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Dhanlaxmi Bank Limited (DHANBANK) Fair Value & Analysis

Financial Services · IN · Market cap ₹12.7B

Price₹32.00
Fair Value₹33.84
Upside+5.8%
Quality97/100
Evidence: High Range ₹25.38 – ₹42.30

Fair value as of: Jun 29, 2026

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Analysis

Dhanlaxmi Bank Limited (DHANBANK) currently trades at ₹32.00, while our model-based Fair Value estimate is ₹33.84 — implying the stock looks roughly 5.8% undervalued today. We read business quality at 97/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

Dhanlaxmi Bank Limited provides various banking and financial services in India. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business Operations segments. It offers deposit products, such as savings and current accounts, and term deposits; loans, including personal, home, new and used car, two wheeler, commercial, gold, education, business, and green loans, as well as loans against securities and properties, and lease rental discounting; and foreign exchange services comprising foreign currency cash, cheque deposits, foreign currency demand drafts, and remittances. The company also provides export and import services; credit products comprising industrial and trade advance, import export assistance, and agricultural assistance; corporate salary; credit treasury bills and linked loans; trade finance, electronic bank guarantees, and liberalized remittance schemes; 3 in 1 trading accounts; and mutual funds investment …

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Frequently asked questions

Is Dhanlaxmi Bank Limited (DHANBANK) undervalued?
As of Jun 29, 2026, our model estimates a fair value of ₹33.84 versus a price of ₹32.00 — about +6% (undervalued). Model-based estimate, not financial advice.
What is the fair value of DHANBANK?
Our 21-model fair value for Dhanlaxmi Bank Limited is ₹33.84 (as of Jun 29, 2026), built from audited fundamentals. The current price is ₹32.00.
What is the quality score of DHANBANK?
Dhanlaxmi Bank Limited has a Quality Score of 97/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.