XAC Automation (5490) fair value: what the stock is really worth
As of Nov 9, 2026: fair value (intrinsic value) of XAC Automation stock TWD 13.73, price TWD 27.10, that is 49.3% below the price, quality 72 out of 100. Rating: strongly overvalued. Calculated from audited financials with 15 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 9, 2026.
How to read this chart
60‑month range 16.33 TWD – 35.40 TWD · fair‑value band 12.45 TWD – 15.80 TWD · the 27.10 TWD price screens above the 13.73 TWD fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 9, 2026.
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XAC Automation Corporation engages in the research, development, production, manufacture, and sale of electronic fund transaction terminals and component Taiwan and internationally.
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The company offers point of sale terminals and customer-facing payment devices; handheld and desktop terminals; unattended outdoor payment terminals, outdoor handheld payment terminals, secure unattended outdoor hybrid and contactless readers, and secure unattended outdoor pin entry devices; and SoftPOS. mPOS, and SCRP devices.
It also provides a terminal management system, remote key injection, remote diagnostics, and payment applications solutions. The company was formerly known as XAC Technology and changed its name to XAC Automation Corporation in 1997.
XAC Automation Corporation was founded in 1993 and is based in Hsinchu City, Taiwan.
Stock analysis
XAC Automation (5490) currently trades at 27.10 TWD, while our model-based Fair Value estimate is 13.73 TWD, 49% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Multiples group reads highest at a median of 36.49 TWD per share, and 6 of the 15 models we run sit above the 27.10 TWD price.
Bear case: the Dividend Discount group reads lowest at 2.88 TWD, and 9 of the 15 models stay below the price. Data coverage for this calculation is low.
Scenario range: 12.45 TWD (bear) to 15.80 TWD (bull), the price of 27.10 TWD sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 72/100 (solid quality), in the Industrials sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
XAC Automation reported revenue of 1.5B TWD in FY2025 versus 1.6B TWD in FY2021, a compound −0.7%/yr. Reported net income was 158M TWD in FY2025, compounding +4.3%/yr from FY2021.
Key figures
Market cap 2.5B TWD (≈ $76.9M) Micro · P/E ratio 12.8 · P/S ratio 1.42 · EPS (TTM) 2.11 TWD · Dividend yield 5.5% · Net margin 11.8% · Return on equity 15.3% · Return on assets (EBIT) 2.6% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 55 out of 100 (low confidence).
What moves the price
The share trades about 23% below its 52-week high and 17% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Industrials peers we cover trades at −13% fair-value upside, at −49%, 5490 screens richer than that median.
Fair Value models
Bear12.45 TWDFair Value 13.73 TWDBull15.80 TWD
Price 27.10 TWD · Downside -49.3%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (0.5231 TWD per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.30/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+12.0%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+3.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−2.1%
Start year 2020 (pandemic). Over 10 years: −7.1% a year
Revenue growth 23 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+0.1%
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What shareholders gained per year (last 5 years), in TWD ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in TWD: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+0.6%
Earnings growth per share plus dividend.
Earnings per share, growth per year−4.9%
Dividend (yield on the price)5.5%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.15% → 13%
⚠ Revenue per share shrinking 4.0%/yr over ~6Y (margins eroding too) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Business Equipment & Supplies · 77 stocks
Beats the industry median on 8/13 measures
Overall it ranks above its industry peers.
Valuation
Quality Score72 · Top 25%
Fair Value upside−46.4% · Bottom 25%
Profitability
Return on equity (12 months)15.3% · Top 25%
Return on assets8.9% · Top 25%
Net margin (12 months)11.8% · Top 25%
Operating margin (12 months)14.5% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)36.1% · Top 25%
Dividend yield (12 months)5.5% · Top 25%
Balance sheet
Debt / equity0.25× · Highest 25%
Valuation Multiplesvs Business Equipment & Supplies median · lower = cheaper
P/E (12 months)12.8× · Cheaper than median
P/B1.76× · Pricier than median
P/S (12 months)1.42× · Pricier than median
EV/EBITDA9.7× · Pricier than median
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 30
FUTURE (revenue growth)100· sector 30
PAST (return on equity)61· sector 29
HEALTH (low debt)87· sector 98
DIVIDEND (yield)100· sector 50
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "XAC Automation Fair Value". https://www.fairvalue-calculator.com/stock/5490
Frequently asked questions
Is XAC Automation (5490) overvalued or undervalued?
As of Nov 9, 2026, our model estimates a fair value of 13.73 TWD versus a price of 27.10 TWD, about 49% lower (overvalued).
What is the fair value of 5490?
Our model-based fair value for XAC Automation is 13.73 TWD (as of Nov 9, 2026), built from audited fundamentals. The current price: 27.10 TWD.
What is the quality score of 5490?
XAC Automation has a Quality Score of 72/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for XAC Automation (5490)?
Our model-based price target is the fair value of 13.73 TWD (as of Nov 9, 2026) from 15 valuation models. Cautious scenario 12.45 TWD, optimistic scenario 15.80 TWD. It is a calculation from audited fundamentals, not an analyst target.
What is the XAC Automation stock forecast for 2026?
