Ping An Insurance (Group) Company of China Ltd. (82318) fair value: what the stock is really worth
As of Oct 2, 2026: fair value of Ping An Insurance (Group) Company of China Ltd. HK$44.05, price HK$44.40, upside -0.8%, quality 62 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
- Fair value above price? No
- Good quality? Yes
- Add to watchlist
Ping An Insurance (Group) Company of China Ltd.
82318 · HKNeutralThe stock looks roughly fairly valued with average quality.
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 27, 2026.
How to read this chart
39‑month range HK$10.87 – HK$61.60 · fair‑value band HK$35.82 – HK$63.70 · the HK$44.40 price screens above the HK$44.05 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 27, 2026.
Every Wednesday you see whether Ping An Insurance (Group) Company of China is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
Company profile
Ping An Insurance (Group) Company of China, Ltd. provides financial products and services in the People's Republic of China. It operates through Life and Health Insurance; Property and Casualty Insurance; Banking; Asset Management; and Finance Enablement segments.
Show more
Ping An Insurance (Group) Company of China, Ltd. provides financial products and services in the People's Republic of China. It operates through Life and Health Insurance; Property and Casualty Insurance; Banking; Asset Management; and Finance Enablement segments. The company offers life insurance products, including term, whole-life, endowment, annuity, investment-linked, universal life, and health care and medical insurance; property and casualty insurance, such as auto insurance, non-auto insurance, accident, and health insurance. It also undertakes loan and intermediary business with corporate customers and retail customers. In addition, the company provides wealth management and credit card services to individual customers; trust services, brokerage services, trading services, investment banking services, investment management services, finance lease business, and other asset management services; and financial and daily-life services through internet platforms comprising financial transaction information service platform, and health care service platform. Further, it is involved in the real estate investment and management; expressway operation; production and sale of consumer chemicals; logistics and real estate activities; consulting services; warehousing; IT services; infant products; and hospital management. Ping An Insurance (Group) Company of China, Ltd. was incorporated in 1988 and is based in Shenzhen, China.
Stock analysis
Ping An Insurance (Group) Company of China Ltd. (82318) currently trades at HK$44.40, while our model-based Fair Value estimate is HK$44.05, so the stock looks roughly fairly valued today (gap 0.8%).
Show more
Valuation
Bull case: the Multiples group reads highest at a median of HK$52.66 per share, and 2 of the 6 models we run sit above the HK$44.40 price.
Bear case: the Asset-Based group reads lowest at HK$25.20, and 4 of the 6 models stay below the price. Evidence for this calculation is medium.
Scenario range: HK$35.82 (bear) to HK$63.70 (bull), the price of HK$44.40 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 62/100 (solid quality), in the Financials sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Ping An Insurance (Group) Company of China Ltd. reported revenue of HK$1.0T in FY2025 versus HK$1.2T in FY2021, a compound −3.1%/yr. Reported net income was HK$131B in FY2025, compounding +6.6%/yr from FY2021.
Key figures
Market cap HK$1.2T (≈ $151B) · P/S ratio 1.24 · EPS (TTM) HK$5.88 · Dividend yield 6.1% · Net margin 12.9% · Return on equity 11.3% · Return on assets (EBIT) 3.8% · Operating margin 49.0%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 28% below its 52-week high and 3% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financials peers we cover trades at 13% fair-value upside, at −1%, 82318 screens richer than that median.
Fair Value models
All 6 models by family
Notify me when 82318 reaches fair value
Put 82318 on your watchlist. We get in touch as soon as price and fair value meet or the trend turns.
Set up alert →Quality Score breakdown
Of which business quality 56 · Market factors (momentum, volatility) 46
Revenue & earnings trend
Watch 82318, get fair value alerts →
Earlier news
- Ping An's Hang Seng Sustainability Rating Upgraded to A+ in 2026
- Ping An Reports 1H 2026 Results
- Ping An Mobilizes Rapid Response to Typhoon Dolphin
- Ping An Ranks 48th on 2026 Fortune Global 500 List, Marking 17th Consecutive Year on List
Compare Ping An Insurance (Group) Company of China Ltd. with another stock
Price, fair value, quality and upside side by side.
