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DIGILIFE TECHNOLOGIES LIMITED (BAI) Fair Value & Analysis

Communication Services · SG · Market cap 9.2M SGD

DT DIGILIFE TECHNOLOGIES LIMITED BAI · SG
Price0.6000 SGD
Fair Value0.6300 SGD
Upside+5.0%
Quality47/100
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Weak Growth
Thin margins · 0.0% net margin
Low debt · generates free cash flow
Trails peers (3/10)
Narrow moat 13/100
Evidence: Medium Range 0.6100 SGD – 0.6500 SGD Share as image

Fair value as of: Aug 13, 2026

From 10 valuation models · updated 4 days ago

Share price −10.4% over the past month.

Below-average quality, currently priced close to our fair value.

What matters now

  • The price sits close to our fair value, market and models broadly agree here, little valuation tension.
  • The models converge in a tight band (0.6100 SGD to 0.6500 SGD), unusually little disagreement for a valuation.
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Price vs Fair Value (5 years)

2.88 SGD 0.5000 SGD Fair Value 0.6300 SGD Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range 0.5000 SGD – 2.88 SGD · fair‑value band 0.6100 SGD – 0.6500 SGD · the 0.6000 SGD price screens below the 0.6300 SGD fair value. Dashed = 300-day average. As of Aug 13, 2026.

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Analysis

DIGILIFE TECHNOLOGIES LIMITED (BAI) currently trades at 0.6000 SGD, while our model-based Fair Value estimate is 0.6300 SGD, implying the stock looks roughly 5.0% fairly valued today. The Quality Score stands at 47/100 (below-average quality), in the Communication Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

Trailing-twelve-month revenue stands at 364K SGD. Revenue declined 5.0% year over year. It earns a return on equity of -2.1%. Fundamentals as of Aug 13, 2026

Our scenario range runs from 0.6100 SGD (bear case) to 0.6500 SGD (bull case); at 0.6000 SGD, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 49% below its 52-week high and 20% above its 52-week low, currently below its 200-day average. For context, the median of 10 Communication Services peers we cover trades at 30% fair-value upside, at 5%, BAI screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF 1.17 SGD 1.54 SGD 2.14 SGD 80
Rev-Margin DCF 1.19 SGD 1.67 SGD 2.67 SGD 74
EV/EBITDA 0.6100 SGD 0.6300 SGD 0.6500 SGD 54
All 10 models by family
DCF Models
FCF DCF 1.21 SGD 1.47 SGD 2.24 SGD 38
5Y Revenue Exit 1.13 SGD 1.53 SGD 2.36 SGD 39
5Y EBITDA Exit 0.8200 SGD 0.9000 SGD 1.05 SGD 41
10Y Revenue Exit 1.14 SGD 1.76 SGD 2.13 SGD 36
10Y EBITDA Exit 0.9600 SGD 1.19 SGD 1.49 SGD 37
Multiples
EV/EBITDA 0.6100 SGD 0.6300 SGD 0.6500 SGD 54
EV/Revenue 1.05 SGD 1.27 SGD 1.49 SGD 43
Asset-Based
NCAV (Graham) 0.9500 SGD 1.28 SGD 1.91 SGD 50
Growth DCF
Growth DCF 1.17 SGD 1.54 SGD 2.14 SGD 80
Rev-Margin DCF 1.19 SGD 1.67 SGD 2.67 SGD 74

Widest divergence: Growth DCF (1.54 SGD) versus Multiples (0.6300 SGD). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) 364K SGD
Revenue growth (YoY) -5.0%
Return on equity -2.1%
Free cash flow 744K SGD FY2024
Operating margin -1,130%
EPS (TTM) -0.0400 SGD
More key figures
EPS growth (YoY) -5.9%

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 47/100

Of which business quality 48 · Market factors (momentum, volatility) 22

Profitability 12
Margins and returns on capital today
Quality Growth 32
Are margins and returns improving?
Cashflow 40
Earnings quality: real cash, not paper profit
Fin. Strength 70
Balance sheet, leverage, solvency risk
Investment 96
Disciplined investing over empire-building
Low Volatility 36
Calm price path (market factor)
Momentum 17
Price trend over the last 3–12 months (market factor)
52W Momentum 16
Distance to the 52-week high (market factor)
Net Issuance 60
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Digilife Technologies Limited provides telecommunication services in Southeast Asia and South Asia. The company operates through Telecom and Technology segments. It distributes mobile prepaid cards.

