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EverQuote, Inc (EVER) Fair Value & Analysis

Communication Services · US · Market cap $713M

EI EverQuote, Inc logo EverQuote, Inc EVER · US
Price$25.71
Fair Value$36.45
Upside+41.8%
Quality67/100
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Mixed Growth
Solidly profitable · 15.4% net margin
Low debt · generates free cash flow
Ranks above peers (11/13)
Wide moat 77/100
Evidence: High Range $28.07 – $114.53 Share as image

Fair value as of: Jul 15, 2026

From 26 valuation models · updated 26 days ago

Share price +3.7% over the past month.

A solid business, screening 42% undervalued on our models.

What matters now

  • The price is below even our cautious bear case ($28.07). The market is more pessimistic than our downside scenario.
  • The model range is unusually wide ($28.07 to $114.53). The outcome hinges heavily on assumptions, so read the point estimate with caution.
  • Solid quality (67/100) at a price below fair value, the discount is the argument here, not the business quality.
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Price vs Fair Value (5 years)

$34.67 $5.54 Fair Value $36.45 Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 15, 2026.

How to read this chart

60‑month range $5.54 – $34.67 · fair‑value band $28.07 – $114.53 · the $25.71 price screens below the $36.45 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 15, 2026.

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Analysis

EverQuote, Inc (EVER) currently trades at $25.71, while our model-based Fair Value estimate is $36.45, implying the stock looks roughly 41.8% undervalued today. The Quality Score stands at 67/100 (solid quality), in the Communication Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, EverQuote, Inc generated revenue of $717M at a net margin of 15.4%. Revenue grew 14.5% year over year. It earns a return on equity of 56.4%. The balance sheet holds a net cash position of $92.8M. Fundamentals as of Jul 15, 2026

Our scenario range runs from $28.07 (bear case) to $114.53 (bull case); at $25.71, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 11% below its 52-week high and 85% above its 52-week low, currently above its 200-day average. For context, the median of 10 Communication Services peers we cover trades at 2% fair-value upside, at 42%, EVER screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Growth DCF $39.12 $63.04 $107.03 80
Residual Income $19.48 $27.37 $228.98 76
Rev-Margin DCF $30.56 $52.18 $94.62 74
All 26 models by family
DCF Models
FCF DCF $41.57 $59.36 $112.54 38
Owner Earnings $42.20 $84.39 $162.68 31
5Y Revenue Exit $29.40 $45.96 $80.39 39
5Y EBITDA Exit $29.06 $45.28 $76.91 41
5Y P/E Exit $50.91 $111.19 $193.48 38
10Y Revenue Exit $32.92 $61.83 $78.18 36
10Y EBITDA Exit $33.42 $61.16 $106.55 37
10Y P/E Exit $48.00 $104.07 $196.36 35
Earnings-Based
Graham-Dodd $21.26 $148.24 $208.04 54
Lynch FV $63.04 $90.06 $117.08 50
PEG = 1.0 $63.04 $90.06 $117.08 46
EPV $17.96 $20.01 $21.73 59
Dividend Discount
Gordon GGM $9.83 $17.71 $24.39 70
DDM Multi-Stage $9.83 $16.18 $18.92 61
Multiples
P/E Multiple $51.58 $68.77 $85.97 63
P/S Multiple $39.86 $53.14 $66.43 58
P/B Multiple $19.67 $26.22 $32.78 55
EV/EBIT $28.01 $36.39 $44.78 53
EV/EBITDA $22.81 $29.45 $36.10 54
EV/Revenue $21.94 $30.11 $38.28 43
Asset-Based
NCAV (Graham) $3.75 $5.02 $7.49 50
Growth DCF
Growth DCF $39.12 $63.04 $107.03 80
Rev-Margin DCF $30.56 $52.18 $94.62 74
Economic Profit
Residual Income $19.48 $27.37 $228.98 76
ROIC Compounder $21.52 $28.44 $37.20 72
Growth Earnings
Growth-Adj P/E $79.53 $113.61 $147.69 68

Widest divergence: Growth Earnings ($113.61) versus Asset-Based ($5.02). Highest evidence: Growth DCF (80).

