Bankinter, S.A (BKNIY) Fair Value & Analysis
Financial Services · US · Market cap $15.8B
Bankinter, S.A
BKNIY · US
Fair value as of: Jul 25, 2026
From 17 valuation models · updated today
Fair value updated Jul 25, 2026, revised from $17.97 to $17.93 (−0.2%) since Jun 26, 2026. Share price +9.7% over the past month.
Price vs Fair Value (12 months)
12‑month range $12.79 – $18.23 · fair‑value band $13.45 – $22.41 · the $18.23 price screens above the $17.93 fair value. As of Jul 25, 2026.
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Bankinter, S.A (BKNIY) currently trades at $18.23, while our model-based Fair Value estimate is $17.93, implying the stock looks roughly 1.7% fairly valued today. We read business quality at 54/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).
Over the trailing twelve months, Bankinter, S.A generated revenue of $2.8B at a net margin of 40.2%. Revenue grew 6.1% year over year. It earns a return on equity of 17.7%. The balance sheet holds a net cash position of $4.6B. Fundamentals as of Jul 25, 2026
Our scenario range runs from $13.45 (bear case) to $22.41 (bull case); at $18.23, the current price sits within that range. The share trades near its 52-week high and 55% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 42% fair-value upside, at -2%, BKNIY screens richer than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 25, 2026. TTM = trailing twelve months.
About the company
Bankinter, S.A. provides various banking products and services to individuals, corporates, and small- and medium-sized enterprises in Spain, Luxembourg, Portugal, and Ireland. The company operates through Commercial Banking, Corporate Banking, BKCF Spain, BK Portugal, BK Ireland, and Other Businesses segments. It offers smart digital, payroll, pension, business, non-salary, currency, youth, current, and management accounts; debit and credit cards; cash management cash pooling; guarantees; mortgages and loan products; financing; and investment banking and wealth management services. The company also provides investment funds, retirement, broker, alternative investment, deposit, and treasury bills; SEPA direct debit, VAT and invoice advance, commercial discount, factoring, cheque deposits, and POS; and cheque and promissory notes, confirming, payroll, and tax and social security; treasury management and documentary business; and VAT advance, multi-currency and open-term credit …
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Bankinter, S.A reported revenue of $4.7B in FY2025 versus $2.2B in FY2021, a compound +21.4%/yr. Reported net income was $1.1B in FY2025, compounding −4.9%/yr from FY2021.
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Recent news
- 3 European Dividend Stocks To Consider With Up To 8% Yield
- Spain's Sabadell, Bankinter set to join European stablecoin consortium, Expansion says
- Bankinter SA (BKNIY) Q1 2026 Earnings Call Highlights: Strong Profitability and Asset Growth ...
- Global Dividend Stocks To Watch In April 2026
External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection, not financial advice.
Similar stocks
10 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jul 25, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| PT Bank Central Asia Tbk BBCA | 6,225 IDR | 6,617 IDR | +6% |
| KB Financial Group 105560 | 157,000 KRW | 205,701 KRW | +31% |
| PT Bank Rakyat Indonesia (Persero) Tbk BBRI | 2,870 IDR | 5,740 IDR | +100% |
| PT Bank Mandiri (Persero) Tbk BMRI | 4,260 IDR | 8,520 IDR | +100% |
| Banco Bradesco S.A BBD | 5,120 ARS | 10,240 ARS | +100% |
| Shinhan Financial Group 055550 | 98,200 KRW | 119,210 KRW | +21% |
| Hana Financial Group 086790 | 123,600 KRW | 112,429 KRW | -9% |
| Lloyds Banking Group LYG | 4,138 ARS | 8,275 ARS | +100% |
| Banco de Chile, CHILE | 182.00 CLP | 64.07 CLP | -65% |
| Joint Stock Commercial Bank for Foreign Trade of Vietnam, VCB | 59,400 VND | 84,201 VND | +42% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.