8180 Fair Value & Analysis
Financial Services · Market cap 310M SAR
Fair value as of: Jul 31, 2026
From 3 valuation models · updated today
Share price −12.6% over the past month.
What matters now
- Weak quality (38/100) and above fair value at the same time, the margin of safety is missing on both counts.
- A fairly wide model range (5.70 SAR to 11.40 SAR) leaves room in how you read the outcome.
- Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (12 months)
12‑month range 8.78 SAR – 14.32 SAR · fair‑value band 5.70 SAR – 11.40 SAR · the 10.31 SAR price screens above the 7.64 SAR fair value. As of Jul 31, 2026.
✦ Which stocks are undervalued right now? Check free Discover now →Analysis
8180 (8180) currently trades at 10.31 SAR, while our model-based Fair Value estimate is 7.64 SAR, implying the stock looks roughly 25.9% overvalued today. We read business quality at 38/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: low).
Over the trailing twelve months, 8180 generated revenue of 623M SAR at a net margin of -8.3%. Revenue declined 2.4% year over year. It earns a return on equity of -14.1%. The balance sheet holds a net cash position of 198M SAR. Fundamentals as of Jul 31, 2026
Our scenario range runs from 5.70 SAR (bear case) to 11.40 SAR (bull case); at 10.31 SAR, the current price sits within that range. The share trades about 31% below its 52-week high and 20% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 63% fair-value upside, at -26%, 8180 screens richer than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 31, 2026. TTM = trailing twelve months.
Quality Score breakdown
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
8180 reported revenue of 632M SAR in FY2025 versus 341M SAR in FY2021, a compound +16.6%/yr. Reported net income was −70.3M SAR in FY2025.
Is 8180 fairly valued? → Check now
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Insurance - Property & Casualty stocks, each showing price versus our Fair Value estimate (as of Jul 31, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Chubb Limited C1BL34 | R$419.60 | R$421.12 | +0% |
| The Progressive Corporation PGR | $204.02 | $316.22 | +55% |
| Tokio Marine Holdings TKOMF | $42.16 | $41.60 | -1% |
| The Travelers Companies, Inc TRV | $303.36 | $342.77 | +13% |
| The Allstate Corporation ALL | $222.56 | $445.12 | +100% |
| The People's Insurance Company 601319 | ¥7.12 | ¥14.24 | +100% |
| PICC Property and Casualty Company PPCCY | $49.08 | $83.45 | +70% |
| MS&AD Insurance Group MSADF | $29.91 | $57.59 | +93% |
| Intact Financial Corporation IFC | C$277.10 | C$265.09 | -4% |
| Sompo Holdings SMPNY | $18.81 | $30.65 | +63% |
Compare 8180 with another stock
Price, fair value, quality and upside side by side.
Explore undervalued stocks
More undervalued Financial Services stocks →
Frequently asked questions
Is 8180 overvalued or undervalued?
What is the fair value of 8180?
What is the quality score of 8180?
What is the revenue of 8180?
What is the net profit margin of 8180?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
Track 8180 and try Pro for 14 days
One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.
Zero risk: nothing is ever charged. After 14 days you decide whether to stay.