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Cadence Bank (CADE) Fair Value & Analysis

Financial Services · US · Market cap $7.8B

Price$21.71
Fair Value$37.99
Upside+75.0%
Quality95/100
Evidence: High Range $28.49 – $47.49

Fair value as of: Jun 25, 2026

Analysis

Cadence Bank (CADE) currently trades at $21.71, while our model-based Fair Value estimate is $37.99 — implying the stock looks roughly 75.0% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

Cadence Bank provides commercial banking and financial services in the United States. It operates through Corporate Banking, Community Banking, Mortgage, and Banking Services segments. The company offers deposit products, including checking accounts, savings accounts, money market accounts, time deposits, and other deposit accounts through multiple channels It also provides commercial, consumer, industrial, and residential and commercial real estate loans. In addition, the company offers term loans, lines of credit, equipment and receivable financing, energy, restaurant, healthcare, technology, small business administration, agricultural loans, construction loans, second mortgage loans, and home equity lines of credit, as well as automobiles, recreation vehicles, boats, secured and unsecured personal, and deposit account secured loans. Further, it provides wealth management, and other fiduciary and private banking services. Additionally, the company offers trust and investment manag…

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Frequently asked questions

Is Cadence Bank (CADE) undervalued?
As of Jun 25, 2026, our model estimates a fair value of $37.99 versus a price of $21.71 — about +75% (undervalued). Model-based estimate, not financial advice.
What is the fair value of CADE?
Our 21-model fair value for Cadence Bank is $37.99 (as of Jun 25, 2026), built from audited fundamentals. The current price is $21.71.
What is the quality score of CADE?
Cadence Bank has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.