BOMBAY CYCLE & MOTOR AGENCY LTD. (BOMBCYC) fair value: what the stock is really worth
As of Oct 1, 2026: fair value of BOMBAY CYCLE & MOTOR AGENCY LTD. ₹1,118, price ₹1,520, upside -26.4%, quality 70 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
Watch BOMBAY CYCLE & MOTOR AGENCY LTD. for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card.Watch for freePro now: $1 first month
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range ₹414.35 – ₹2,332 · fair‑value band ₹550.56 – ₹1,680 · the ₹1,520 price screens above the ₹1,118 fair value. Dashed = 300-day average. As of Sep 24, 2026.
Follow BOMBAY CYCLE & MOTOR AGENCY in your weekly email
Every Wednesday you see whether BOMBAY CYCLE & MOTOR AGENCY is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
Bombay Cycle & Motor Agency Limited engages in the automobile and hospitality businesses in India. The company sells, services, and repairs multi brand motor cars; and operates restaurants under the CANTO, Bellissima, and The Liquid Lounge brand names. Bombay Cycle & Motor Agency Limited was founded in 1885 and is based in Mumbai, India.
Stock analysis
BOMBAY CYCLE & MOTOR AGENCY LTD. (BOMBCYC) currently trades at ₹1,520, while our model-based Fair Value estimate is ₹1,118, 26.4% below the price, so the stock looks overvalued today.
Show more
Valuation
Bull case: the DCF Models group reads highest at a median of ₹1,599 per share, and 3 of the 11 models we run sit above the ₹1,520 price.
Bear case: the Asset-Based group reads lowest at ₹485.15, and 8 of the 11 models stay below the price. Evidence for this calculation is high.
Scenario range: ₹550.56 (bear) to ₹1,680 (bull), the price of ₹1,520 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 70/100 (solid quality), in the Industrials sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
BOMBAY CYCLE & MOTOR AGENCY LTD. reported revenue of ₹124M in FY2026 versus ₹58.7M in FY2022, a compound +20.6%/yr. Reported net income was ₹24.4M in FY2026, compounding +7.0%/yr from FY2022.
Key figures
Market cap ₹608M (≈ $6.3M) · P/E ratio 24.9 · P/S ratio 4.89 · EPS (TTM) ₹61.12 · Net margin 19.7% · Return on equity 8.8% · Return on assets (EBIT) 4.5% · Operating margin 9.8%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 24% below its 52-week high and at its 52-week low, currently below its 200-day average.
For context, the median of 10 Industrials peers we cover trades at 2% fair-value upside, at −26%, BOMBCYC screens richer than that median.
Fair Value models
Bear ₹550.56Fair Value ₹1,118Bull ₹1,680
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2026 figures (about 6 months old). Earnings retained since then (₹31.15 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.95/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+19.8%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+12.9%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+24.4%
Start year 2021 (pandemic)
Revenue growth 7 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+6.0%
’19
’20
’21
’22
’23
’24
’25
’26
What shareholders gained per year (last 5 years), in INR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+4.1%
Earnings growth per share plus dividend.
Earnings per share, growth per year+4.1%
Dividend (yield on the price)0.0%
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.24% → 12%
Growth Forecast
Price in line with expectations
The price assumes about as much growth as the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+24.8%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (India: IMF forecast 4.1% a year to 2030, 4.7% from 2016 to 2025) that is about +19.9% a year for the price.
Compare BOMBAY CYCLE & MOTOR AGENCY LTD. with another stock
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Conglomerates · 361 stocks
Beats the industry median on 6/14 measures
A mixed picture versus its industry peers.
Valuation
Quality Score70 · Top 25%
Fair Value upside−32.2% · Below median
Profitability
Return on equity (TTM)8.8% · Above median
Return on assets4.8% · Top 25%
Net margin (TTM)17.9% · Top 25%
Operating margin (TTM)9.8% · Above median
Growth and dividend
Revenue growth−31.7% · Bottom 25%
Dividend yield (TTM)0.0% · Bottom 25%
Balance sheet
Debt / equity0.02× · Lowest 25%
Valuation Multiplesvs Conglomerates median · lower = cheaper
P/E (TTM)24.9× · Pricier than median
P/B2.10× · Priciest 25%
P/S (TTM)4.46× · Priciest 25%
P/FCF38.9× · Priciest 25%
EV/EBITDA19.5× · Priciest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 39
FUTURE (revenue growth)0· sector 29
PAST (return on equity)35· sector 20
HEALTH (low debt)99· sector 89
DIVIDEND (yield)0· sector 43
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "BOMBAY CYCLE & MOTOR AGENCY LTD. Fair Value". https://www.fairvalue-calculator.com/stock/BOMBCYC
Frequently asked questions
Is BOMBAY CYCLE & MOTOR AGENCY LTD. (BOMBCYC) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of ₹1,118 versus a price of ₹1,520, about −26% upside (overvalued).
