Check 35,000+ stocks against 26 valuation models and 37 quality factors

Dhanlaxmi Bank Limited (DHANBANK) fair value: what the stock is really worth

As of Sep 25, 2026: fair value of Dhanlaxmi Bank Limited ₹29.18, price ₹29.31, upside -0.4%, quality 42 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

Fair value above price? No
Good quality? No
Add to watchlist

Financial Services · IN · ISIN INE680A01011

DB Thin data Sep 27, 2026

Dhanlaxmi Bank Limited

DHANBANK · NSE

Low PriorityFair Value upside is limited and quality is weak.

·Fair value ₹29.18 · Fairly valued (−0.4%)

!Quality 42/100

✓Healthy Growth (revenue 5y +11.2 %/yr)

✓Solidly profitable · 14.0% net margin (TTM)

✓Low debt · generates free cash flow

✓Ranks above peers (8/13)

!Moderate moat 47/100

!Evidence only low, so the estimate is less certain

!Weak on past: 29 out of 100

26 models, one by oneBear ₹21.89 to bull ₹36.47 Growth analysisrevenue history, year by year Quality 42/100 in detail37 factors, each one shown Compared with its peersrank on every measure, side by side

Watch Dhanlaxmi Bank Limited for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card. Watch for free Pro now: $1 first month

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 27, 2026.

How to read this chart

60‑month range ₹11.00 – ₹56.40 · fair‑value band ₹21.89 – ₹36.47 · the ₹29.31 price screens above the ₹29.18 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. Dashed = 300-day average. As of Sep 27, 2026.

Follow Dhanlaxmi Bank in your weekly email

Every Wednesday you see whether Dhanlaxmi Bank is on track or worth a review, plus price against fair value. Free, up to 3 stocks.

We send you a confirmation link. Unsubscribe with one click.

Which stocks are undervalued right now? Check free Discover now →

Company profile

Dhanlaxmi Bank Limited provides various banking and financial services in India. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business Operations segments. It offers deposit products, such as savings and current accounts, and term deposits; loans, including personal, home, new and used car, two wheeler, commercial, gold, education, business, and green loans, as well as loans against securities and properties, and lease rental discounting; and foreign exchange services comprising foreign currency cash, cheque deposits, foreign currency demand drafts, and remittances. The company also provides export and import services; credit products comprising industrial and trade advance, import export assistance, and agricultural assistance; corporate salary; credit treasury bills and linked loans; trade finance, electronic bank guarantees, and liberalized remittance schemes; 3 in 1 trading accounts; and mutual funds investment services, as well as life, health, and car insurance products. In addition, it offers non-resident Indians (NRI) banking services, such as non-residential external accounts, non-resident ordinary accounts, recurring and term deposits, foreign currency non-resident fixed deposits, and resident foreign currency, as well as money transfer services and NRI property loans; and micro and agricultural banking, and financial planning services. Further, the company provides SME banking services, including working capital facilities, trade facilities, and capacity expansion services; credit, debit, and gift cards; retail and corporate net, mobile phone, and SMS banking; online services, such as bill payment, unified payments interface, prepaid mobile/DTH/data card recharges, missed call, shopping, positive pay, online trading, and custom duty online payments; and depository services, as well as safe deposit lockers. Dhanlaxmi Bank Limited was incorporated in 1927 and is based in Thrissur, India.

Stock analysis

Dhanlaxmi Bank Limited (DHANBANK) currently trades at ₹29.31, while our model-based Fair Value estimate is ₹29.18, so the stock looks roughly fairly valued today (gap 0.4%).

Valuation

Bull case: the Multiples group reads highest at a median of ₹33.84 per share, and 2 of the 4 models we run sit above the ₹29.31 price.

Bear case: the Asset-Based group reads lowest at ₹25.02, and 2 of the 4 models stay below the price. Evidence for this calculation is low.

Scenario range: ₹21.89 (bear) to ₹36.47 (bull), the price of ₹29.31 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 42/100 (below-average quality), in the Financial Services sector.

Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.

Dhanlaxmi Bank Limited reported revenue of ₹17.9B in FY2026 versus ₹10.9B in FY2022, a compound +13.4%/yr. Reported net income was ₹1.0B in FY2026, compounding +30.1%/yr from FY2022.

Key figures

Market cap ₹12.7B (≈ $132M) · P/E ratio 11.3 · P/S ratio 0.65 · EPS (TTM) ₹2.60 · Net margin 5.7% · Return on equity 7.2% · Return on assets (EBIT) 0.4% · Operating margin 35.6%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 32 out of 100 (medium confidence).

What moves the price

The share trades about 19% below its 52-week high and 49% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −38% fair-value upside, at 0%, DHANBANK screens cheaper than that median.

Fair Value models

Bear ₹21.89 Fair Value ₹29.18 Bull ₹36.47

Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2026 figures (about 6 months old). Earnings retained since then (₹1.29 per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.

Highest evidence

Residual Income ₹27.34 ₹27.42 ₹29.20 71

P/E Multiple ₹25.38 ₹33.84 ₹42.30 63

P/B Multiple ₹33.19 ₹44.26 ₹55.32 55

All 4 models by family

Multiples

P/E Multiple ₹25.38 ₹33.84 ₹42.30 63

P/B Multiple ₹33.19 ₹44.26 ₹55.32 55

Asset-Based

NCAV (Graham) ₹18.67 ₹25.02 ₹37.34 54

Economic Profit

Residual Income ₹27.34 ₹27.42 ₹29.20 71

Open the full fair value analysis →

Notify me when DHANBANK reaches fair value

Put DHANBANK on your watchlist. We get in touch as soon as price and fair value meet or the trend turns.

Set up alert →

Quality Score breakdown

Overall quality 42/100

Of which business quality 42 · Market factors (momentum, volatility) 62

Profitability 19

Margins and returns on capital today

Quality Growth 60

Are margins and returns improving?

Cashflow 100

Earnings quality: real cash, not paper profit

Fin. Strength 17

Balance sheet, leverage, solvency risk

Investment 55

Disciplined investing over empire-building

Low Volatility 70

Calm price path (market factor)

Momentum 62

Price trend over the last 3–12 months (market factor)

52W Momentum 54

Distance to the 52-week high (market factor)

Net Issuance 0

Share count: buybacks or dilution?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 89/100

Revenue growth appears healthy and is supported by profitability and cash-flow quality.

Revenue growth 1 year

+21.9%

Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.

+16.1%

Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.

+11.2%

Start year 2021 (pandemic). Over 10 years: +3.5% a year

Revenue growth 21 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.

+10.8%

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

What shareholders gained per year (last 5 years), in INR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.

+12.1%

Earnings growth per share plus dividend.

Earnings per share, growth per year+12.1%

Dividend (yield on the price)0.0%

Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.12.1% vs 16.0%, slowing

Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.4% → 8%

Start year 2021 (pandemic)

⚠ Revenue per share shrinking 4.1%/yr over ~10Y (margin trend unclear) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.

Growth Forecast

Little optimism in the price

What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).

less than -40 %

Yearly growth needed for the next five years to justify today's price.

What forecasts expect

n/a

No analyst forecast available.

Watch DHANBANK, get fair value alerts →

Compare Dhanlaxmi Bank Limited with another stock

Price, fair value, quality and upside side by side.

First stock

Second stock

Free, no sign-up

Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 1043 stocks

Beats the industry median on 8/13 measures

Overall it ranks above its industry peers.