Full company description

Digilife Technologies Limited provides telecommunication services in Southeast Asia and South Asia. The company operates through Telecom and Technology segments. It distributes mobile prepaid cards. The company also offers hardware infrastructure and business service integration for government and corporate clients; integrated ICT solutions, such as consultancy, maintenance, and disaster recovery services; and managed service solutions. In addition, it distributes mobile handsets, related products, and services; engages in the supply, rental, maintenance, and servicing of computer hardware and peripheral equipment; offers systems integration service related to computer equipment and peripherals, storage systems, networking products, customized solutions, and software products; and networking and routing solutions for enterprise networks with related switches, monitors, solutions, hardware, and facilities management services. Further, the company offers IT and related services. The company was formerly known as SEVAK Limited and changed its name to Digilife Technologies Limited in April 2021. Digilife Technologies Limited was incorporated in 1993 and is headquartered in Singapore.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2019 – FY2024 · reported fiscal years

DIGILIFE TECHNOLOGIES LIMITED reported revenue of 12.6M SGD in FY2024 versus 107B SGD in FY2019, a compound −83.6%/yr. Reported net income was −3.5M SGD in FY2024.

Growth Quality 10/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2024)
12.6M SGD
Latest YoY
−0.4%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−62.6%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−83.6%
Avg. growth/yr (11Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−27.8%
Revenue −83.6%/yr
FY19 107B SGD
FY20 107B SGD
FY21 242M SGD
FY23 12.7M SGD
FY24 12.6M SGD
Net income
FY19 2.0B SGD
FY20 22.5B SGD
FY21 −5.0M SGD
FY23 631K SGD
FY24 −3.5M SGD

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Cite: Fair Value Calculator (2026). "DIGILIFE TECHNOLOGIES LIMITED Fair Value". https://www.fairvalue-calculator.com/stock/BAI

Peer Group

Telecom Services · 253 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 47 · Below median
Fair Value upside +5% · Above median
Return on assets 2% · Below median
Net margin (TTM) 0% · Below median
Revenue growth -5% · Bottom 25%
Debt / equity 0.00× · Lower than 75% of peers

Valuation Multiples vs Telecom Services median · lower = cheaper

P/B 0.28× · Cheaper than 75% of peers
P/S (TTM) 19.72× · Pricier than 75% of peers
P/FCF 9.6× · Pricier than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 40 · sector 29
FUTURE 0 · sector 15
PAST 0 · sector 27
HEALTH 100 · sector 89
DIVIDEND 0 · sector 76

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Telecom Services stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
China Mobile Limited 600941 ¥96.11 ¥109.88 +14%
Bharti Airtel Limited BHARTIARTL ₹1,945 ₹941.55 -52%
China Telecom Corporation 601728 ¥6.43 ¥8.36 +30%
América Móvil, S.A. AMXB 23.07 MXN 30.35 MXN +32%
Vodafone Group VODN 259.50 MXN 494.99 MXN +91%
Advanced Info Service Public Company ADVANC 374.00 THB 286.77 THB -23%
Chunghwa Telecom Co 2412 136.00 TWD 100.00 TWD -26%
Telefónica, S.A TEFN 75.67 MXN 108.96 MXN +44%
TLKM TLKM 2,590 IDR 3,898 IDR +50%
PT Indoritel Makmur Internasional Tbk., DNET 9,500 IDR 1,503 IDR -84%

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Frequently asked questions

Is DIGILIFE TECHNOLOGIES LIMITED (BAI) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of 0.6300 SGD versus a price of 0.6000 SGD, about +5% (fairly valued).
What is the fair value of BAI?
Our model-based fair value for DIGILIFE TECHNOLOGIES LIMITED is 0.6300 SGD (as of Aug 13, 2026), built from audited fundamentals. The current price is 0.6000 SGD.
What is the quality score of BAI?
DIGILIFE TECHNOLOGIES LIMITED has a Quality Score of 47/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of DIGILIFE TECHNOLOGIES LIMITED (BAI)?
DIGILIFE TECHNOLOGIES LIMITED reported trailing-twelve-month revenue of about 364K SGD (latest available figure, as of Aug 13, 2026).
What is the net profit margin of BAI?
The net profit margin of DIGILIFE TECHNOLOGIES LIMITED is about 0.0%, meaning it keeps roughly 0.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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