Fairvalue-Calculator Fairvalue-Calculator
EN DE

Bangkok Life Assurance Public Company (BLA) Fair Value & Analysis

Financial Services · TH · Market cap 42.7B THB

BL Bangkok Life Assurance Public Company BLA · BK
Price24.00 THB
Fair Value48.00 THB
Upside+100.0%
Quality95/100
Evidence: High Range 36.00 THB – 60.00 THB

Fair value as of: Jun 26, 2026

From 15 valuation models · updated 4 days ago

Fair value updated Jun 26, 2026 — revised from 48.40 THB to 48.00 THB (−0.8%) since Jun 24, 2026. Share price +8.3% over the past month.

Price vs Fair Value (12 months)

24.53 THB 13.20 THB Fair Value 48.00 THB Jun 2025 Jun 2026

12‑month range 13.20 THB – 24.53 THB · fair‑value band 36.00 THB – 60.00 THB · the 24.00 THB price screens below the 48.00 THB fair value. As of Jun 26, 2026.

✦ Find undervalued quality stocks — 35,000+ analysed Find stocks →

Analysis

Bangkok Life Assurance Public Company (BLA) currently trades at 24.00 THB, while our model-based Fair Value estimate is 48.00 THB — implying the stock looks roughly 100.0% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, Bangkok Life Assurance Public Company generated revenue of 18.1B THB at a net margin of 40.4%. Revenue declined 9.1% year over year. It earns a return on equity of 14.5%. The balance sheet holds a net cash position of 6.7B THB. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) 18.1B THB
Revenue growth (YoY) -9.1%
Net margin 40.4%
Return on equity 14.5%
Free cash flow −2.4B THB FY2025
P/E ratio 5.8
More key figures
Operating margin 30.9%
EPS (TTM) 4.29 THB
Dividend yield 3.6%
EPS growth (YoY) +28.4%
Net cash 6.7B THB FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Bangkok Life Assurance Public Company Limited, together with its subsidiaries, provides life insurance services in Thailand. The company's life insurance products include protection, savings, education, pension, health, critical illness, total permanent disability, and accident plans products. It also provides group insurance; and general insurance products comprises personal and business all risks insurance products, including fire, motor, burglary, personal accident, accident and personal health, travel accident, cancer, golfer's indemnity, home multicover, medical malpractice liability, business interruption, marine, hull, workmen's compensation, money, contractors' plant and equipment, contractors' all risks, erection all risks, boiler and pressure vessel, electronic equipment, industrial all risks, public liability, neon-sign, plate glass, fidelity guarantee, group accident and health, and shop multicover insurance products. In addition, the company offers bancassurance product…

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Bangkok Life Assurance Public Company reported revenue of 27.2B THB in FY2025 versus 47.6B THB in FY2021, a compound −13.1%/yr. Reported net income was 7.0B THB in FY2025, compounding +21.5%/yr from FY2021.

Revenue −13.1%/yr
FY21 47.6B THB
FY22 48.1B THB
FY23 44.9B THB
FY24 45.7B THB
FY25 27.2B THB
Net income +21.5%/yr
FY21 3.2B THB
FY22 3.2B THB
FY23 2.5B THB
FY24 3.6B THB
FY25 7.0B THB

Open the full interactive analysis →

Similar stocks

6 more Insurance - Life stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).

Stock Price Fair Value vs Fair Value
Ping An Insurance (Group) Company 601318 ¥53.48 ¥106.96 +100%
China Life Insurance Company 601628 ¥32.82 ¥65.64 +100%
AIA Group AAGIY $37.91 $30.44 -20%
Manulife Financial Corporation MFC $40.34 $76.10 +89%
China Pacific Insurance (Group) Co CHPXF $3.65 $5.65 +55%
Aflac Incorporated AFL $117.75 $93.12 -21%

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap Stocks

Frequently asked questions

Is Bangkok Life Assurance Public Company (BLA) undervalued?
As of Jun 26, 2026, our model estimates a fair value of 48.00 THB versus a price of 24.00 THB — about +100% (undervalued). Model-based estimate, not financial advice.
What is the fair value of BLA?
Our 21-model fair value for Bangkok Life Assurance Public Company is 48.00 THB (as of Jun 26, 2026), built from audited fundamentals. The current price is 24.00 THB.
What is the quality score of BLA?
Bangkok Life Assurance Public Company has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Bangkok Life Assurance Public Company (BLA)?
Bangkok Life Assurance Public Company reported trailing-twelve-month revenue of about 18.1B THB (latest available figure, as of Jun 26, 2026).
What is the net profit margin of BLA?
The net profit margin of Bangkok Life Assurance Public Company is about 40.4%, meaning it keeps roughly 40.4% of revenue as net income. Based on the latest reported figures.
Does Bangkok Life Assurance Public Company pay a dividend?
Bangkok Life Assurance Public Company currently shows a dividend yield of about 3.64% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.