Valuation

Quality Score 41 · Bottom 25%

Fair Value upside −0.4% · Above median

Profitability

Return on equity (TTM) 7.2% · Below median

Return on assets 0.5% · Bottom 25%

Net margin (TTM) 14.0% · Bottom 25%

Operating margin (TTM) 35.6% · Below median

Growth and dividend

Revenue growth 33.7% · Top 25%

Balance sheet

Debt / equity 0.14× · Below median

Valuation Multiplesvs Banks - Regional median · lower = cheaper

P/E (TTM) 11.3× · Cheaper than median

P/B 0.86× · Cheaper than median

P/S (TTM) 1.72× · Cheapest 25%

P/FCF 0.0× · Cheapest 25%

EV/EBITDA 2.3× · Cheapest 25%

Strength profile in five axes (Snowflake)

This stock

Sector peers

VALUE (fair-value potential)33 · sector 11

FUTURE (revenue growth)100 · sector 47

PAST (return on equity)29 · sector 41

HEALTH (low debt)93 · sector 85

DIVIDEND (yield)0 · sector 52

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Banks - Regional stocks, each showing price versus our Fair Value estimate.

Stock	Price	Fair Value	vs Fair Value
DBS Group D05	78.00 SGD	40.39 SGD	−48%
China Merchants Bank Co 600036	¥40.69	¥52.73	+30%
UniCredit S.p.A UCG	€83.95	€77.62	−8%
Intesa Sanpaolo S.p.A ISP	€6.79	€4.02	−41%
Mizuho Financial Group MFG	$11.07	$6.86	−38%
BNP Paribas SA BNP	€99.30	€105.99	+7%
HDFC Bank Limited HDFCBANK	₹735.60	₹406.44	−45%
Oversea-Chinese Banking Corporation O39	32.01 SGD	19.78 SGD	−38%
CaixaBank, S.A CABK	€13.23	€8.46	−36%
ICICI Bank Limited ICICIBANK	₹1,327	₹615.71	−54%

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks Technology Financial Services Healthcare Consumer Cyclical Consumer Defensive Communication Services Industrials Energy Basic Materials Real Estate Utilities Deeply Undervalued Stocks Undervalued High-Quality Stocks Undervalued Blue-Chip Stocks Undervalued Small-Cap Stocks Undervalued Dividend Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names ⭐ Top Rated 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screenerFilter by region, size and sector Compare toolTwo stocks side by side Extrinsic Value Calculator…Calculator with industry benchmark Peter Lynch Fair Value Formula &…Calculator with industry benchmark

Run the numbers yourself: free valuation calculators

DCF Calculator Graham Number Peter Lynch Formula DDM Calculator Fama-French Model Intrinsic Value

For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Dhanlaxmi Bank Limited · Fair Value
₹29.18 −0%Fair Value
Calculator →

<a href="https://www.fairvalue-calculator.com/stock/DHANBANK" target="_blank" rel="nofollow noopener" style="display:inline-flex;align-items:center;gap:12px;box-sizing:border-box;font-family:system-ui,-apple-system,Segoe UI,Roboto,sans-serif;text-decoration:none;background:#0f1814;color:#eaf2ed;border:1px solid #2a3a30;border-radius:12px;padding:12px 16px;max-width:360px"><span style="line-height:1.35"><span style="font-size:12px;color:#9fb0a8">Dhanlaxmi Bank Limited · Fair Value</span><br><b style="font-size:20px">₹29.18</b> <span style="color:#e0816f;font-weight:700;font-size:14px">−0%</span></span><span style="font-size:11px;color:var(--fvc-g-mitte);font-weight:700;margin-left:auto;text-align:right;line-height:1.3">Fair&nbsp;Value<br>Calculator&nbsp;→</span></a>

Cite: Fair Value Calculator (2026). "Dhanlaxmi Bank Limited Fair Value". https://www.fairvalue-calculator.com/stock/DHANBANK

Frequently asked questions

Is Dhanlaxmi Bank Limited (DHANBANK) overvalued or undervalued?

As of Sep 27, 2026, our model estimates a fair value of ₹29.18 versus a price of ₹29.31, about −0% upside (fairly valued).

What is the fair value of DHANBANK?

Our model-based fair value for Dhanlaxmi Bank Limited is ₹29.18 (as of Sep 27, 2026), built from audited fundamentals. The current price: ₹29.31.

What is the quality score of DHANBANK?

Dhanlaxmi Bank Limited has a Quality Score of 42/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.

