Basler Kantonalbank (BSKP) fair value: what the stock is really worth
As of Oct 2, 2026: fair value of Basler Kantonalbank CHF 198, price CHF 101, upside +97.2%, quality 48 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 29, 2026.
How to read this chart
60‑month range CHF 48.06 – CHF 110.30 · fair‑value band CHF 148.80 – CHF 248.00 · the CHF 100.60 price screens below the CHF 198.40 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 29, 2026.
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Basler Kantonalbank provides various banking products and services to private and business customers in Switzerland.
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Basler Kantonalbank provides various banking products and services to private and business customers in Switzerland. The company offers private and savings accounts; mortgages and other loans; debit and credit cards; investment advisory and asset management services; investment products and solutions; pension advisory and retirement accounts; financial planning and inheritance advisory services; retirement, real estate planning, and guardianship; and digital banking services. It also provides business accounts and cards; payment transaction solution; real estate services and financing solution; operating and investment loans, sustainable financing, trade finance, and capital goods leasing; Sales, Trading, and Execution, Foreign exchange trading, Sustainable investment funds, precious metals trading, Structured Products, Interest rate derivative trading, Money market, and Corporate Finance services; investment advice; and e- and mobile banking services. Basler Kantonalbank was founded in 1899 and is based in Basel, Switzerland.
Stock analysis
Basler Kantonalbank (BSKP) currently trades at CHF 100.60, while our model-based Fair Value estimate is CHF 198.40, implying the stock looks roughly 49.3% undervalued today.
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Valuation
Bull case: the Economic Profit group reads highest at a median of CHF 647.52 per share, and 6 of the 6 models we run sit above the CHF 100.60 price.
Bear case: the Dividend Discount group reads lowest at CHF 334.64, and 0 of the 6 models stay below the price. Evidence for this calculation is medium.
Scenario range: CHF 148.80 (bear) to CHF 248.00 (bull), the price of CHF 100.60 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 48/100 (below-average quality), in the Financial Services sector.
Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Basler Kantonalbank reported revenue of CHF 1.5B in FY2025 versus CHF 593M in FY2021, a compound +25.6%/yr. Reported net income was CHF 203M in FY2025, compounding +13.8%/yr from FY2021.
Key figures
Market cap CHF 495M · P/E ratio 23.0 · P/S ratio 3.16 · EPS (TTM) CHF 4.38 · Dividend yield 3.6% · Net margin 13.7% · Return on equity 4.4% · Return on assets (EBIT) 0.3%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 46 out of 100 (low confidence).
What moves the price
The share trades about 9% below its 52-week high and 31% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −36% fair-value upside, at 97%, BSKP screens cheaper than that median.
Fair Value models
Bear CHF 148.80Fair Value CHF 198.40Bull CHF 248.00
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (CHF 0.5898 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.62/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+123.8%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+37.1%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+22.7%
Start year 2020 (pandemic). Over 10 years: +10.1% a year
Revenue growth 22 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+3.0%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
+15.8%
Earnings growth per share plus dividend.
Earnings per share, growth per year+12.2%
Dividend (yield on the price)3.6%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.12.2% vs −16.2%, picking up
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.23% → 15%
Start year 2020 (pandemic)
⚠ Revenue per share shrinking 19.4%/yr over ~10Y (margins intact) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+64.7%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Switzerland: IMF forecast 0.6% a year to 2030, 0.8% from 2016 to 2025) that is about +63.7% a year for the price.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 1053 stocks
Beats the industry median on 4/11 measures
Overall it trails its industry peers.
