Sino Tactful Co Ltd (5481) fair value: what the stock is really worth
As of Sep 24, 2026: fair value of Sino Tactful Co Ltd TWD 28.65, price TWD 21.90, upside +30.8%, quality 45 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Sino Tactful Co., Ltd. engages in the education business in Taiwan. The company offers short-term cram school business; foreign language education franchise authorization; and sells teaching materials. The company also engages in real estate development, leasing, and sales. The company was founded in 1979 and is based in Taipei, Taiwan.
Stock analysis
Sino Tactful Co Ltd (5481) currently trades at 21.90 TWD, while our model-based Fair Value estimate is 28.65 TWD, implying the stock looks roughly 23.6% undervalued today.
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Valuation
How firm this estimate is: it rests on 1 models at a data quality of 95/100, which puts the evidence level at low.
Scenario range: 19.10 TWD (bear) to 35.97 TWD (bull), the price of 21.90 TWD sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 45/100 (below-average quality), in the Consumer Defensive sector.
Weak Growth: Revenue growth is weak: less than 2 % a year.
Sino Tactful Co Ltd reported revenue of 96.4M TWD in FY2025 versus 102M TWD in FY2021, a compound −1.4%/yr. Reported net income was −43.4M TWD in FY2025.
Key figures
Market cap 1.5B TWD (≈ $45.8M) · P/S ratio 14.8 · EPS (TTM) −0.6500 TWD · Net margin −45.0% · Return on equity −3.5% · Return on assets (EBIT) 0.6% · Operating margin −32.7% · Revenue (TTM) 94.1M TWD.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 38 out of 100 (low confidence).
What moves the price
The share trades about 10% below its 52-week high and 34% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Consumer Defensive peers we cover trades at 14% fair-value upside, at 31%, 5481 screens cheaper than that median.
Fair Value models
Bear 19.10 TWDFair Value 28.65 TWDBull 35.97 TWD
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.3/100
Revenue growth is weak: less than 2 % a year.
Revenue growth 1 year
−0.6%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+1.1%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−0.9%
Start year 2020 (pandemic). Over 10 years: +2.5% a year
Revenue growth 23 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−10.1%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
489.9% (2020) → −48.9% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Education & Training Services · 141 stocks
Beats the industry median on 2/8 measures
Overall it trails its industry peers.
Valuation
Quality Score44 · Bottom 25%
Fair Value upside+31% · Above median
Profitability
Return on assets−2% · Bottom 25%
Net margin (TTM)−45% · Bottom 25%
Operating margin (TTM)−33% · Bottom 25%
Growth and dividend
Revenue growth−9% · Bottom 25%
Balance sheet
Debt / equity0.19× · Above median
Valuation Multiplesvs Education & Training Services median · lower = cheaper
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Cite: Fair Value Calculator (2026). "Sino Tactful Co Ltd Fair Value". https://www.fairvalue-calculator.com/stock/5481
Frequently asked questions
Is Sino Tactful Co Ltd (5481) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of 28.65 TWD versus a price of 21.90 TWD, about +31% upside (undervalued).
What is the fair value of 5481?
Our model-based fair value for Sino Tactful Co Ltd is 28.65 TWD (as of Sep 24, 2026), built from audited fundamentals. The current price: 21.90 TWD.
What is the quality score of 5481?
Sino Tactful Co Ltd has a Quality Score of 45/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Sino Tactful Co Ltd (5481)?
Our model-based price target is the fair value of 28.65 TWD (as of Sep 24, 2026) from 1 valuation models. Cautious scenario 19.10 TWD, optimistic scenario 35.97 TWD. It is a calculation from audited fundamentals, not an analyst target.
What is the Sino Tactful Co Ltd stock forecast for 2026?
Our models put fair value at 28.65 TWD, about +31% upside versus a price of 21.90 TWD (undervalued). Cautious scenario 19.10 TWD, optimistic scenario 35.97 TWD. The calculation is refreshed regularly with new filings.
What is the revenue of Sino Tactful Co Ltd (5481)?
Sino Tactful Co Ltd reported trailing-twelve-month revenue of about 94.1M TWD (latest available figure, as of Sep 24, 2026).
