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Commonwealth Bank of Australia (CBAUF) Fair Value & Analysis

Financial Services · US · Market cap $207B

Price$124.08
Fair Value$54.33
Upside-56.2%
Quality95/100
Evidence: High Range $40.75 – $67.91

Fair value as of: Jun 25, 2026

Analysis

Commonwealth Bank of Australia (CBAUF) currently trades at $124.08, while our model-based Fair Value estimate is $54.33 — implying the stock looks roughly 56.2% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

About the company

Commonwealth Bank of Australia provides retail and commercial banking services in Australia, New Zealand, and internationally. It operates through Retail Banking Services, Business Banking, Institutional Banking and Markets, and New Zealand segments. The company offers savings and term deposit accounts, commonwealth direct investment accounts, and retail transaction accounts, as well as specialized accounts, such as statutory trust, society cheque, farm management, cash and treasury management, and business foreign currency deposit accounts. It also provides credit cards, personal and business loans, car and equipment finance, business overdrafts, margin lending, and international payment services; home loans; and buy-now-pay-later services. In addition, the company provides home and contents, car, health, life, income protection, pet, and travel insurance products. Further, it offers transaction banking, equity trading, and risk management products and services, as well as access t…

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Frequently asked questions

Is Commonwealth Bank of Australia (CBAUF) undervalued?
As of Jun 25, 2026, our model estimates a fair value of $54.33 versus a price of $124.08 — about −56% (overvalued). Model-based estimate, not financial advice.
What is the fair value of CBAUF?
Our 21-model fair value for Commonwealth Bank of Australia is $54.33 (as of Jun 25, 2026), built from audited fundamentals. The current price is $124.08.
What is the quality score of CBAUF?
Commonwealth Bank of Australia has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.