Our models put fair value at 13.73 TWD, about 49% lower versus a price of 27.10 TWD (overvalued). Cautious scenario 12.45 TWD, optimistic scenario 15.80 TWD. The calculation is refreshed regularly with new filings.
What is the revenue of XAC Automation (5490)?
XAC Automation reported trailing-twelve-month revenue of about 1.7B TWD (latest available figure, as of Nov 9, 2026).
Does XAC Automation pay a dividend?
XAC Automation currently shows a dividend yield of 5.54% relative to its recent price (as of Nov 9, 2026).
How much is the dividend of XAC Automation (5490) and when is the ex-dividend date?
XAC Automation pays a dividend of 1.50 TWD per share a year, a dividend yield of 5.5%. The last ex-dividend date was Jul 2, 2026. The payout ratio is 71.1% of earnings. Our assessment: Watch coverage. The dividend isn’t fully covered by free cash flow or earnings, part of it is funded from reserves or debt. Fine for now, but worth watching: if it stays uncovered, the dividend could be cut.
What is the intrinsic value of XAC Automation (5490)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For XAC Automation it is 13.73 TWD per share (as of Nov 9, 2026), against a price of 27.10 TWD. It is the blended result of 15 valuation models in 7 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Economic Profit, Growth Earnings).
Is XAC Automation stock overvalued or undervalued in 2026?
As of Nov 9, 2026, 5490 trades above its calculated fair value: price 27.10 TWD, fair value 13.73 TWD, a gap of about −49% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 5490?
No. The price is what the market pays today (27.10 TWD); the fair value is what the company's own numbers justify (13.73 TWD). For XAC Automation the two are 13.37 TWD per share apart. That gap is exactly why we show both numbers side by side.
How much is XAC Automation worth?
The market values XAC Automation at about 2.5B TWD (market capitalisation, as of Nov 9, 2026). Per share that is 27.10 TWD; our models calculate a fair value of 13.73 TWD per share.
What do the bullish and bearish scenarios say about 5490?
Our models span a range for XAC Automation: cautious scenario 12.45 TWD, base 13.73 TWD, optimistic 15.80 TWD per share (as of Nov 9, 2026, price 27.10 TWD). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 5490?
XAC Automation trades at a price-to-earnings ratio of 12.8 (as of Nov 9, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 13.73 TWD is built from several models across several years. Median P/E at fiscal year-end, 7 fiscal years (2017 to 2025), reported earnings: 20.0. Other multiples: P/B 1.8, P/S 1.4, EV/EBITDA 9.7.
How solid is the balance sheet of XAC Automation (5490)?
Balance-sheet figures for XAC Automation (as of Nov 9, 2026): return on equity 15.3%, debt of 0.25 per unit of equity. They feed the Quality Score of 72/100, which measures business quality independently of the share price.
How far is 5490 from its 52-week high?
XAC Automation trades at 27.10 TWD, about 23% below its 52-week high of 35.40 TWD and 17% above the low of 23.10 TWD (as of Nov 9, 2026). Distance from the high says nothing about value: that is what the fair value of 13.73 TWD is for.
Which stocks are comparable to XAC Automation?
From the same area (Industrials) we also value GRG Banking Equipment Co, Crane NXT, Co, Shanghai M&G Stationery Inc, XGD Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is XAC Automation stock attractive at the current price?
The data as of Nov 9, 2026: price 27.10 TWD, calculated fair value 13.73 TWD (−49%), Quality Score 72/100, from 15 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 5490 calculated?
We run XAC Automation through 15 models from 7 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of 13.73 TWD builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. XAC Automation itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of XAC Automation (5490)?
The closing price on Nov 9, 2026 was 27.10 TWD. Our model-based fair value is 13.73 TWD, about 49% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with XAC Automation right now?
The price sits above even our optimistic bull case (15.80 TWD). The favourable scenario is already priced in. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (72/100) and above fair value, neither a clear bargain nor a standout compounder.
Key figures of XAC Automation
How large is the market capitalisation of XAC Automation (5490)?
The market capitalisation of XAC Automation is 2.5B TWD (≈ $76.9M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of XAC Automation (5490)?
The price-to-sales ratio of XAC Automation is 1.42 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of XAC Automation (5490)?
Earnings per share at XAC Automation are 2.11 TWD (price ÷ EPS = P/E 12.8). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of XAC Automation (5490)?
The dividend yield of XAC Automation is 5.5% (payout 71.1%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of XAC Automation (5490)?
The net margin of XAC Automation is 11.8% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of XAC Automation (5490)?
The return on equity (ROE) of XAC Automation is 15.3% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of XAC Automation (5490)?
On an EBIT basis the return on assets of XAC Automation is 2.6% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of XAC Automation (5490)?
The operating margin of XAC Automation is 14.5% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at XAC Automation (5490)?
Revenue at XAC Automation is growing +36.1% versus a year earlier (3y avg +3.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at XAC Automation (5490)?
Earnings per share at XAC Automation are growing +435% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does XAC Automation (5490) generate?
The free cash flow of XAC Automation is −197M TWD (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
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Thin data
Nov 9, 2026