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DBS Group (DBSDY) Fair Value & Analysis

Financial Services · US · Market cap $145B

DG DBS Group logo DBS Group DBSDY · US
Price$228.72
Fair Value$154.59
Upside-32.4%
Quality72/100
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Evidence: High Range $115.94 – $193.24 📤 Share as image

Fair value as of: Jun 26, 2026

From 26 valuation models · updated 28 days ago

Fair value updated Jun 26, 2026, revised from $154.35 to $154.59 (+0.2%) since Jun 24, 2026. Share price +12.1% over the past month.

Price vs Fair Value (12 months)

$228.72 $139.32 Fair Value $154.59 Jul 2025 Jul 2026

12‑month range $139.32 – $228.72 · fair‑value band $115.94 – $193.24 · the $228.72 price screens above the $154.59 fair value. As of Jun 26, 2026.

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Analysis

DBS Group (DBSDY) currently trades at $228.72, while our model-based Fair Value estimate is $154.59, implying the stock looks roughly 32.4% overvalued today. We read business quality at 72/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, DBS Group generated revenue of $22.3B at a net margin of 49.2%. Revenue grew 3.2% year over year. It earns a return on equity of 15.9%. The balance sheet holds a net cash position of $70.2B. Fundamentals as of Jun 26, 2026

Our scenario range runs from $115.94 (bear case) to $193.24 (bull case); at $228.72, the current price sits above that range. The share trades near its 52-week high and 83% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 45% fair-value upside, at -32%, DBSDY screens richer than that median.

Key figures & financial health

Revenue (TTM) $22.3B
Revenue growth (YoY) +3.2%
Net margin 49.2%
Return on equity 15.9%
Free cash flow $12.0B FY2025
P/E ratio 17.0
More key figures
Operating margin 60.0%
EPS (TTM) $11.97
Dividend yield 4.4%
EPS growth (YoY) -8.8%
Net cash $70.2B FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

DBS Group Holdings Ltd provides commercial banking and financial services in Singapore, Hong Kong, rest of Greater China, South and Southeast Asia, and internationally. It operates through Personal Banking; Institutional Banking; and Global Financial Markets segments. The Personal Banking segment offers banking and related financial services, including current and savings accounts, fixed deposits, loans and home finance, cards, payments, investment, and insurance products for individual customers. The Institutional Banking segment provides financial services and products comprise short-term working capital financing and specialized lending; cash management, trade finance, and securities and fiduciary services; treasury and markets products; corporate finance and advisory banking services; and capital markets solutions for bank and non-bank financial institutions, government-linked companies, large corporates, and small and medium sized businesses. The Global Financial Markets …

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

DBS Group reported revenue of $36.7B in FY2025 versus $15.9B in FY2021, a compound +23.2%/yr. Reported net income was $10.9B in FY2025, compounding +12.6%/yr from FY2021.

Revenue +23.2%/yr
FY21 $15.9B
FY22 $21.5B
FY23 $34.4B
FY24 $38.7B
FY25 $36.7B
Net income +12.6%/yr
FY21 $6.8B
FY22 $8.2B
FY23 $10.1B
FY24 $11.3B
FY25 $10.9B

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Cite: Fair Value Calculator (2026). "DBS Group Fair Value". https://www.fairvalue-calculator.com/stock/DBSDY

Recent news

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Frequently asked questions

Is DBS Group (DBSDY) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $154.59 versus a price of $228.72, about −32% (overvalued). Model-based estimate, not financial advice.
What is the fair value of DBSDY?
Our model-based fair value for DBS Group is $154.59 (as of Jun 26, 2026), built from audited fundamentals. The current price is $228.72.
What is the quality score of DBSDY?
DBS Group has a Quality Score of 72/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of DBS Group (DBSDY)?
DBS Group reported trailing-twelve-month revenue of about $22.3B (latest available figure, as of Jun 26, 2026).
What is the net profit margin of DBSDY?
The net profit margin of DBS Group is about 49.2%, meaning it keeps roughly 49.2% of revenue as net income. Based on the latest reported figures.
Does DBS Group pay a dividend?
DBS Group currently shows a dividend yield of about 4.42% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.