Basler Kantonalbank (BSKP) Fair Value & Analysis

Financial Services · CH · Market cap CHF 495M

Below-average quality, screening 103% undervalued on our models.

What matters now

• The price is below even our cautious bear case (CHF 145.80). The market is more pessimistic than our downside scenario.
• Solid quality (48/100) at a price below fair value, the discount is the argument here, not the business quality.
• For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 16, 2026.

How to read this chart

60‑month range CHF 48.06 – CHF 110.30 · fair‑value band CHF 145.80 – CHF 243.00 · the CHF 95.70 price screens below the CHF 194.40 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 16, 2026.

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Analysis

Basler Kantonalbank (BSKP) currently trades at CHF 95.70, while our model-based Fair Value estimate is CHF 194.40, implying the stock looks roughly 103.1% undervalued today. The Quality Score stands at 48/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Basler Kantonalbank generated revenue of CHF 650M at a net margin of 31.2%. Revenue declined 0.4% year over year. It earns a return on equity of 4.4%. Net debt stands at CHF 13.7B. Fundamentals as of Jul 16, 2026

Our scenario range runs from CHF 145.80 (bear case) to CHF 243.00 (bull case); at CHF 95.70, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 14% below its 52-week high and 36% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 42% fair-value upside, at 103%, BSKP screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Widest divergence: Economic Profit (CHF 647.52) versus Dividend Discount (CHF 334.64). Highest evidence: Residual Income (76).

Key figures & financial health

Quality Score breakdown

About the company

Basler Kantonalbank provides various banking products and services to private and business customers in Switzerland. The company offers private and savings accounts; mortgages and other loans; debit and credit cards; investment advisory and asset management services; investment products and solutions; pension advisory and retirement accounts; financial …

Full company description

Basler Kantonalbank provides various banking products and services to private and business customers in Switzerland. The company offers private and savings accounts; mortgages and other loans; debit and credit cards; investment advisory and asset management services; investment products and solutions; pension advisory and retirement accounts; financial planning and inheritance advisory services; retirement, real estate planning, and guardianship; and digital banking services. It also provides business accounts and cards; payment transaction solution; real estate services and financing solution; operating and investment loans, sustainable financing, trade finance, and capital goods leasing; Sales, Trading, and Execution, Foreign exchange trading, Sustainable investment funds, precious metals trading, Structured Products, Interest rate derivative trading, Money market, and Corporate Finance services; investment advice; and e- and mobile banking services. Basler Kantonalbank was founded in 1899 and is based in Basel, Switzerland.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Basler Kantonalbank reported revenue of CHF 1.5B in FY2025 versus CHF 593M in FY2021, a compound +25.6%/yr. Reported net income was CHF 203M in FY2025, compounding +13.8%/yr from FY2021.

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Peer Group

Banks - Regional · 1083 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Valuation Multiples vs Banks - Regional median · lower = cheaper

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

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Frequently asked questions

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.