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EFG International AG (EFGN) Fair Value & Analysis

Financial Services · CH · Market cap CHF 4.9B

EI EFG International AG EFGN · SW
PriceCHF 16.24
Fair ValueCHF 14.10
Upside-13.2%
Quality95/100
Evidence: High Range CHF 10.58 – CHF 17.63

Fair value as of: Jun 26, 2026

From 17 valuation models · updated 4 days ago

Fair value updated Jun 26, 2026 — revised from CHF 18.44 to CHF 14.10 (−23.5%) since Jun 24, 2026. Share price −0.5% over the past month.

Price vs Fair Value (12 months)

CHF 19.78 CHF 13.95 Fair Value CHF 14.10 Jun 2025 Jun 2026

12‑month range CHF 13.95 – CHF 19.78 · fair‑value band CHF 10.58 – CHF 17.63 · the CHF 16.24 price screens above the CHF 14.10 fair value. As of Jun 26, 2026.

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Analysis

EFG International AG (EFGN) currently trades at CHF 16.24, while our model-based Fair Value estimate is CHF 14.10 — implying the stock looks roughly 13.2% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, EFG International AG generated revenue of CHF 1.7B at a net margin of 19.6%. Revenue grew 14.7% year over year. It earns a return on equity of 13.7%. The balance sheet holds a net cash position of CHF 4.3B. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) CHF 1.7B
Revenue growth (YoY) +14.7%
Net margin 19.6%
Return on equity 13.7%
Free cash flow −CHF 1.4B FY2025
P/E ratio 16.6
More key figures
Operating margin 30.9%
EPS (TTM) CHF 0.9800
Dividend yield 4.0%
EPS growth (YoY) -35.1%
Net cash CHF 4.3B FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

EFG International AG, together with its subsidiaries, provides private banking, wealth management, and asset management services. The company offers investment solutions, including advisory solutions, discretionary solutions, alternative and private market investments, and advanced investment solutions; wealth services, such as wealth solutions, wealth planning, and trusts and fund services; and credit solutions, such as real asset financing and lending against existing financial assets. It also provides other banking services consisting of accounts and cards, precious metals, custody services, foreign exchange and treasury, and trading services; and supports independent asset managers to set up private label funds. In addition, the company provides asset management services, including investment process and responsible investment. Further, it acts as independent asset manager, as well as offering online and mobile platforms for access to finance and e-banking services. It operates …

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

EFG International AG reported revenue of CHF 2.6B in FY2025 versus CHF 1.6B in FY2021, a compound +12.2%/yr. Reported net income was CHF 325M in FY2025, compounding +12.1%/yr from FY2021.

Revenue +12.2%/yr
FY21 CHF 1.6B
FY22 CHF 1.8B
FY23 CHF 1.4B
FY24 CHF 1.5B
FY25 CHF 2.6B
Net income +12.1%/yr
FY21 CHF 206M
FY22 CHF 202M
FY23 CHF 303M
FY24 CHF 322M
FY25 CHF 325M

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Similar stocks

6 more Banks - Diversified stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).

Stock Price Fair Value vs Fair Value
JPMorgan Chase & Co JPM C$42.65 C$25.87 -39%
Industrial and Commercial Bank of China Limited IDCBY $17.83 $35.66 +100%
Bank of America Corporation BOFA C$28.67 C$15.23 -47%
China Construction Bank Corporation 601939 ¥9.94 ¥16.38 +65%
Agricultural Bank of China Limited 601288 ¥6.40 ¥12.80 +100%
HSBC Holdings HSBC $95.21 $90.33 -5%

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Frequently asked questions

Is EFG International AG (EFGN) undervalued?
As of Jun 26, 2026, our model estimates a fair value of CHF 14.10 versus a price of CHF 16.24 — about −13% (overvalued). Model-based estimate, not financial advice.
What is the fair value of EFGN?
Our 21-model fair value for EFG International AG is CHF 14.10 (as of Jun 26, 2026), built from audited fundamentals. The current price is CHF 16.24.
What is the quality score of EFGN?
EFG International AG has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of EFG International AG (EFGN)?
EFG International AG reported trailing-twelve-month revenue of about CHF 1.7B (latest available figure, as of Jun 26, 2026).
What is the net profit margin of EFGN?
The net profit margin of EFG International AG is about 19.6%, meaning it keeps roughly 19.6% of revenue as net income. Based on the latest reported figures.
Does EFG International AG pay a dividend?
EFG International AG currently shows a dividend yield of about 4.02% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.