XAC Automation (5490) fair value: what the stock is really worth
As of Sep 24, 2026: fair value of XAC Automation TWD 13.52, price TWD 25.45, upside -46.9%, quality 68 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
Watch XAC Automation for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card.Watch for freePro now: $1 first month
XAC Automation Corporation engages in the research, development, production, manufacture, and sale of electronic fund transaction terminals and component Taiwan and internationally.
Show more
XAC Automation Corporation engages in the research, development, production, manufacture, and sale of electronic fund transaction terminals and component Taiwan and internationally. The company offers point of sale terminals and customer-facing payment devices; handheld and desktop terminals; unattended outdoor payment terminals, outdoor handheld payment terminals, secure unattended outdoor hybrid and contactless readers, and secure unattended outdoor pin entry devices; and SoftPOS. mPOS, and SCRP devices. It also provides a terminal management system, remote key injection, remote diagnostics, and payment applications solutions. The company was formerly known as XAC Technology and changed its name to XAC Automation Corporation in 1997. XAC Automation Corporation was founded in 1993 and is based in Hsinchu City, Taiwan.
Stock analysis
XAC Automation (5490) currently trades at 25.45 TWD, while our model-based Fair Value estimate is 13.52 TWD, implying the stock looks roughly 88.3% overvalued today.
Show more
Valuation
Bull case: the Growth Earnings group reads highest at a median of 35.56 TWD per share, and 7 of the 15 models we run sit above the 25.45 TWD price.
Bear case: the Dividend Discount group reads lowest at 2.61 TWD, and 8 of the 15 models stay below the price. Evidence for this calculation is low.
Scenario range: 12.20 TWD (bear) to 16.88 TWD (bull), the price of 25.45 TWD sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 68/100 (solid quality), in the Industrials sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
XAC Automation reported revenue of 1.5B TWD in FY2025 versus 1.6B TWD in FY2021, a compound −0.7%/yr. Reported net income was 158M TWD in FY2025, compounding +4.3%/yr from FY2021.
Key figures
Market cap 2.9B TWD (≈ $92.8M) · P/E ratio 15.5 · P/S ratio 1.59 · EPS (TTM) 1.64 TWD · Dividend yield 5.9% · Net margin 10.3% · Return on equity 11.2% · Return on assets (EBIT) 2.6%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 43 out of 100 (low confidence).
What moves the price
The share trades about 28% below its 52-week high and 7% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Industrials peers we cover trades at −50% fair-value upside, at −47%, 5490 screens cheaper than that median.
Fair Value models
Bear 12.20 TWDFair Value 13.52 TWDBull 16.88 TWD
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (0.1028 TWD per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.20/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+12.0%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+3.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−2.1%
Start year 2020 (pandemic). Over 10 years: −7.1% a year
Revenue growth 23 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+0.1%
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
What shareholders gained per year (last 5 years), in TWD ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in TWD: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+1.0%
Earnings growth per share plus dividend.
Earnings per share, growth per year−4.9%
Dividend (yield on the price)5.9%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.15% → 13%
⚠ Revenue per share shrinking 4.0%/yr over ~6Y (margins eroding too) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Business Equipment & Supplies · 74 stocks
Beats the industry median on 8/13 measures
Overall it ranks above its industry peers.
Valuation
Quality Score68 · Top 25%
Fair Value upside−47% · Below median
Profitability
Return on equity (TTM)11% · Above median
Return on assets7% · Top 25%
Net margin (TTM)10% · Top 25%
Operating margin (TTM)17% · Top 25%
Growth and dividend
Revenue growth5% · Above median
Dividend yield (TTM)5.9% · Top 25%
Balance sheet
Debt / equity0.25× · Highest 25%
Valuation Multiplesvs Business Equipment & Supplies median · lower = cheaper
P/E (TTM)15.5× · Cheaper than median
P/B2.18× · Pricier than median
P/S (TTM)1.89× · Pricier than median
EV/EBITDA14.0× · Pricier than median
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 29
FUTURE (revenue growth)24· sector 18
PAST (return on equity)45· sector 21
HEALTH (low debt)87· sector 98
DIVIDEND (yield)100· sector 52
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "XAC Automation Fair Value". https://www.fairvalue-calculator.com/stock/5490
Frequently asked questions
Is XAC Automation (5490) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of 13.52 TWD versus a price of 25.45 TWD, about −47% upside (overvalued).
What is the fair value of 5490?
Our model-based fair value for XAC Automation is 13.52 TWD (as of Sep 24, 2026), built from audited fundamentals. The current price: 25.45 TWD.
What is the quality score of 5490?
XAC Automation has a Quality Score of 68/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for XAC Automation (5490)?
