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Bank for Investment and Development of Vietnam Insurance Joint Stock Corporation (BIC) Fair Value & Analysis

Financial Services · VN · Market cap 5.0T VND

Price23,900 VND
Fair Value47,800 VND
Upside+100.0%
Quality93/100
Evidence: High Range 35,850 VND – 59,750 VND

Fair value as of: Jun 26, 2026

Analysis

Bank for Investment and Development of Vietnam Insurance Joint Stock Corporation (BIC) currently trades at 23,900 VND, while our model-based Fair Value estimate is 47,800 VND — implying the stock looks roughly 100.0% undervalued today. We read business quality at 93/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

Bank for Investment and Development of Vietnam Insurance Joint Stock Corporation engages in non-life insurance, reinsurance, financial investment, and other activities in Vietnam. The company provides health insurance, including combined personal, BIC care, worker's compensation, and 24/24 personal accident insurance products; travel and international travel insurance products; and car, motorcycle, home, and theft and burglary insurance products. It offera corporate insurance, including ATM insurance, fire and special perils, compulsory fire and exploration, and property all risks insurance; constructors' all risk/erection all risk, contractors' plant and machinery, boiler and pressure vessel, and electronic equipment insurance; inland transit and import-export cargo insurance; marine hull, insurance for crew, and ship builder risk insurance; public and product liability insurance, and insurance for civil liabilities of shipowners; and money and surety bond insurance products. In ad…

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Frequently asked questions

Is Bank for Investment and Development of Vietnam Insurance Joint Stock Corporation (BIC) undervalued?
As of Jun 26, 2026, our model estimates a fair value of 47,800 VND versus a price of 23,900 VND — about +100% (undervalued). Model-based estimate, not financial advice.
What is the fair value of BIC?
Our 21-model fair value for Bank for Investment and Development of Vietnam Insurance Joint Stock Corporation is 47,800 VND (as of Jun 26, 2026), built from audited fundamentals. The current price is 23,900 VND.
What is the quality score of BIC?
Bank for Investment and Development of Vietnam Insurance Joint Stock Corporation has a Quality Score of 93/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.