Valuation
Quality Score54 · Below median
Fair Value upside+97.2% · Top 25%
Profitability
Return on equity (TTM)4.4% · Bottom 25%
Return on assets0.4% · Bottom 25%
Net margin (TTM)31.2% · Above median
Operating margin (TTM)39.6% · Below median
Growth and dividend
Revenue growth−0.4% · Bottom 25%
Dividend yield (TTM)3.6% · Above median
Balance sheet
Debt / equity2.18× · Highest 25%
Valuation Multiplesvs Banks - Regional median · lower = cheaper
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Cite: Fair Value Calculator (2026). "Basler Kantonalbank Fair Value". https://www.fairvalue-calculator.com/stock/BSKP
Frequently asked questions
Is Basler Kantonalbank (BSKP) overvalued or undervalued?
As of Sep 29, 2026, our model estimates a fair value of CHF 198.40 versus a price of CHF 100.60, about +97% upside (undervalued).
What is the fair value of BSKP?
Our model-based fair value for Basler Kantonalbank is CHF 198.40 (as of Sep 29, 2026), built from audited fundamentals. The current price: CHF 100.60.
What is the quality score of BSKP?
Basler Kantonalbank has a Quality Score of 48/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Basler Kantonalbank (BSKP)?
Our model-based price target is the fair value of CHF 198.40 (as of Sep 29, 2026) from 6 valuation models. Cautious scenario CHF 148.80, optimistic scenario CHF 248.00. It is a calculation from audited fundamentals, not an analyst target.
What is the Basler Kantonalbank stock forecast for 2026?
Our models put fair value at CHF 198.40, about +97% upside versus a price of CHF 100.60 (undervalued). Cautious scenario CHF 148.80, optimistic scenario CHF 248.00. The calculation is refreshed regularly with new filings.
What is the revenue of Basler Kantonalbank (BSKP)?
Basler Kantonalbank reported trailing-twelve-month revenue of about CHF 650M (latest available figure, as of Sep 29, 2026).
Does Basler Kantonalbank pay a dividend?
Basler Kantonalbank currently shows a dividend yield of about 3.58% relative to its recent price (as of Sep 29, 2026).
What growth is priced into Basler Kantonalbank (BSKP)?
For today's price to be fair in a discounted-cash-flow model, Basler Kantonalbank would have to grow free cash flow by +64.7 % per year for five years (discount rate 9.6 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +22.8 % per year. As of Sep 29, 2026.
What discount rate (WACC) does the fair value of BSKP use?
Our models discount Basler Kantonalbank at 9.6 %: a base by market capitalisation (small), damped by beta 0.22, country premium for Switzerland. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Basler Kantonalbank that is +64.7 % per year a year over ten years, using the same discount rate (9.6 %) and the same formula as our fair value.
How much growth has Basler Kantonalbank (BSKP) delivered so far?
Over the past 5 years revenue at Basler Kantonalbank grew +22.8 % a year. The price currently implies +64.7 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Basler Kantonalbank (BSKP) growing?
The median revenue growth in the sector is +9.3 % a year. That is the yardstick for the growth priced into Basler Kantonalbank (+64.7 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Basler Kantonalbank (BSKP)?
The free-cash-flow yield on the price is 0.69 %: that much free cash flow Basler Kantonalbank produces per unit of market value. When it exceeds the discount rate of our models (9.6 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Basler Kantonalbank (BSKP)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Basler Kantonalbank it is CHF 198.40 per share (as of Sep 29, 2026), against a price of CHF 100.60. It is the blended result of 6 valuation models (cash flow, earnings, asset, dividend).
Is Basler Kantonalbank stock overvalued or undervalued in 2026?
As of Sep 29, 2026, BSKP trades below its calculated fair value: price CHF 100.60, fair value CHF 198.40, a gap of about +97% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of BSKP?
No. The price is what the market pays today (CHF 100.60); the fair value is what the company's own numbers justify (CHF 198.40). For Basler Kantonalbank the two are CHF 97.80 per share apart. That gap is exactly why we show both numbers side by side.
How much is Basler Kantonalbank worth?
The market values Basler Kantonalbank at about CHF 495M (market capitalisation, as of Sep 29, 2026). Per share that is CHF 100.60; our models calculate a fair value of CHF 198.40 per share.
