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Abdul Aziz Al-Tuwaijri Trading Company (9651) Fair Value & Analysis

Consumer Defensive · SA · Market cap 111M SAR

AA Abdul Aziz Al-Tuwaijri Trading Company 9651 · SR
Price22.20 SAR
Fair Value13.25 SAR
Upside-40.3%
Quality23/100
Mixed Growth
Loss-making · -10.4% net margin
Low debt · negative free cash flow
Trails peers (4/11)
Narrow moat 7/100
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Evidence: Medium Range 10.53 SAR – 14.07 SAR Share as image

Fair value as of: Aug 1, 2026

From 8 valuation models · updated today

Share price +3.4% over the past month.

What matters now

  • The price sits above even our optimistic bull case (14.07 SAR). The favourable scenario is already priced in.
  • Weak quality (23/100) and above fair value at the same time, the margin of safety is missing on both counts.

Price vs Fair Value (8 months)

32.00 SAR 18.50 SAR Fair Value 13.25 SAR Nov 2025 Jul 2026

8‑month range 18.50 SAR – 32.00 SAR · fair‑value band 10.53 SAR – 14.07 SAR · the 22.20 SAR price screens above the 13.25 SAR fair value. As of Aug 1, 2026.

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Analysis

Abdul Aziz Al-Tuwaijri Trading Company (9651) currently trades at 22.20 SAR, while our model-based Fair Value estimate is 13.25 SAR, implying the stock looks roughly 40.3% overvalued today. We read business quality at 23/100 (below-average quality), in the Consumer Defensive sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).

Over the trailing twelve months, Abdul Aziz Al-Tuwaijri Trading Company generated revenue of 141M SAR at a net margin of -10.4%. Revenue grew 4.9% year over year. It earns a return on equity of -17.6%. Net debt stands at 50.3M SAR. Fundamentals as of Aug 1, 2026

Our scenario range runs from 10.53 SAR (bear case) to 14.07 SAR (bull case); at 22.20 SAR, the current price sits above that range. The share trades about 34% below its 52-week high and 23% above its 52-week low, currently below its 200-day average. For context, the median of 10 Consumer Defensive peers we cover trades at -50% fair-value upside, at -40%, 9651 screens cheaper than that median.

Key figures & financial health

Revenue (TTM) 141M SAR
Revenue growth (YoY) +4.9%
Net margin -10.4%
Return on equity -17.6%
Free cash flow −5.8M SAR FY2025
Operating margin -2.7%
More key figures
EPS (TTM) -3.55 SAR
EPS growth (YoY) +178%
Net debt 50.3M SAR FY2025

Figures from reported company fundamentals · as of Aug 1, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 23/100
Profitability 15
Quality Growth 34
Cashflow 2
Fin. Strength 39
Investment 72
Low Volatility 0
Momentum 43
52W Momentum 25
Net Issuance 27

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Abdul Aziz Al-Tuwaijri Trading Company engages in the marketing and distribution of food and medical consumer products, detergents, and personal care products. The company offers food, beverages, cosmetics, soaps, and detergents, as well as medical devices, equipment, and supplies.

Full company description

Abdul Aziz Al-Tuwaijri Trading Company engages in the marketing and distribution of food and medical consumer products, detergents, and personal care products. The company offers food, beverages, cosmetics, soaps, and detergents, as well as medical devices, equipment, and supplies. It is also involved in the management and leasing of non-residential properties. The company was founded in 1957 and is based in Riyadh, Saudi Arabia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2020 – FY2025 · reported fiscal years

Abdul Aziz Al-Tuwaijri Trading Company reported revenue of 141M SAR in FY2025 versus 122M SAR in FY2020, a compound +2.9%/yr. Reported net income was −14.6M SAR in FY2025.

Revenue +2.9%/yr
FY20 122M SAR
FY21 93.1M SAR
FY23 125M SAR
FY24 131M SAR
FY25 141M SAR
Net income
FY20 27.5M SAR
FY21 28.4M SAR
FY23 2.8M SAR
FY24 4.3M SAR
FY25 −14.6M SAR

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Cite: Fair Value Calculator (2026). "Abdul Aziz Al-Tuwaijri Trading Company Fair Value". https://www.fairvalue-calculator.com/stock/9651

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 / 30
FUTURE 25 / 4
PAST 0 / 27
HEALTH 91 / 98
DIVIDEND 0 / 49

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Household & Personal Products stocks, each showing price versus our Fair Value estimate (as of Aug 1, 2026).

Stock Price Fair Value vs Fair Value
The Procter & Gamble Company PRG €130.06 €86.24 -34%
L'Oréal S.A LRLCF $445.77 $275.67 -38%
Unilever PLC ULEV34 R$342.24 R$355.27 +4%
Colgate-Palmolive Company CL 1,487 MXN 736.61 MXN -50%
Hindustan Unilever Limited HINDUNILVR ₹2,170 ₹807.38 -63%
Kimberly-Clark Corporation KMBB34 R$530.90 R$72.97 -86%
Church & Dwight Co CHDC34 R$488.56 R$243.77 -50%
Essity AB ESSITYA kr 279.00 kr 250.02 -10%
Godrej Consumer Products Limited GODREJCP ₹998.00 ₹323.44 -68%
Marico Limited MARICO ₹819.90 ₹364.61 -56%

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Frequently asked questions

Is Abdul Aziz Al-Tuwaijri Trading Company (9651) overvalued or undervalued?
As of Aug 1, 2026, our model estimates a fair value of 13.25 SAR versus a price of 22.20 SAR, about −40% (overvalued).
What is the fair value of 9651?
Our model-based fair value for Abdul Aziz Al-Tuwaijri Trading Company is 13.25 SAR (as of Aug 1, 2026), built from audited fundamentals. The current price is 22.20 SAR.
What is the quality score of 9651?
Abdul Aziz Al-Tuwaijri Trading Company has a Quality Score of 23/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Abdul Aziz Al-Tuwaijri Trading Company (9651)?
Abdul Aziz Al-Tuwaijri Trading Company reported trailing-twelve-month revenue of about 141M SAR (latest available figure, as of Aug 1, 2026).
What is the net profit margin of 9651?
The net profit margin of Abdul Aziz Al-Tuwaijri Trading Company is about -10.4%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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