Fairvalue-Calculator Fairvalue-Calculator
EN DE

Aptus Value Housing Finance India Limited (APTUS) Fair Value & Analysis

Financial Services · IN · Market cap ₹133B

Price₹265.10
Fair Value₹244.80
Upside-7.7%
Quality97/100
Evidence: High Range ₹183.60 – ₹861.57

Fair value as of: Jun 29, 2026

✦ Which stocks are undervalued right now? Check free Discover now →

Analysis

Aptus Value Housing Finance India Limited (APTUS) currently trades at ₹265.10, while our model-based Fair Value estimate is ₹244.80 — implying the stock looks roughly 7.7% overvalued today. We read business quality at 97/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

About the company

Aptus Value Housing Finance India Limited, together with its subsidiary, Aptus Finance India Private Limited, provides housing finance solutions in India. The company offers home and quasi-home loans for the purchase, construction, renovation, and extension of houses; loans against property for construction and purchase of houses; and secured, small business, and refinance loans. It also provides life, credit shield, and property insurance products. The company serves individual homebuyers; low and middle income salaried and self-employed individuals; and first-time homeowners from rural and semi-urban markets. Aptus Value Housing Finance India Limited was incorporated in 2009 and is headquartered in Chennai, India.

Open the full interactive analysis →

Similar stocks

Frequently asked questions

Is Aptus Value Housing Finance India Limited (APTUS) undervalued?
As of Jun 29, 2026, our model estimates a fair value of ₹244.80 versus a price of ₹265.10 — about −8% (overvalued). Model-based estimate, not financial advice.
What is the fair value of APTUS?
Our 21-model fair value for Aptus Value Housing Finance India Limited is ₹244.80 (as of Jun 29, 2026), built from audited fundamentals. The current price is ₹265.10.
What is the quality score of APTUS?
Aptus Value Housing Finance India Limited has a Quality Score of 97/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.