What do the bullish and bearish scenarios say about BSKP?
Our models span a range for Basler Kantonalbank: cautious scenario CHF 148.80, base CHF 198.40, optimistic CHF 248.00 per share (as of Sep 29, 2026, price CHF 100.60). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of BSKP?
Basler Kantonalbank trades at a price-to-earnings ratio of 23.0 (as of Sep 29, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of CHF 198.40 is built from several models across several years. Other multiples: PEG 0.9.
What is the PEG ratio of BSKP?
The PEG ratio of Basler Kantonalbank is 0.93 (P/E divided by earnings growth, as of Sep 29, 2026). That is below 1, so growth is priced more cheaply than the earnings multiple alone suggests.
How solid is the balance sheet of Basler Kantonalbank (BSKP)?
Balance-sheet figures for Basler Kantonalbank (as of Sep 29, 2026): return on equity 4.4%, debt of 2.18 per unit of equity. They feed the Quality Score of 48/100, which measures business quality independently of the share price.
How far is BSKP from its 52-week high?
Basler Kantonalbank trades at CHF 100.60, about 9% below its 52-week high of CHF 110.30 and 31% above the low of CHF 77.02 (as of Oct 2, 2026). Distance from the high says nothing about value: that is what the fair value of CHF 198.40 is for.
Which stocks are comparable to Basler Kantonalbank?
From the same area (Financial Services) we also value DBS Group, China Merchants Bank Co, UniCredit S.p.A, Mizuho Financial Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Basler Kantonalbank stock attractive at the current price?
The data as of Sep 29, 2026: price CHF 100.60, calculated fair value CHF 198.40 (+97%), Quality Score 48/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of BSKP calculated?
We run Basler Kantonalbank through 6 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of CHF 198.40, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Basler Kantonalbank currently trades 49 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Basler Kantonalbank (BSKP)?
The closing price on Oct 2, 2026 was CHF 100.60. Our model-based fair value is CHF 198.40, about +97% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Basler Kantonalbank right now?
The price is below even our cautious bear case (CHF 148.80). The market is more pessimistic than our downside scenario. Solid quality (48/100) at a price below fair value, the discount is the argument here, not the business quality. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Where does the earnings growth of Basler Kantonalbank (BSKP) come from?
Earnings per share at Basler Kantonalbank grew −19.7 % a year from 2014 to 2025. Broken into its drivers: revenue per share −18.3 %, EBIT margin −2.0 %, tax rate +0.6 %, residual (interest, one-offs) −0.4 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Basler Kantonalbank
How large is the market capitalisation of Basler Kantonalbank (BSKP)?
The market capitalisation of Basler Kantonalbank is CHF 495M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Basler Kantonalbank (BSKP)?
The price-to-sales ratio of Basler Kantonalbank is 3.16 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Basler Kantonalbank (BSKP)?
Earnings per share at Basler Kantonalbank are CHF 4.38 (price ÷ EPS = P/E 23.0). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Basler Kantonalbank (BSKP)?
The dividend yield of Basler Kantonalbank is 3.6% (payout 82.2%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Basler Kantonalbank (BSKP)?
The net margin of Basler Kantonalbank is 13.7% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Basler Kantonalbank (BSKP)?
The return on equity (ROE) of Basler Kantonalbank is 4.4% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Basler Kantonalbank (BSKP)?
On an EBIT basis the return on assets of Basler Kantonalbank is 0.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Basler Kantonalbank (BSKP)?
The operating margin of Basler Kantonalbank is 39.6% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Basler Kantonalbank (BSKP)?
Revenue at Basler Kantonalbank is growing −0.4% versus a year earlier (3y avg +37.1%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Basler Kantonalbank (BSKP)?
Earnings per share at Basler Kantonalbank are growing +10.5% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Basler Kantonalbank (BSKP) carry?
The net debt of Basler Kantonalbank is CHF 13.7B (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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