Banco Comercial Português, S.A (BPCGY) Fair Value & Analysis
Financial Services · US · Market cap $17.5B
Banco Comercial Português, S.A
BPCGY · US
Fair value as of: Jun 26, 2026
From 23 valuation models · updated 26 days ago
Fair value updated Jun 26, 2026, revised from $7.52 to $10.20 (+35.6%) since Jun 24, 2026. Share price +3.8% over the past month.
Price vs Fair Value (12 months)
12‑month range $0.8864 – $13.23 · fair‑value band $7.65 – $12.75 · the $12.28 price screens above the $10.20 fair value. As of Jun 26, 2026.
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Banco Comercial Português, S.A (BPCGY) currently trades at $12.28, while our model-based Fair Value estimate is $10.20, implying the stock looks roughly 16.9% overvalued today. We read business quality at 67/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).
Over the trailing twelve months, Banco Comercial Português, S.A generated revenue of $3.7B at a net margin of 29.3%. Revenue grew 11.1% year over year. It earns a return on equity of 13.6%. Net debt stands at $2.1B. Fundamentals as of Jun 26, 2026
Our scenario range runs from $7.65 (bear case) to $12.75 (bull case); at $12.28, the current price sits within that range. The share trades about 7% below its 52-week high and 68% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 41% fair-value upside, at -17%, BPCGY screens richer than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
Banco Comercial Português, S.A. engages in the provision of various banking and financial products and services in Portugal and internationally. The company operates through Retail Banking; Companies and Corporate; Private Banking; International Business, and Other segments. It offers a range of financial products and services, including current accounts, payment systems, savings and investment products, private banking, asset management, and investment banking services, such as mortgage loans, personal loans, commercial banking, leasing, factoring, insurance, and other products. The company is also involved in the provision of investment fund and real estate management, e-commerce, web portal, leasing, consulting, brokerage, marketing, and real estate investment fund management services; and internet, telephone, and mobile banking services as well as buying and selling real estate. In addition, it offers credit, debit, and prepaid cards; personal, mortgage, car loan, and salary …
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Banco Comercial Português, S.A reported revenue of $3.9B in FY2025 versus $2.5B in FY2021, a compound +11.8%/yr. Reported net income was $1.0B in FY2025, compounding +64.8%/yr from FY2021.
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Recent news
- Is Alerus Financial (ALRS) Outperforming Other Finance Stocks This Year?
- Banco Comercial Portugues (BPCGY) Moves 6.1% Higher: Will This Strength Last?
- Banco Comercial Portugues (BPCGY) Surges 11.2%: Is This an Indication of Further Gains?
- Royal Bank (RY) Q2 Earnings and Revenues Beat Estimates
External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection, not financial advice.
Similar stocks
10 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| PT Bank Central Asia Tbk BBCA | 4,850 IDR | 5,562 IDR | +15% |
| KB Financial Group 105560 | 151,900 KRW | 213,797 KRW | +41% |
| PT Bank Rakyat Indonesia (Persero) Tbk BBRI | 2,590 IDR | 5,180 IDR | +100% |
| PT Bank Mandiri (Persero) Tbk BMRI | 4,220 IDR | 8,440 IDR | +100% |
| Banco Bradesco S.A BBD | 5,120 ARS | 10,240 ARS | +100% |
| Shinhan Financial Group 055550 | 97,500 KRW | 119,389 KRW | +22% |
| Hana Financial Group 086790 | 117,900 KRW | 139,000 KRW | +18% |
| Lloyds Banking Group LYG | 4,138 ARS | 8,275 ARS | +100% |
| Banco de Chile, CHILE | 179.00 CLP | 92.69 CLP | -48% |
| Joint Stock Commercial Bank for Foreign Trade of Vietnam, VCB | 61,300 VND | 84,201 VND | +37% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.