Key figures & financial health

Revenue (TTM) $717M
Revenue growth (YoY) +14.5%
Net margin 15.4%
Return on equity 56.4%
Free cash flow $90.3M FY2025
P/E ratio 6.9
More key figures
Operating margin 12.3%
EPS (TTM) $2.93
EPS growth (YoY) +143%
Net cash $92.8M FY2025

Figures from reported company fundamentals · as of Jul 15, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 67/100

Of which business quality 69 · Market factors (momentum, volatility) 56

Profitability 92
Margins and returns on capital today
Quality Growth 66
Are margins and returns improving?
Cashflow 61
Earnings quality: real cash, not paper profit
Fin. Strength 99
Balance sheet, leverage, solvency risk
Investment 33
Disciplined investing over empire-building
Low Volatility 45
Calm price path (market factor)
Momentum 63
Price trend over the last 3–12 months (market factor)
52W Momentum 59
Distance to the 52-week high (market factor)
Net Issuance 34
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

EverQuote, Inc. operates an online marketplace for insurance shopping in the United States. The company provides automotive, and home and renters insurance, as well as campaign management tools. The company serves insurance carriers and agents, and indirect distributors.

Full company description

EverQuote, Inc. operates an online marketplace for insurance shopping in the United States. The company provides automotive, and home and renters insurance, as well as campaign management tools. The company serves insurance carriers and agents, and indirect distributors. The company was formerly known as AdHarmonics, Inc., and changed its name to EverQuote, Inc. in November 2014. EverQuote, Inc. was incorporated in 2008 and is based in Cambridge, Massachusetts.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

EverQuote, Inc reported revenue of $693M in FY2025 versus $419M in FY2021, a compound +13.4%/yr. Reported net income was $99.3M in FY2025.

Growth Quality 89/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
$693M
Latest YoY
+38.5%
Avg. growth/yr (3Y)
+19.7%
Avg. growth/yr (5Y)
+14.8%
Avg. growth/yr (10Y)
+21.7%
Revenue +13.4%/yr
FY21 $419M
FY22 $404M
FY23 $288M
FY24 $500M
FY25 $693M
Net income
FY21 −$19.4M
FY22 −$24.4M
FY23 −$51.3M
FY24 $32.2M
FY25 $99.3M

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Cite: Fair Value Calculator (2026). "EverQuote, Inc Fair Value". https://www.fairvalue-calculator.com/stock/EVER

Recent news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.

Peer Group

Internet Content & Information · 151 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 67 · Above median
Fair Value upside +42% · Top 25%
Return on equity (TTM) 56% · Top 25%
Return on assets 17% · Top 25%
Net margin (TTM) 15% · Top 25%
Operating margin (TTM) 12% · Above median
Revenue growth 15% · Above median
Debt / equity 0.02× · Lower than median

Valuation Multiples vs Internet Content & Information median · lower = cheaper

P/E (TTM) 6.9× · Cheaper than 75% of peers
P/B 3.00× · Pricier than median
P/S (TTM) 1.00× · Cheaper than median
P/FCF 7.9× · Pricier than median
EV/EBITDA 8.3× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 89 · sector 0
FUTURE 73 · sector 31
PAST 100 · sector 10
HEALTH 99 · sector 99
DIVIDEND 0 · sector 43

Insider activity: 40/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Internet Content & Information stocks, each showing price versus our Fair Value estimate (as of Jul 15, 2026).

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Spotify Technology S.A SPOT $485.38 $209.56 -57%
Baidu, Inc BIDU $113.30 $451.51 +299%
Reddit, Inc RDDT $195.34 $39.59 -80%
Kuaishou Technology, an investment holding company, 1024 HK$44.70 HK$101.03 +126%
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Tencent Music Entertainment Group 1698 HK$34.74 HK$65.78 +89%
REA Group REA A$149.14 A$88.53 -41%

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Frequently asked questions

Is EverQuote, Inc (EVER) overvalued or undervalued?
As of Jul 15, 2026, our model estimates a fair value of $36.45 versus a price of $25.71, about +42% (undervalued).
What is the fair value of EVER?
Our model-based fair value for EverQuote, Inc is $36.45 (as of Jul 15, 2026), built from audited fundamentals. The current price is $25.71.
What is the quality score of EVER?
EverQuote, Inc has a Quality Score of 67/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of EverQuote, Inc (EVER)?
EverQuote, Inc reported trailing-twelve-month revenue of about $717M (latest available figure, as of Jul 15, 2026).
What is the net profit margin of EVER?
The net profit margin of EverQuote, Inc is about 15.4%, meaning it keeps roughly 15.4% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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