investofin Limited the two are ₹20.79 per share apart. That gap is exactly why we show both numbers side by side.
How much is Purshottam Investofin Limited worth?
The market values Purshottam Investofin Limited at about ₹324M (market capitalisation, as of Sep 27, 2026). Per share that is ₹33.27; our models calculate a fair value of ₹54.06 per share.
What do the bullish and bearish scenarios say about 538647?
Our models span a range for Purshottam Investofin Limited: cautious scenario ₹35.68, base ₹54.06, optimistic ₹67.58 per share (as of Sep 27, 2026, price ₹33.27). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 538647?
Purshottam Investofin Limited trades at a price-to-earnings ratio of 124.9 (as of Sep 27, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of ₹54.06 is built from several models across several years. Other multiples: EV/EBITDA 1.4.
How solid is the balance sheet of Purshottam Investofin Limited (538647)?
Balance-sheet figures for Purshottam Investofin Limited (as of Sep 27, 2026): return on equity −76.2%, debt of 0.37 per unit of equity. They feed the Quality Score of 36/100, which measures business quality independently of the share price.
How far is 538647 from its 52-week high?
Purshottam Investofin Limited trades at ₹33.27, about 25% below its 52-week high of ₹44.20 and 7% above the low of ₹31.15 (as of Oct 1, 2026). Distance from the high says nothing about value: that is what the fair value of ₹54.06 is for.
Which stocks are comparable to Purshottam Investofin Limited?
From the same area (Financials) we also value KIDUJA, Pioneer Investcorp Limited, PANKAJPIYUS, Federal Home Loan Mortgage Corporation, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Purshottam Investofin Limited stock attractive at the current price?
The data as of Sep 27, 2026: price ₹33.27, calculated fair value ₹54.06 (+62%), Quality Score 36/100, from 1 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 538647 calculated?
We run Purshottam Investofin Limited through 1 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹54.06, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Purshottam Investofin Limited currently trades 38 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Purshottam Investofin Limited (538647)?
The closing price on Oct 1, 2026 was ₹33.27. Our model-based fair value is ₹54.06, about +62% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Purshottam Investofin Limited right now?
The large discount to fair value meets weak quality (36/100). That raises the risk this is a value trap rather than a bargain. The price is below even our cautious bear case (₹35.68). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. A fairly wide model range (₹35.68 to ₹67.58) leaves room in how you read the outcome.

Key figures of Purshottam Investofin Limited

How large is the market capitalisation of Purshottam Investofin Limited (538647)?
The market capitalisation of Purshottam Investofin Limited is ₹324M (≈ $3.4M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What are the earnings per share of Purshottam Investofin Limited (538647)?
Earnings per share at Purshottam Investofin Limited are ₹−0.3600 (price ÷ EPS = P/E 124.9). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Purshottam Investofin Limited (538647)?
The net margin of Purshottam Investofin Limited is −28.0% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Purshottam Investofin Limited (538647)?
The return on equity (ROE) of Purshottam Investofin Limited is −76.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Purshottam Investofin Limited (538647)?
On an EBIT basis the return on assets of Purshottam Investofin Limited is 5.6% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
How much free cash flow does Purshottam Investofin Limited (538647) generate?
The free cash flow of Purshottam Investofin Limited is −₹106M (fiscal year 2026). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Purshottam Investofin Limited (538647) carry?
The net debt of Purshottam Investofin Limited is ₹55.1M (fiscal year 2026). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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