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Banco del Bajío, S.A (BBAJIOO) Fair Value & Analysis

Financial Services · MX · Market cap 65.5B MXN

BD Banco del Bajío, S.A BBAJIOO · MX
Price55.06 MXN
Fair Value99.19 MXN
Upside+80.1%
Quality66/100
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Evidence: High Range 74.39 MXN – 123.99 MXN

Fair value as of: Jun 26, 2026

From 25 valuation models · updated 6 days ago

Fair value updated Jun 26, 2026 — revised from 64.20 MXN to 99.19 MXN (+54.5%) since Jun 24, 2026. Share price +1.1% over the past month.

Price vs Fair Value (12 months)

57.64 MXN 37.76 MXN Fair Value 99.19 MXN Jun 2025 Jun 2026

12‑month range 37.76 MXN – 57.64 MXN · fair‑value band 74.39 MXN – 123.99 MXN · the 55.06 MXN price screens below the 99.19 MXN fair value. As of Jun 26, 2026.

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Analysis

Banco del Bajío, S.A (BBAJIOO) currently trades at 55.06 MXN, while our model-based Fair Value estimate is 99.19 MXN — implying the stock looks roughly 80.1% undervalued today. We read business quality at 66/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, Banco del Bajío, S.A generated revenue of 21.7B MXN at a net margin of 39.9%. Revenue declined 7.5% year over year. It earns a return on equity of 17.6%. Net debt stands at 29.9B MXN. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) 21.7B MXN
Revenue growth (YoY) -7.5%
Net margin 39.9%
Return on equity 17.6%
Free cash flow 21.3B MXN FY2025
P/E ratio 7.2
More key figures
Operating margin 52.7%
EPS (TTM) 7.63 MXN
EPS growth (YoY) -4.5%
Net debt 29.9B MXN FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Banco del Bajío, S.A., Institución de Banca Múltiple provides banking products and services in Mexico. The company offers electronic and specialized banking, banking insurance, credits, accounts, foreign exchange, investments, payroll, and credit card services. It also provides agribusiness, level accounts, derivatives, electronic account statement, saving fund, electronic payroll, business package, and protection line services. The company was incorporated in 1994 and is based in León, Mexico.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Banco del Bajío, S.A reported revenue of 26.2B MXN in FY2025 versus 14.1B MXN in FY2021, a compound +16.8%/yr. Reported net income was 9.1B MXN in FY2025, compounding +17.2%/yr from FY2021.

Revenue +16.8%/yr
FY21 14.1B MXN
FY22 17.2B MXN
FY23 26.0B MXN
FY24 27.2B MXN
FY25 26.2B MXN
Net income +17.2%/yr
FY21 4.8B MXN
FY22 7.0B MXN
FY23 11.0B MXN
FY24 10.7B MXN
FY25 9.1B MXN

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Recent news

External third-party headlines (Yahoo Finance, Reuters and others) — not an editorial selection, not financial advice.

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Frequently asked questions

Is Banco del Bajío, S.A (BBAJIOO) undervalued?
As of Jun 26, 2026, our model estimates a fair value of 99.19 MXN versus a price of 55.06 MXN — about +80% (undervalued). Model-based estimate, not financial advice.
What is the fair value of BBAJIOO?
Our model-based fair value for Banco del Bajío, S.A is 99.19 MXN (as of Jun 26, 2026), built from audited fundamentals. The current price is 55.06 MXN.
What is the quality score of BBAJIOO?
Banco del Bajío, S.A has a Quality Score of 66/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Banco del Bajío, S.A (BBAJIOO)?
Banco del Bajío, S.A reported trailing-twelve-month revenue of about 21.7B MXN (latest available figure, as of Jun 26, 2026).
What is the net profit margin of BBAJIOO?
The net profit margin of Banco del Bajío, S.A is about 39.9%, meaning it keeps roughly 39.9% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.