SERA Fair Value & Analysis
Financials · IN · Market cap ₹2.7B
Fair value as of: Jul 6, 2026
From 4 valuation models · updated 35 days ago
Share price −3.5% over the past month.
A solid business, screening 107% undervalued on our models.
What matters now
- The rarer combination: high quality (70/100) AND below fair value. That earns a closer look rather than a quick verdict.
- The price is below even our cautious bear case (₹60.92). The market is more pessimistic than our downside scenario.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 6, 2026.
How to read this chart
60‑month range ₹4.12 – ₹86.11 · fair‑value band ₹60.92 – ₹101.53 · the ₹39.18 price screens below the ₹81.22 fair value. Dashed = 300-day average. As of Jul 6, 2026.
Analysis
SERA (SERA) currently trades at ₹39.18, while our model-based Fair Value estimate is ₹81.22, implying the stock looks roughly 107.3% undervalued today. The Quality Score stands at 70/100 (solid quality), in the Financials sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.
Over the trailing twelve months, SERA generated revenue of ₹718M at a net margin of 74.6%. It earns a return on equity of 18.2%. Net debt stands at ₹178M. The stock trades on a trailing P/E of 5.0. Fundamentals as of Jul 6, 2026
Our scenario range runs from ₹60.92 (bear case) to ₹101.53 (bull case); at ₹39.18, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 25% below its 52-week high and 25% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financials peers we cover trades at 8% fair-value upside, at 107%, SERA screens cheaper than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 4 models by family
Widest divergence: Economic Profit (₹69.36) versus Asset-Based (₹30.06). Highest evidence: Residual Income (76).
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 6, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 68 · Market factors (momentum, volatility) 51
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
SERA reported revenue of ₹718M in FY2026 versus ₹30.5M in FY2022, a compound +120.4%/yr. Reported net income was ₹536M in FY2026.
Watch SERA: get an alert when its fair value changes →
Peer Group
Investment Banking & Investment Services · 17 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Investment Banking & Investment Services stocks, each showing price versus our Fair Value estimate (as of Jul 6, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Affiliated Managers Group MGR | $20.15 | $36.48 | +81% |
| Hercules Capital, Inc HCXY | $25.16 | $50.32 | +100% |
| Edelweiss Financial Services Limited 532922 | ₹115.40 | ₹124.39 | +8% |
| Mirae Asset Venture Investment Co 100790 | 14,110 KRW | 7,569 KRW | -46% |
| Aju IB Investment Co 027360 | 3,220 KRW | 910.91 KRW | -72% |
| EBEST Investment & Securities Co 078020 | 6,240 KRW | 5,844 KRW | -6% |
| PSE PSE | 205.00 PHP | 246.27 PHP | +20% |
| IKAB IKAB | ₹1,190 | ₹203.09 | -83% |
| ABA ABA | 0.3150 PHP | 0.6300 PHP | +100% |
| Lindeman Asia Investment Co 277070 | 2,995 KRW | 2,878 KRW | -4% |
Compare SERA with another stock
Price, fair value, quality and upside side by side.
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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