Peer GroupⓘHow this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median. (Industry “Insurance” was too small, so the broader sector is used.)Financials · 3207 stocks
Valuation Multiplesvs Financials median · lower = cheaper
Strength profile in five axes (Snowflake)
Context: sector, industry, market
- Is the Financials sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- Undervalued stocks: Hong Kong Stocks
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Insurance stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| NRCP NRCP | 1.33 PHP | 2.66 PHP | +100% |
| Federal Home Loan Mortgage Corporation FMCKK | $10.78 | $21.56 | +100% |
| CGABL CGABL | $15.50 | $17.56 | +13% |
| BOCHGR BOCHGR | €10.74 | €9.19 | −14% |
| LTG LTG | 15.26 PHP | 30.52 PHP | +100% |
| 535789 535789 | ₹136.85 | ₹201.45 | +47% |
| BENGALASM BENGALASM | ₹6,001 | ₹5,211 | −13% |
| Mirae Asset Venture Investment Co 100790 | 16,960 KRW | 5,401 KRW | −68% |
| Aju IB Investment Co 027360 | 3,940 KRW | 1,047 KRW | −73% |
| EBEST Investment & Securities Co 078020 | 6,530 KRW | 6,663 KRW | +2% |
Explore undervalued stocks
More undervalued Financial Services stocks →
Try a ready-made strategy
Pick a strategy and jump into the live analysis with that exact screen applied.
Discover tools
Frequently asked questions
Is Ping An Insurance (Group) Company of China Ltd. (82318) overvalued or undervalued?
What is the fair value of 82318?
What is the quality score of 82318?
What is the price target for Ping An Insurance (Group) Company of China Ltd. (82318)?
What is the Ping An Insurance (Group) Company of China Ltd. stock forecast for 2026?
What is the revenue of Ping An Insurance (Group) Company of China Ltd. (82318)?
Does Ping An Insurance (Group) Company of China Ltd. pay a dividend?
What is the intrinsic value of Ping An Insurance (Group) Company of China Ltd. (82318)?
Is Ping An Insurance (Group) Company of China Ltd. stock overvalued or undervalued in 2026?
Is fair value the same as the market price of 82318?
How much is Ping An Insurance (Group) Company of China Ltd. worth?
What do the bullish and bearish scenarios say about 82318?
How solid is the balance sheet of Ping An Insurance (Group) Company of China Ltd. (82318)?
How far is 82318 from its 52-week high?
Which stocks are comparable to Ping An Insurance (Group) Company of China Ltd.?
Is Ping An Insurance (Group) Company of China Ltd. stock attractive at the current price?
How is the fair value of 82318 calculated?
Is it still worth investing in stocks now?
What is the share price of Ping An Insurance (Group) Company of China Ltd. (82318)?
What should I pay attention to with Ping An Insurance (Group) Company of China Ltd. right now?
Where does the earnings growth of Ping An Insurance (Group) Company of China Ltd. (82318) come from?
Key figures of Ping An Insurance (Group) Company of China Ltd.
How large is the market capitalisation of Ping An Insurance (Group) Company of China Ltd. (82318)?
What is the P/S ratio of Ping An Insurance (Group) Company of China Ltd. (82318)?
What are the earnings per share of Ping An Insurance (Group) Company of China Ltd. (82318)?
What is the dividend yield of Ping An Insurance (Group) Company of China Ltd. (82318)?
What is the net margin of Ping An Insurance (Group) Company of China Ltd. (82318)?
What is the return on equity of Ping An Insurance (Group) Company of China Ltd. (82318)?
What is the EBIT return on assets of Ping An Insurance (Group) Company of China Ltd. (82318)?
What is the operating margin of Ping An Insurance (Group) Company of China Ltd. (82318)?
How fast is revenue growing at Ping An Insurance (Group) Company of China Ltd. (82318)?
How fast are earnings growing at Ping An Insurance (Group) Company of China Ltd. (82318)?
How much free cash flow does Ping An Insurance (Group) Company of China Ltd. (82318) generate?
How much net debt does Ping An Insurance (Group) Company of China Ltd. (82318) carry?
Watch Ping An Insurance (Group) Company of China Ltd. in the live analysis
One click puts Ping An Insurance (Group) Company of China Ltd. on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
Watch for free →Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.