China Everbright Bank Company Ltd (CEBCF) fair value: what the stock is really worth
As of Sep 25, 2026: fair value of China Everbright Bank Company Ltd $0.71, price $0.36, upside +99.9%, quality 59 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
- Fair value above price? Yes
- Good quality? Yes
- Add to watchlist
China Everbright Bank Company Ltd
CEBCF · USClearly undervaluedStrong Fair Value upside, but quality is only moderate.
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Oct 3, 2026.
How to read this chart
60‑month range $0.1825 – $0.5316 · fair‑value band $0.5310 – $0.8900 · the $0.3561 price screens below the $0.7120 fair value. Dashed = 300-day average. As of Oct 3, 2026.
Every Wednesday you see whether China Everbright Bank Company is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
Company profile
China Everbright Bank Company Limited provides a range of financial products and services to corporations and government agencies, retail customers, and individuals in Mainland China, Hong Kong, Luxembourg, Macao, Seoul, and Sydney.
Show more
China Everbright Bank Company Limited provides a range of financial products and services to corporations and government agencies, retail customers, and individuals in Mainland China, Hong Kong, Luxembourg, Macao, Seoul, and Sydney. It offers notice, RMB general and intelligent agreement, structured, and other deposits; working capital, fixed asset, project financing, syndicated, entrusted, and other loans; personal loans; E-grain, E-mortgage, and E-catering loans; overdraft facilities; and credit and debit cards. The company also provides bank acceptance bills; investment banking services, such as bond underwriting services, M&A financing, corporate asset-backed and credit asset-backed securitization, and intermediary business; auto and trade finance; factoring, FX transactions, e-settlement, e-financing chain, and blockchain forfaiting transaction platform; risk management products; interbank business products, such as interbank lending and deposits, fund custody, clearing agency, and issuance of L/G; and asset custody and management services. In addition, it is involved in monetary market, bond investment, bond underwriting, and proprietary bond trading business; foreign exchange trading; provision of mobile and online banking services; and operates mobile, electronic, and cloud fee payment platforms. The company was founded in 1992 and is headquartered in Beijing, China.
Stock analysis
China Everbright Bank Company Ltd (CEBCF) currently trades at $0.3561, while our model-based Fair Value estimate is $0.7120, implying the stock looks roughly 50.0% undervalued today.
Show more
Valuation
Bull case: the Dividend Discount group reads highest at a median of $1.53 per share, and 6 of the 6 models we run sit above the $0.3561 price.
Bear case: the Asset-Based group reads lowest at $0.9200, and 0 of the 6 models stay below the price. Evidence for this calculation is low.
Scenario range: $0.5310 (bear) to $0.8900 (bull), the price of $0.3561 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 59/100 (solid quality), in the Financial Services sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
China Everbright Bank Company Ltd reported revenue of 245B CNY in FY2025 versus 270B CNY in FY2021, a compound −2.4%/yr. Reported net income was 38.8B CNY in FY2025, compounding −2.7%/yr from FY2021.
Key figures
Market cap $23.4B · P/E ratio 5.3 · P/S ratio 0.84 · EPS (TTM) $0.0800 · Net margin 15.8% · Return on equity 6.5% · Return on assets (EBIT) 0.8% · Operating margin 63.9%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 29% below its 52-week high and 2% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −36% fair-value upside, at 100%, CEBCF screens cheaper than that median.
Fair Value models
All 6 models by family
Notify me when CEBCF reaches fair value
Put CEBCF on your watchlist. We get in touch as soon as price and fair value meet or the trend turns.
Set up alert →Quality Score breakdown
Of which business quality 58 · Market factors (momentum, volatility) 25
Revenue & earnings trend
Watch CEBCF, get fair value alerts →
Compare China Everbright Bank Company Ltd with another stock
Price, fair value, quality and upside side by side.
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 1052 stocks
Valuation Multiplesvs Banks - Regional median · lower = cheaper
Strength profile in five axes (Snowflake)
Context: sector, industry, market
- Is the Financials sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- Undervalued stocks: US Stocks
- Valuation of the USA market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Banks - Regional stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| DBS Group D05 | 78.00 SGD | 40.39 SGD | −48% |
| China Merchants Bank Co 600036 | ¥40.69 | ¥52.73 | +30% |
| UniCredit S.p.A UCG | €79.53 | €77.12 | −3% |
| Mizuho Financial Group MFG | $11.05 | $6.82 | −38% |
| Intesa Sanpaolo S.p.A ISP | €6.38 | €4.06 | −36% |
| BNP Paribas SA BNP | €91.54 | €105.99 | +16% |
| HDFC Bank Limited HDFCBANK | ₹721.20 | ₹406.44 | −44% |
| Oversea-Chinese Banking Corporation O39 | 32.01 SGD | 19.78 SGD | −38% |
| Al Rajhi Banking and Investment Corporation 1120 | 63.15 SAR | 36.95 SAR | −41% |
| CaixaBank, S.A CABK | €12.03 | €8.46 | −30% |
Explore undervalued stocks
More undervalued Financial Services stocks →
Try a ready-made strategy
Pick a strategy and jump into the live analysis with that exact screen applied.
Discover tools
Frequently asked questions
Is China Everbright Bank Company Ltd (CEBCF) overvalued or undervalued?
What is the fair value of CEBCF?
What is the quality score of CEBCF?
What is the price target for China Everbright Bank Company Ltd (CEBCF)?
What is the China Everbright Bank Company Ltd stock forecast for 2026?
What is the revenue of China Everbright Bank Company Ltd (CEBCF)?
What is the intrinsic value of China Everbright Bank Company Ltd (CEBCF)?
Is China Everbright Bank Company Ltd stock overvalued or undervalued in 2026?
Is fair value the same as the market price of CEBCF?
How much is China Everbright Bank Company Ltd worth?
What do the bullish and bearish scenarios say about CEBCF?
What is the P/E ratio of CEBCF?
How solid is the balance sheet of China Everbright Bank Company Ltd (CEBCF)?
How far is CEBCF from its 52-week high?
Which stocks are comparable to China Everbright Bank Company Ltd?
Is China Everbright Bank Company Ltd stock attractive at the current price?
How is the fair value of CEBCF calculated?
Is it still worth investing in stocks now?
What is the share price of China Everbright Bank Company Ltd (CEBCF)?
What should I pay attention to with China Everbright Bank Company Ltd right now?
Where does the earnings growth of China Everbright Bank Company Ltd (CEBCF) come from?
Key figures of China Everbright Bank Company Ltd
How large is the market capitalisation of China Everbright Bank Company Ltd (CEBCF)?
What is the P/S ratio of China Everbright Bank Company Ltd (CEBCF)?
What are the earnings per share of China Everbright Bank Company Ltd (CEBCF)?
What is the net margin of China Everbright Bank Company Ltd (CEBCF)?
What is the return on equity of China Everbright Bank Company Ltd (CEBCF)?
What is the EBIT return on assets of China Everbright Bank Company Ltd (CEBCF)?
What is the operating margin of China Everbright Bank Company Ltd (CEBCF)?
How fast is revenue growing at China Everbright Bank Company Ltd (CEBCF)?
How fast are earnings growing at China Everbright Bank Company Ltd (CEBCF)?
How much free cash flow does China Everbright Bank Company Ltd (CEBCF) generate?
How much net debt does China Everbright Bank Company Ltd (CEBCF) carry?
Watch China Everbright Bank Company Ltd in the live analysis
One click puts China Everbright Bank Company Ltd on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
Watch for free →Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.