What is the fair value of BOMBCYC?
Our model-based fair value for BOMBAY CYCLE & MOTOR AGENCY LTD. is ₹1,118 (as of Sep 24, 2026), built from audited fundamentals. The current price: ₹1,520.
What is the quality score of BOMBCYC?
BOMBAY CYCLE & MOTOR AGENCY LTD. has a Quality Score of 70/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for BOMBAY CYCLE & MOTOR AGENCY LTD. (BOMBCYC)?
Our model-based price target is the fair value of ₹1,118 (as of Sep 24, 2026) from 11 valuation models. Cautious scenario ₹550.56, optimistic scenario ₹1,680. It is a calculation from audited fundamentals, not an analyst target.
What is the BOMBAY CYCLE & MOTOR AGENCY LTD. stock forecast for 2026?
Our models put fair value at ₹1,118, about −26% upside versus a price of ₹1,520 (overvalued). Cautious scenario ₹550.56, optimistic scenario ₹1,680. The calculation is refreshed regularly with new filings.
What is the revenue of BOMBAY CYCLE & MOTOR AGENCY LTD. (BOMBCYC)?
BOMBAY CYCLE & MOTOR AGENCY LTD. reported trailing-twelve-month revenue of about ₹136M (latest available figure, as of Sep 24, 2026).
What growth is priced into BOMBAY CYCLE & MOTOR AGENCY LTD. (BOMBCYC)?
For today's price to be fair in a discounted-cash-flow model, BOMBAY CYCLE & MOTOR AGENCY LTD. would have to grow free cash flow by +24.8 % per year for five years (discount rate 10.9 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +24.4 % per year. As of Sep 24, 2026.
What discount rate (WACC) does the fair value of BOMBCYC use?
Our models discount BOMBAY CYCLE & MOTOR AGENCY LTD. at 10.9 %: a base by market capitalisation (nano), damped by beta 0.03, country premium for India. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For BOMBAY CYCLE & MOTOR AGENCY LTD. that is +24.8 % per year a year over ten years, using the same discount rate (10.9 %) and the same formula as our fair value.
How much growth has BOMBAY CYCLE & MOTOR AGENCY LTD. (BOMBCYC) delivered so far?
Over the past 5 years revenue at BOMBAY CYCLE & MOTOR AGENCY LTD. grew +24.4 % a year. The price currently implies +24.8 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of BOMBAY CYCLE & MOTOR AGENCY LTD. (BOMBCYC) growing?
The median revenue growth in the sector is +7.2 % a year. That is the yardstick for the growth priced into BOMBAY CYCLE & MOTOR AGENCY LTD. (+24.8 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of BOMBAY CYCLE & MOTOR AGENCY LTD. (BOMBCYC)?
The free-cash-flow yield on the price is 2.57 %: that much free cash flow BOMBAY CYCLE & MOTOR AGENCY LTD. produces per unit of market value. When it exceeds the discount rate of our models (10.9 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of BOMBAY CYCLE & MOTOR AGENCY LTD. (BOMBCYC)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For BOMBAY CYCLE & MOTOR AGENCY LTD. it is ₹1,118 per share (as of Sep 24, 2026), against a price of ₹1,520. It is the blended result of 11 valuation models (cash flow, earnings, asset, dividend).
Is BOMBAY CYCLE & MOTOR AGENCY LTD. stock overvalued or undervalued in 2026?
As of Sep 24, 2026, BOMBCYC trades above its calculated fair value: price ₹1,520, fair value ₹1,118, a gap of about −26% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of BOMBCYC?
No. The price is what the market pays today (₹1,520); the fair value is what the company's own numbers justify (₹1,118). For BOMBAY CYCLE & MOTOR AGENCY LTD. the two are ₹401.61 per share apart. That gap is exactly why we show both numbers side by side.
How much is BOMBAY CYCLE & MOTOR AGENCY LTD. worth?
The market values BOMBAY CYCLE & MOTOR AGENCY LTD. at about ₹608M (market capitalisation, as of Sep 24, 2026). Per share that is ₹1,520; our models calculate a fair value of ₹1,118 per share.
What do the bullish and bearish scenarios say about BOMBCYC?