What is the price target for Dhanlaxmi Bank Limited (DHANBANK)?

Our model-based price target is the fair value of ₹29.18 (as of Sep 27, 2026) from 4 valuation models. Cautious scenario ₹21.89, optimistic scenario ₹36.47. It is a calculation from audited fundamentals, not an analyst target.

What is the Dhanlaxmi Bank Limited stock forecast for 2026?

Our models put fair value at ₹29.18, about −0% upside versus a price of ₹29.31 (fairly valued). Cautious scenario ₹21.89, optimistic scenario ₹36.47. The calculation is refreshed regularly with new filings.

What is the revenue of Dhanlaxmi Bank Limited (DHANBANK)?

Dhanlaxmi Bank Limited reported trailing-twelve-month revenue of about ₹7.4B (latest available figure, as of Sep 27, 2026).

What growth is priced into Dhanlaxmi Bank Limited (DHANBANK)?

For today's price to be fair in a discounted-cash-flow model, Dhanlaxmi Bank Limited would have to grow free cash flow by less than minus 40 % per year for five years (discount rate 13.9 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +11.2 % per year. As of Sep 27, 2026.

What discount rate (WACC) does the fair value of DHANBANK use?

Our models discount Dhanlaxmi Bank Limited at 13.9 %: a base by market capitalisation (micro), damped by beta 0.58, country premium for India. The same rate applies in all 26 models.

What is a reverse DCF?

A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Dhanlaxmi Bank Limited that is less than minus 40 % per year a year over ten years, using the same discount rate (13.9 %) and the same formula as our fair value.

How much growth has Dhanlaxmi Bank Limited (DHANBANK) delivered so far?

Over the past 5 years revenue at Dhanlaxmi Bank Limited grew +11.2 % a year. The price currently implies less than minus 40 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.

How fast is the sector of Dhanlaxmi Bank Limited (DHANBANK) growing?

The median revenue growth in the sector is +9.1 % a year. That is the yardstick for the growth priced into Dhanlaxmi Bank Limited (less than minus 40 % per year a year): it shows whether the expectation is within the usual range or beyond it.

What is the free cash flow yield of Dhanlaxmi Bank Limited (DHANBANK)?

The free-cash-flow yield on the price is 49.74 %: that much free cash flow Dhanlaxmi Bank Limited produces per unit of market value. When it exceeds the discount rate of our models (13.9 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.

What is the intrinsic value of Dhanlaxmi Bank Limited (DHANBANK)?

Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Dhanlaxmi Bank Limited it is ₹29.18 per share (as of Sep 27, 2026), against a price of ₹29.31. It is the blended result of 4 valuation models (cash flow, earnings, asset, dividend).

Is Dhanlaxmi Bank Limited stock overvalued or undervalued in 2026?

As of Sep 27, 2026, DHANBANK trades above its calculated fair value: price ₹29.31, fair value ₹29.18, a gap of about −0% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.

Is fair value the same as the market price of DHANBANK?

No. The price is what the market pays today (₹29.31); the fair value is what the company's own numbers justify (₹29.18). For Dhanlaxmi Bank Limited the two are ₹0.1290 per share apart. That gap is exactly why we show both numbers side by side.

How much is Dhanlaxmi Bank Limited worth?

The market values Dhanlaxmi Bank Limited at about ₹12.7B (market capitalisation, as of Sep 27, 2026). Per share that is ₹29.31; our models calculate a fair value of ₹29.18 per share.

What do the bullish and bearish scenarios say about DHANBANK?

Our models span a range for Dhanlaxmi Bank Limited: cautious scenario ₹21.89, base ₹29.18, optimistic ₹36.47 per share (as of Sep 27, 2026, price ₹29.31). The range comes from different growth and margin assumptions, not from analyst opinions.

What is the P/E ratio of DHANBANK?

Dhanlaxmi Bank Limited trades at a price-to-earnings ratio of 11.3 (as of Sep 27, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of ₹29.18 is built from several models across several years. Other multiples: P/B 0.9, P/S 1.7, EV/EBITDA 2.3.

