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Federal National Mortgage Association (FNMAO) Fair Value & Analysis

Financial Services · US · Market cap $11.4B

Price$13.00
Fair Value$1.98
Upside-84.8%
Quality95/100
Evidence: High Range $1.48 – $2.47

Fair value as of: Jun 25, 2026

Analysis

Federal National Mortgage Association (FNMAO) currently trades at $13.00, while our model-based Fair Value estimate is $1.98 — implying the stock looks roughly 84.8% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

About the company

Federal National Mortgage Association provides financing solutions for residential mortgages in the United States. The company operates in two segments, Single-Family and Multifamily. It offers mortgage acquisitions and securitizations; and credit risk and loss management services. The company also engages in mortgage securitization transactions, including lender swap, portfolio securitization, and structured securitization transactions; and credit risk and loss management services. Federal National Mortgage Association was incorporated in 1938 and is based in Washington, District Of Columbia.

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Frequently asked questions

Is Federal National Mortgage Association (FNMAO) undervalued?
As of Jun 25, 2026, our model estimates a fair value of $1.98 versus a price of $13.00 — about −85% (overvalued). Model-based estimate, not financial advice.
What is the fair value of FNMAO?
Our 21-model fair value for Federal National Mortgage Association is $1.98 (as of Jun 25, 2026), built from audited fundamentals. The current price is $13.00.
What is the quality score of FNMAO?
Federal National Mortgage Association has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.