Our models span a range for BOMBAY CYCLE & MOTOR AGENCY LTD.: cautious scenario ₹550.56, base ₹1,118, optimistic ₹1,680 per share (as of Sep 24, 2026, price ₹1,520). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of BOMBCYC?
BOMBAY CYCLE & MOTOR AGENCY LTD. trades at a price-to-earnings ratio of 24.9 (as of Sep 24, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of ₹1,118 is built from several models across several years. Other multiples: P/B 2.1, P/S 4.5, EV/EBITDA 19.5.
How solid is the balance sheet of BOMBAY CYCLE & MOTOR AGENCY LTD. (BOMBCYC)?
Balance-sheet figures for BOMBAY CYCLE & MOTOR AGENCY LTD. (as of Sep 24, 2026): return on equity 8.8%, debt of 0.02 per unit of equity. They feed the Quality Score of 70/100, which measures business quality independently of the share price.
How far is BOMBCYC from its 52-week high?
BOMBAY CYCLE & MOTOR AGENCY LTD. trades at ₹1,520, about 24% below its 52-week high of ₹2,000 and at the low of ₹1,520 (as of Oct 1, 2026). Distance from the high says nothing about value: that is what the fair value of ₹1,118 is for.
Which stocks are comparable to BOMBAY CYCLE & MOTOR AGENCY LTD.?
From the same area (Industrials) we also value 3M Company, Honeywell International Inc, CITIC Limited, Swire Pacific Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is BOMBAY CYCLE & MOTOR AGENCY LTD. stock attractive at the current price?
The data as of Sep 24, 2026: price ₹1,520, calculated fair value ₹1,118 (−26%), Quality Score 70/100, from 11 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of BOMBCYC calculated?
We run BOMBAY CYCLE & MOTOR AGENCY LTD. through 11 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹1,118, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. BOMBAY CYCLE & MOTOR AGENCY LTD. itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of BOMBAY CYCLE & MOTOR AGENCY LTD. (BOMBCYC)?
The closing price on Oct 1, 2026 was ₹1,520. Our model-based fair value is ₹1,118, about −26% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with BOMBAY CYCLE & MOTOR AGENCY LTD. right now?
A high-quality business (quality 70/100), yet the market already pays well above fair value. Quality at a full price, with little margin of safety. The model range is unusually wide (₹550.56 to ₹1,680). The outcome hinges heavily on assumptions, so read the point estimate with caution.
Key figures of BOMBAY CYCLE & MOTOR AGENCY LTD.
How large is the market capitalisation of BOMBAY CYCLE & MOTOR AGENCY LTD. (BOMBCYC)?
The market capitalisation of BOMBAY CYCLE & MOTOR AGENCY LTD. is ₹608M (≈ $6.3M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of BOMBAY CYCLE & MOTOR AGENCY LTD. (BOMBCYC)?
The price-to-sales ratio of BOMBAY CYCLE & MOTOR AGENCY LTD. is 4.89 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of BOMBAY CYCLE & MOTOR AGENCY LTD. (BOMBCYC)?
Earnings per share at BOMBAY CYCLE & MOTOR AGENCY LTD. are ₹61.12 (price ÷ EPS = P/E 24.9). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of BOMBAY CYCLE & MOTOR AGENCY LTD. (BOMBCYC)?
The net margin of BOMBAY CYCLE & MOTOR AGENCY LTD. is 19.7% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of BOMBAY CYCLE & MOTOR AGENCY LTD. (BOMBCYC)?
The return on equity (ROE) of BOMBAY CYCLE & MOTOR AGENCY LTD. is 8.8% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of BOMBAY CYCLE & MOTOR AGENCY LTD. (BOMBCYC)?
On an EBIT basis the return on assets of BOMBAY CYCLE & MOTOR AGENCY LTD. is 4.5% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of BOMBAY CYCLE & MOTOR AGENCY LTD. (BOMBCYC)?
The operating margin of BOMBAY CYCLE & MOTOR AGENCY LTD. is 9.8% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at BOMBAY CYCLE & MOTOR AGENCY LTD. (BOMBCYC)?
Revenue at BOMBAY CYCLE & MOTOR AGENCY LTD. is growing −31.7% versus a year earlier (3y avg +12.9%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at BOMBAY CYCLE & MOTOR AGENCY LTD. (BOMBCYC)?
Earnings per share at BOMBAY CYCLE & MOTOR AGENCY LTD. are growing +15.5% versus a year earlier. How much earnings per share grew versus a year earlier.
Free · no account needed
Watch BOMBAY CYCLE & MOTOR AGENCY LTD. in the live analysis
One click puts BOMBAY CYCLE & MOTOR AGENCY LTD. on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
