Filinvest Land Inc (FLI) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Filinvest Land Inc stock PHP 0.89, price PHP 0.69, upside +29.0%, quality 58 out of 100. Rating: undervalued. Calculated from audited financials with 14 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 5, 2026.
How to read this chart
60‑month range 0.4398 PHP – 0.8480 PHP · fair‑value band 0.8900 PHP – 2.25 PHP · the 0.6900 PHP price screens below the 0.8900 PHP fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 5, 2026.
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Filinvest Land Inc (FLI) currently trades at 0.6900 PHP, while our model-based Fair Value estimate is 0.8900 PHP, implying the stock looks roughly 22% undervalued today.
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Valuation
Bull case: the Multiples group reads highest at a median of 2.91 PHP per share, and 10 of the 14 models we run sit above the 0.6900 PHP price.
Bear case: the Dividend Discount group reads lowest at 0.3400 PHP, and 4 of the 14 models stay below the price. Data coverage for this calculation is low.
Scenario range: 0.8900 PHP (bear) to 2.25 PHP (bull), the price of 0.6900 PHP sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 58/100 (solid quality), in the Real Estate sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Filinvest Land Inc reported revenue of 24.5B PHP in FY2025 versus 16.9B PHP in FY2021, a compound +9.8%/yr. Reported net income was 4.2B PHP in FY2025, compounding +2.3%/yr from FY2021.
Key figures
Market cap 22.6B PHP (≈ $358M) Small · P/E ratio 4.1 · P/S ratio 0.70 · EPS (TTM) 0.2261 PHP · Dividend yield 5.0% · Net margin 17.0% · Return on assets (EBIT) 3.5% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 47 out of 100 (medium confidence).
What moves the price
The share trades about 13% below its 52-week high and 3% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Real Estate peers we cover trades at 87% fair-value upside, at 29%, FLI screens richer than that median.
Fair Value models
Bear0.8900 PHPFair Value 0.8900 PHPBull2.25 PHP
Price 0.6900 PHP · Upside +29.0%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (0.1933 PHP per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.74/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+5.5%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+8.5%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+7.1%
Start year 2020 (pandemic). Over 10 years: +3.7% a year
Revenue growth 11 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+4.1%
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What shareholders gained per year (last 5 years), in PHP ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in PHP: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+8.5%
Earnings growth per share plus dividend.
Earnings per share, growth per year+3.5%
Dividend (yield on the price)5.0%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.3.5% vs −1.5%, picking up
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.38% → 36%
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Real Estate Operations · 32 stocks
Beats the industry median on 5/9 measures
A mixed picture versus its industry peers.
Valuation
Quality Score58 · Above median
Fair Value upside+29.0% · Below median
Profitability
Return on assets2.0% · Below median
Net margin (12 months)17.0% · Below median
Operating margin (12 months)0.0% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)0.0% · Top 25%
Dividend yield (12 months)5.0% · Above median
Balance sheet
Debt / equity0.71× · Highest 25%
Valuation Multiplesvs Real Estate Operations median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Filinvest Land Inc Fair Value". https://www.fairvalue-calculator.com/stock/FLI
Frequently asked questions
Is Filinvest Land Inc (FLI) overvalued or undervalued?
As of Nov 5, 2026, our model estimates a fair value of 0.8900 PHP versus a price of 0.6900 PHP, about +29% upside (undervalued).
What is the fair value of FLI?
Our model-based fair value for Filinvest Land Inc is 0.8900 PHP (as of Nov 5, 2026), built from audited fundamentals. The current price: 0.6900 PHP.
What is the quality score of FLI?
Filinvest Land Inc has a Quality Score of 58/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Filinvest Land Inc (FLI)?
Our model-based price target is the fair value of 0.8900 PHP (as of Nov 5, 2026) from 14 valuation models. Cautious scenario 0.8900 PHP, optimistic scenario 2.25 PHP. It is a calculation from audited fundamentals, not an analyst target.
What is the Filinvest Land Inc stock forecast for 2026?
Our models put fair value at 0.8900 PHP, about +29% upside versus a price of 0.6900 PHP (undervalued). Cautious scenario 0.8900 PHP, optimistic scenario 2.25 PHP. The calculation is refreshed regularly with new filings.