What is the intrinsic value of Sino Tactful Co Ltd (5481)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Sino Tactful Co Ltd it is 28.65 TWD per share (as of Sep 24, 2026), against a price of 21.90 TWD. It is the blended result of 1 valuation models (cash flow, earnings, asset, dividend).
Is Sino Tactful Co Ltd stock overvalued or undervalued in 2026?
As of Sep 24, 2026, 5481 trades below its calculated fair value: price 21.90 TWD, fair value 28.65 TWD, a gap of about +31% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 5481?
No. The price is what the market pays today (21.90 TWD); the fair value is what the company's own numbers justify (28.65 TWD). For Sino Tactful Co Ltd the two are 6.75 TWD per share apart. That gap is exactly why we show both numbers side by side.
How much is Sino Tactful Co Ltd worth?
The market values Sino Tactful Co Ltd at about 1.5B TWD (market capitalisation, as of Sep 24, 2026). Per share that is 21.90 TWD; our models calculate a fair value of 28.65 TWD per share.
What do the bullish and bearish scenarios say about 5481?
Our models span a range for Sino Tactful Co Ltd: cautious scenario 19.10 TWD, base 28.65 TWD, optimistic 35.97 TWD per share (as of Sep 24, 2026, price 21.90 TWD). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Sino Tactful Co Ltd (5481)?
Balance-sheet figures for Sino Tactful Co Ltd (as of Sep 24, 2026): return on equity −3.5%, debt of 0.19 per unit of equity. They feed the Quality Score of 45/100, which measures business quality independently of the share price.
How far is 5481 from its 52-week high?
Sino Tactful Co Ltd trades at 21.90 TWD, about 10% below its 52-week high of 24.30 TWD and 34% above the low of 16.30 TWD (as of Sep 24, 2026). Distance from the high says nothing about value: that is what the fair value of 28.65 TWD is for.
Which stocks are comparable to Sino Tactful Co Ltd?
From the same area (Consumer Defensive) we also value New Oriental Education & Technology Group, TAL Education Group, Laureate Education, Inc, Grand Canyon Education, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Sino Tactful Co Ltd stock attractive at the current price?
The data as of Sep 24, 2026: price 21.90 TWD, calculated fair value 28.65 TWD (+31%), Quality Score 45/100, from 1 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 5481 calculated?
We run Sino Tactful Co Ltd through 1 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 28.65 TWD, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.0 % above its aggregate fair value. Sino Tactful Co Ltd currently trades 31 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Sino Tactful Co Ltd (5481)?
The closing price on Sep 24, 2026 was 21.90 TWD. Our model-based fair value is 28.65 TWD, about +31% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Sino Tactful Co Ltd right now?
The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (45/100) at a price below fair value, the discount is the argument here, not the business quality. A fairly wide model range (19.10 TWD to 35.97 TWD) leaves room in how you read the outcome.
Key figures of Sino Tactful Co Ltd
How large is the market capitalisation of Sino Tactful Co Ltd (5481)?
The market capitalisation of Sino Tactful Co Ltd is 1.5B TWD (≈ $45.8M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Sino Tactful Co Ltd (5481)?
The price-to-sales ratio of Sino Tactful Co Ltd is 14.8 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Sino Tactful Co Ltd (5481)?
Earnings per share at Sino Tactful Co Ltd are −0.6500 TWD. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Sino Tactful Co Ltd (5481)?
The net margin of Sino Tactful Co Ltd is −45.0% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Sino Tactful Co Ltd (5481)?
The return on equity (ROE) of Sino Tactful Co Ltd is −3.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Sino Tactful Co Ltd (5481)?
On an EBIT basis the return on assets of Sino Tactful Co Ltd is 0.6% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Sino Tactful Co Ltd (5481)?
The operating margin of Sino Tactful Co Ltd is −32.7% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Sino Tactful Co Ltd (5481)?
Revenue at Sino Tactful Co Ltd is growing −9.3% versus a year earlier (3y avg +1.1%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Sino Tactful Co Ltd (5481)?
Earnings per share at Sino Tactful Co Ltd are growing −65.4% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Sino Tactful Co Ltd (5481) generate?
The free cash flow of Sino Tactful Co Ltd is −22.1M TWD (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Sino Tactful Co Ltd (5481) carry?
The net debt of Sino Tactful Co Ltd is 39.7M TWD (fiscal year 2024). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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