How solid is the balance sheet of Dhanlaxmi Bank Limited (DHANBANK)?

Balance-sheet figures for Dhanlaxmi Bank Limited (as of Sep 27, 2026): return on equity 7.2%, debt of 0.14 per unit of equity. They feed the Quality Score of 42/100, which measures business quality independently of the share price.

How far is DHANBANK from its 52-week high?

Dhanlaxmi Bank Limited trades at ₹29.31, about 19% below its 52-week high of ₹36.22 and 49% above the low of ₹19.64 (as of Sep 25, 2026). Distance from the high says nothing about value: that is what the fair value of ₹29.18 is for.

Which stocks are comparable to Dhanlaxmi Bank Limited?

From the same area (Financial Services) we also value DBS Group, China Merchants Bank Co, UniCredit S.p.A, Intesa Sanpaolo S.p.A, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.

Is Dhanlaxmi Bank Limited stock attractive at the current price?

The data as of Sep 27, 2026: price ₹29.31, calculated fair value ₹29.18 (−0%), Quality Score 42/100, from 4 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.

How is the fair value of DHANBANK calculated?

We run Dhanlaxmi Bank Limited through 4 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹29.18, with the spread shown as a cautious and an optimistic scenario.

Is it still worth investing in stocks now?

The global stock market currently sits 13.9 % above its aggregate fair value. Dhanlaxmi Bank Limited itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.

What is the share price of Dhanlaxmi Bank Limited (DHANBANK)?

The closing price on Sep 25, 2026 was ₹29.31. Our model-based fair value is ₹29.18, about −0% upside (fairly valued). We carry closing prices from our data provider, not a live tick.

What should I pay attention to with Dhanlaxmi Bank Limited right now?

The price sits close to our fair value, market and models broadly agree here, little valuation tension. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Key figures of Dhanlaxmi Bank Limited

How large is the market capitalisation of Dhanlaxmi Bank Limited (DHANBANK)?

The market capitalisation of Dhanlaxmi Bank Limited is ₹12.7B (≈ $132M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.

What is the P/S ratio of Dhanlaxmi Bank Limited (DHANBANK)?

The price-to-sales ratio of Dhanlaxmi Bank Limited is 0.65 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.

What are the earnings per share of Dhanlaxmi Bank Limited (DHANBANK)?

Earnings per share at Dhanlaxmi Bank Limited are ₹2.60 (price ÷ EPS = P/E 11.3). Earnings per share over the last twelve months: total profit spread across every single share.

What is the net margin of Dhanlaxmi Bank Limited (DHANBANK)?

The net margin of Dhanlaxmi Bank Limited is 5.7% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.

What is the return on equity of Dhanlaxmi Bank Limited (DHANBANK)?

The return on equity (ROE) of Dhanlaxmi Bank Limited is 7.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.

What is the EBIT return on assets of Dhanlaxmi Bank Limited (DHANBANK)?

On an EBIT basis the return on assets of Dhanlaxmi Bank Limited is 0.4% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.

What is the operating margin of Dhanlaxmi Bank Limited (DHANBANK)?

The operating margin of Dhanlaxmi Bank Limited is 35.6% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.

How fast is revenue growing at Dhanlaxmi Bank Limited (DHANBANK)?

Revenue at Dhanlaxmi Bank Limited is growing +33.7% versus a year earlier (3y avg +16.1%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.

How fast are earnings growing at Dhanlaxmi Bank Limited (DHANBANK)?

Earnings per share at Dhanlaxmi Bank Limited are growing +29.8% versus a year earlier. How much earnings per share grew versus a year earlier.

How much net cash does Dhanlaxmi Bank Limited (DHANBANK) hold?

Dhanlaxmi Bank Limited holds more cash than debt, ₹3.4B net (fiscal year 2026). The company holds more cash than debt, a safety cushion.

Free · no account needed

Watch Dhanlaxmi Bank Limited in the live analysis

One click puts Dhanlaxmi Bank Limited on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.