Does Filinvest Land Inc pay a dividend?
Filinvest Land Inc currently shows a dividend yield of 4.98% relative to its recent price (as of Nov 5, 2026).
How much is the dividend of Filinvest Land Inc (FLI)?
Filinvest Land Inc has a dividend yield of 5.0%.
What is the intrinsic value of Filinvest Land Inc (FLI)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Filinvest Land Inc it is 0.8900 PHP per share (as of Nov 5, 2026), against a price of 0.6900 PHP. It is the blended result of 14 valuation models in 6 families (DCF Models, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit).
Is Filinvest Land Inc stock overvalued or undervalued in 2026?
As of Nov 5, 2026, FLI trades below its calculated fair value: price 0.6900 PHP, fair value 0.8900 PHP, a gap of about +29% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of FLI?
No. The price is what the market pays today (0.6900 PHP); the fair value is what the company's own numbers justify (0.8900 PHP). For Filinvest Land Inc the two are 0.2000 PHP per share apart. That gap is exactly why we show both numbers side by side.
How much is Filinvest Land Inc worth?
The market values Filinvest Land Inc at about 22.6B PHP (market capitalisation, as of Nov 5, 2026). Per share that is 0.6900 PHP; our models calculate a fair value of 0.8900 PHP per share.
What do the bullish and bearish scenarios say about FLI?
Our models span a range for Filinvest Land Inc: cautious scenario 0.8900 PHP, base 0.8900 PHP, optimistic 2.25 PHP per share (as of Nov 5, 2026, price 0.6900 PHP). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of FLI?
Filinvest Land Inc trades at a price-to-earnings ratio of 4.1 (as of Nov 5, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 0.8900 PHP is built from several models across several years. Median P/E at fiscal year-end, 10 fiscal years (2016 to 2025), reported earnings: 6.4.
How solid is the balance sheet of Filinvest Land Inc (FLI)?
Balance-sheet figures for Filinvest Land Inc (as of Nov 5, 2026): debt of 0.71 per unit of equity. They feed the Quality Score of 58/100, which measures business quality independently of the share price.
How far is FLI from its 52-week high?
Filinvest Land Inc trades at 0.6900 PHP, about 13% below its 52-week high of 0.7955 PHP and 3% above the low of 0.6700 PHP (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of 0.8900 PHP is for.
Which stocks are comparable to Filinvest Land Inc?
From the same area (Real Estate) we also value SMPH, AC, ALI, MEG, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Filinvest Land Inc stock attractive at the current price?
The data as of Nov 5, 2026: price 0.6900 PHP, calculated fair value 0.8900 PHP (+29%), Quality Score 58/100, from 14 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of FLI calculated?
We run Filinvest Land Inc through 14 models from 6 families: DCF Models, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit. Every model gets the same audited fundamentals; the fair value of 0.8900 PHP builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0% above its aggregate fair value. Filinvest Land Inc currently trades 22% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Filinvest Land Inc (FLI)?
The closing price on Nov 6, 2026 was 0.6900 PHP. Our model-based fair value is 0.8900 PHP, about +29% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Filinvest Land Inc right now?
The price is below even our cautious bear case (0.8900 PHP). The market is more pessimistic than our downside scenario. Solid quality (58/100) at a price below fair value, the discount is the argument here, not the business quality. A fairly wide model range (0.8900 PHP to 2.25 PHP) leaves room in how you read the outcome. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.
Key figures of Filinvest Land Inc
How large is the market capitalisation of Filinvest Land Inc (FLI)?
The market capitalisation of Filinvest Land Inc is 22.6B PHP (≈ $358M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Filinvest Land Inc (FLI)?
The price-to-sales ratio of Filinvest Land Inc is 0.70 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Filinvest Land Inc (FLI)?
Earnings per share at Filinvest Land Inc are 0.2261 PHP (price ÷ EPS = P/E 4.1). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Filinvest Land Inc (FLI)?
The dividend yield of Filinvest Land Inc is 5.0% (payout 15.2%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Filinvest Land Inc (FLI)?
The net margin of Filinvest Land Inc is 17.0% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the EBIT return on assets of Filinvest Land Inc (FLI)?
On an EBIT basis the return on assets of Filinvest Land Inc is 3.5% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
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