Confidence Finance And Trading Limited (CONFINT) fair value: what the stock is really worth
As of Oct 1, 2026: fair value of Confidence Finance And Trading Limited ₹16.44, price ₹8.22, upside +100.0%, quality 62 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
Watch Confidence Finance And Trading Limited for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card.Watch for freePro now: $1 first month
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Oct 2, 2026.
How to read this chart
60‑month range ₹1.59 – ₹15.60 · fair‑value band ₹10.17 – ₹24.29 · the ₹8.22 price screens below the ₹16.44 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Oct 2, 2026.
Follow Confidence Finance And Trading in your weekly email
Every Wednesday you see whether Confidence Finance And Trading is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
Confidence Finance And Trading Limited (CONFINT) currently trades at ₹8.22, while our model-based Fair Value estimate is ₹16.44, implying the stock looks roughly 50.0% undervalued today.
Show more
Valuation
Bull case: the Asset-Based group reads highest at a median of ₹118.54 per share, and 9 of the 10 models we run sit above the ₹8.22 price.
Bear case: the Multiples group reads lowest at ₹7.72, and 1 of the 10 models stay below the price. Evidence for this calculation is low.
Scenario range: ₹10.17 (bear) to ₹24.29 (bull), the price of ₹8.22 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 62/100 (solid quality), in the Financials sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Confidence Finance And Trading Limited reported revenue of ₹146M in FY2023 versus ₹106M in FY2019, a compound +8.2%/yr. Reported net income was ₹730K in FY2023, compounding +81.2%/yr from FY2019.
Key figures
Market cap ₹10.1M (≈ $105K) · Net margin 0.5% · Return on assets (EBIT) 0.5% · Free cash flow ₹2.7M.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 22% below its 52-week high and 48% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financials peers we cover trades at −18% fair-value upside, at 100%, CONFINT screens cheaper than that median.
Fair Value models
Bear ₹10.17Fair Value ₹16.44Bull ₹24.29
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.77/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+65.9%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+125.0%
’19
’20
’21
’22
’23
What shareholders gained per year (last 5 years), in INR (mathematically smoothed) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Smoothed = median of all growth paths between the years of the window (trend line on the logarithm of earnings per share): a single extreme year cannot distort the rate. The reported figure stays in the tooltip. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+72.3%
Earnings growth per share plus dividend.
Earnings per share, growth per year+72.3%
Dividend (yield on the price)0.0%
2023 sits 399% above its own trend. The rate follows the median trend of the last 5 years, not that single year.
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+25.4%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (India: IMF forecast 4.1% a year to 2030, 4.7% from 2016 to 2025) that is about +20.4% a year for the price.
Compare Confidence Finance And Trading Limited with another stock
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median. (Industry “Diversified Financial Services” was too small, so the broader sector is used.)Financials · 3139 stocks
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Confidence Finance And Trading Limited Fair Value". https://www.fairvalue-calculator.com/stock/CONFINT
Frequently asked questions
Is Confidence Finance And Trading Limited (CONFINT) overvalued or undervalued?
As of Oct 2, 2026, our model estimates a fair value of ₹16.44 versus a price of ₹8.22, about +100% upside (undervalued).
What is the fair value of CONFINT?
Our model-based fair value for Confidence Finance And Trading Limited is ₹16.44 (as of Oct 2, 2026), built from audited fundamentals. The current price: ₹8.22.
What is the quality score of CONFINT?
Confidence Finance And Trading Limited has a Quality Score of 62/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Confidence Finance And Trading Limited (CONFINT)?
Our model-based price target is the fair value of ₹16.44 (as of Oct 2, 2026) from 10 valuation models. Cautious scenario ₹10.17, optimistic scenario ₹24.29. It is a calculation from audited fundamentals, not an analyst target.
What is the Confidence Finance And Trading Limited stock forecast for 2026?
Our models put fair value at ₹16.44, about +100% upside versus a price of ₹8.22 (undervalued). Cautious scenario ₹10.17, optimistic scenario ₹24.29. The calculation is refreshed regularly with new filings.
What growth is priced into Confidence Finance And Trading Limited (CONFINT)?
