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Financiera Independencia S.A. (FINDEP) Fair Value & Analysis

Financial Services · MX · Market cap 2.7B MXN

Price7.97 MXN
Fair Value15.94 MXN
Upside+100.0%
Quality95/100
Evidence: High Range 11.95 MXN – 19.93 MXN

Fair value as of: Jun 26, 2026

Analysis

Financiera Independencia S.A. (FINDEP) currently trades at 7.97 MXN, while our model-based Fair Value estimate is 15.94 MXN — implying the stock looks roughly 100.0% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

Financiera Independencia S.A.B. de C.V. SOFOM E.N.R., a non-bank entity, offers micro-lending services in Mexico and the United States. The company provides unsecured loans to individuals with low income and minimum wage, informal sector, and mothers, as well as individuals with proven income as employees, self-employed, or independent contractors. It also offers consumer credit granting; administrative; and call center, promotion, marketing, and other services. The company was founded in 1993 and is based in Mexico City, Mexico.

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Frequently asked questions

Is Financiera Independencia S.A. (FINDEP) undervalued?
As of Jun 26, 2026, our model estimates a fair value of 15.94 MXN versus a price of 7.97 MXN — about +100% (undervalued). Model-based estimate, not financial advice.
What is the fair value of FINDEP?
Our 21-model fair value for Financiera Independencia S.A. is 15.94 MXN (as of Jun 26, 2026), built from audited fundamentals. The current price is 7.97 MXN.
What is the quality score of FINDEP?
Financiera Independencia S.A. has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.