Our model-based price target is the fair value of 13.52 TWD (as of Sep 24, 2026) from 15 valuation models. Cautious scenario 12.20 TWD, optimistic scenario 16.88 TWD. It is a calculation from audited fundamentals, not an analyst target.
What is the XAC Automation stock forecast for 2026?
Our models put fair value at 13.52 TWD, about −47% upside versus a price of 25.45 TWD (overvalued). Cautious scenario 12.20 TWD, optimistic scenario 16.88 TWD. The calculation is refreshed regularly with new filings.
What is the revenue of XAC Automation (5490)?
XAC Automation reported trailing-twelve-month revenue of about 1.6B TWD (latest available figure, as of Sep 24, 2026).
Does XAC Automation pay a dividend?
XAC Automation currently shows a dividend yield of about 5.89% relative to its recent price (as of Sep 24, 2026).
What is the intrinsic value of XAC Automation (5490)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For XAC Automation it is 13.52 TWD per share (as of Sep 24, 2026), against a price of 25.45 TWD. It is the blended result of 15 valuation models (cash flow, earnings, asset, dividend).
Is XAC Automation stock overvalued or undervalued in 2026?
As of Sep 24, 2026, 5490 trades above its calculated fair value: price 25.45 TWD, fair value 13.52 TWD, a gap of about −47% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 5490?
No. The price is what the market pays today (25.45 TWD); the fair value is what the company's own numbers justify (13.52 TWD). For XAC Automation the two are 11.93 TWD per share apart. That gap is exactly why we show both numbers side by side.
How much is XAC Automation worth?
The market values XAC Automation at about 2.9B TWD (market capitalisation, as of Sep 24, 2026). Per share that is 25.45 TWD; our models calculate a fair value of 13.52 TWD per share.
What do the bullish and bearish scenarios say about 5490?
Our models span a range for XAC Automation: cautious scenario 12.20 TWD, base 13.52 TWD, optimistic 16.88 TWD per share (as of Sep 24, 2026, price 25.45 TWD). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 5490?
XAC Automation trades at a price-to-earnings ratio of 15.5 (as of Sep 24, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 13.52 TWD is built from several models across several years. Other multiples: P/B 2.2, P/S 1.9, EV/EBITDA 14.0.
How solid is the balance sheet of XAC Automation (5490)?
Balance-sheet figures for XAC Automation (as of Sep 24, 2026): return on equity 11.2%, debt of 0.25 per unit of equity. They feed the Quality Score of 68/100, which measures business quality independently of the share price.
How far is 5490 from its 52-week high?
XAC Automation trades at 25.45 TWD, about 28% below its 52-week high of 35.40 TWD and 7% above the low of 23.70 TWD (as of Sep 24, 2026). Distance from the high says nothing about value: that is what the fair value of 13.52 TWD is for.
Which stocks are comparable to XAC Automation?
From the same area (Industrials) we also value GRG Banking Equipment Co, Shanghai M&G Stationery Inc, XGD Inc, DOMS Industries Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is XAC Automation stock attractive at the current price?
The data as of Sep 24, 2026: price 25.45 TWD, calculated fair value 13.52 TWD (−47%), Quality Score 68/100, from 15 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 5490 calculated?
We run XAC Automation through 15 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 13.52 TWD, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.0 % above its aggregate fair value. XAC Automation itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of XAC Automation (5490)?
The closing price on Sep 24, 2026 was 25.45 TWD. Our model-based fair value is 13.52 TWD, about −47% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with XAC Automation right now?
The price sits above even our optimistic bull case (16.88 TWD). The favourable scenario is already priced in. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (68/100) and above fair value, neither a clear bargain nor a standout compounder.
Key figures of XAC Automation
How large is the market capitalisation of XAC Automation (5490)?
The market capitalisation of XAC Automation is 2.9B TWD (≈ $92.8M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of XAC Automation (5490)?
The price-to-sales ratio of XAC Automation is 1.59 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of XAC Automation (5490)?
Earnings per share at XAC Automation are 1.64 TWD (price ÷ EPS = P/E 15.5). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of XAC Automation (5490)?
The dividend yield of XAC Automation is 5.9% (payout 91.5%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of XAC Automation (5490)?
The net margin of XAC Automation is 10.3% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of XAC Automation (5490)?
The return on equity (ROE) of XAC Automation is 11.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of XAC Automation (5490)?
On an EBIT basis the return on assets of XAC Automation is 2.6% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of XAC Automation (5490)?
The operating margin of XAC Automation is 17.5% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at XAC Automation (5490)?
Revenue at XAC Automation is growing +4.7% versus a year earlier (3y avg +3.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at XAC Automation (5490)?
Earnings per share at XAC Automation are growing −5.4% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does XAC Automation (5490) generate?
The free cash flow of XAC Automation is −197M TWD (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
Free · no account needed
Watch XAC Automation in the live analysis
One click puts XAC Automation on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