For today's price to be fair in a discounted-cash-flow model, Confidence Finance And Trading Limited would have to grow free cash flow by +25.4 % per year for five years (discount rate 12.4 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 4 years revenue grew +8.2 % per year. As of Oct 2, 2026.
What discount rate (WACC) does the fair value of CONFINT use?
Our models discount Confidence Finance And Trading Limited at 12.4 %: a base by market capitalisation (nano), country premium for India. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Confidence Finance And Trading Limited that is +25.4 % per year a year over ten years, using the same discount rate (12.4 %) and the same formula as our fair value.
How much growth has Confidence Finance And Trading Limited (CONFINT) delivered so far?
Over the past 4 years revenue at Confidence Finance And Trading Limited grew +8.2 % a year. The price currently implies +25.4 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
What is the free cash flow yield of Confidence Finance And Trading Limited (CONFINT)?
The free-cash-flow yield on the price is 3.25 %: that much free cash flow Confidence Finance And Trading Limited produces per unit of market value. When it exceeds the discount rate of our models (12.4 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Confidence Finance And Trading Limited (CONFINT)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Confidence Finance And Trading Limited it is ₹16.44 per share (as of Oct 2, 2026), against a price of ₹8.22. It is the blended result of 10 valuation models (cash flow, earnings, asset, dividend).
Is Confidence Finance And Trading Limited stock overvalued or undervalued in 2026?
As of Oct 2, 2026, CONFINT trades below its calculated fair value: price ₹8.22, fair value ₹16.44, a gap of about +100% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of CONFINT?
No. The price is what the market pays today (₹8.22); the fair value is what the company's own numbers justify (₹16.44). For Confidence Finance And Trading Limited the two are ₹8.22 per share apart. That gap is exactly why we show both numbers side by side.
How much is Confidence Finance And Trading Limited worth?
The market values Confidence Finance And Trading Limited at about ₹10.1M (market capitalisation, as of Oct 2, 2026). Per share that is ₹8.22; our models calculate a fair value of ₹16.44 per share.
What do the bullish and bearish scenarios say about CONFINT?
Our models span a range for Confidence Finance And Trading Limited: cautious scenario ₹10.17, base ₹16.44, optimistic ₹24.29 per share (as of Oct 2, 2026, price ₹8.22). The range comes from different growth and margin assumptions, not from analyst opinions.
How far is CONFINT from its 52-week high?
Confidence Finance And Trading Limited trades at ₹8.22, about 22% below its 52-week high of ₹10.56 and 48% above the low of ₹5.57 (as of Oct 1, 2026). Distance from the high says nothing about value: that is what the fair value of ₹16.44 is for.
Which stocks are comparable to Confidence Finance And Trading Limited?
From the same area (Financials) we also value Banas Finance Limited, HARYNACAP, Mukesh Babu Financial Services Limited, JINDCAP, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Confidence Finance And Trading Limited stock attractive at the current price?
The data as of Oct 2, 2026: price ₹8.22, calculated fair value ₹16.44 (+100%), Quality Score 62/100, from 10 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of CONFINT calculated?
We run Confidence Finance And Trading Limited through 10 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹16.44, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Confidence Finance And Trading Limited currently trades 50 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Confidence Finance And Trading Limited (CONFINT)?
The closing price on Oct 1, 2026 was ₹8.22. Our model-based fair value is ₹16.44, about +100% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Confidence Finance And Trading Limited right now?
The price is below even our cautious bear case (₹10.17). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (62/100) at a price below fair value, the discount is the argument here, not the business quality. A fairly wide model range (₹10.17 to ₹24.29) leaves room in how you read the outcome.
Key figures of Confidence Finance And Trading Limited
How large is the market capitalisation of Confidence Finance And Trading Limited (CONFINT)?
The market capitalisation of Confidence Finance And Trading Limited is ₹10.1M (≈ $105K). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the net margin of Confidence Finance And Trading Limited (CONFINT)?
The net margin of Confidence Finance And Trading Limited is 0.5% (fiscal year 2023). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the EBIT return on assets of Confidence Finance And Trading Limited (CONFINT)?
On an EBIT basis the return on assets of Confidence Finance And Trading Limited is 0.5% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
Free · no account needed
Watch Confidence Finance And Trading Limited in the live analysis
One click puts Confidence Finance And Trading Limited on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
