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Erste Group (EBKDY) Fair Value & Analysis

Financial Services · US · Market cap $52.0B

Price$64.97
Fair Value$64.16
Upside-1.2%
Quality90/100
Evidence: High Range $48.12 – $80.20

Fair value as of: Jun 25, 2026

Analysis

Erste Group (EBKDY) currently trades at $64.97, while our model-based Fair Value estimate is $64.16 — implying the stock looks roughly 1.2% overvalued today. We read business quality at 90/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

About the company

Erste Group Bank AG provides a range of banking and other financial services to retail, corporate, and public sector customers. It offers savings and current accounts, and term deposit products; consumer credit and mortgage lending; commercial real estate, investment loan, acquisition and leveraged finance, project finance, and product neutral financial advice; and factoring, accounts receivable purchasing, working capital finance, and structured trade finance, and ErsteConfirming, a supply chain finance solution. The company also provides interests and FX hedging, letters of credit, documentary collections, and guarantees; cash-management solutions, such as cash pooling, payment transactions, digital banking, payment factory, VIRTUAL.IBAN, and POS-terminals and e-commerce; equity interests and investments, revolving export credit lines, and customer financing. In addition, it offers loan syndication, debt capital market, and equity capital market services; custody and brokerage ser…

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Frequently asked questions

Is Erste Group (EBKDY) undervalued?
As of Jun 25, 2026, our model estimates a fair value of $64.16 versus a price of $64.97 — about −1% (overvalued). Model-based estimate, not financial advice.
What is the fair value of EBKDY?
Our 21-model fair value for Erste Group is $64.16 (as of Jun 25, 2026), built from audited fundamentals. The current price is $64.97.
What is the quality score of EBKDY?
Erste Group has a Quality Score of 90/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.