EN DE

Forth Smart Service Public Company (FSMART) Fair Value & Analysis

Communication Services · TH · Market cap 5.6B THB

FS Forth Smart Service Public Company FSMART · BK
Price7.80 THB
Fair Value8.10 THB
Upside+3.9%
Quality65/100
Watch Forth Smart Service Public Company for free, get notified when fair value or trend changes. Watch for free
Weak Growth
Highly profitable · 25.0% net margin
Low debt · generates free cash flow
5.00% dividend yield
Ranks above peers (10/14)
Wide moat 72/100
Evidence: High Range 6.06 THB – 10.12 THB Share as image

Fair value as of: Jul 14, 2026

From 24 valuation models · updated 27 days ago

Share price +2.6% over the past month.

A solid business, currently priced close to our fair value.

What matters now

  • The price sits close to our fair value, market and models broadly agree here, little valuation tension.
  • Our model range runs from 6.06 THB (bear) to 10.12 THB (bull), base 8.10 THB. The closer the price sits to the lower half, the larger the margin of safety.
  • Quality 65/100 (solid quality) with high evidence: the data supports the verdict.
Share this valuation: 𝕏 WhatsApp

Price vs Fair Value (5 years)

22.58 THB 4.30 THB Fair Value 8.10 THB Feb 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 14, 2026.

How to read this chart

60‑month range 4.30 THB – 22.58 THB · fair‑value band 6.06 THB – 10.12 THB · the 7.80 THB price screens below the 8.10 THB fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 14, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

Forth Smart Service Public Company (FSMART) currently trades at 7.80 THB, while our model-based Fair Value estimate is 8.10 THB, implying the stock looks roughly 3.9% fairly valued today. The Quality Score stands at 65/100 (solid quality), in the Communication Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Forth Smart Service Public Company generated revenue of 2.3B THB at a net margin of 24.7%. Revenue declined 9.7% year over year. It earns a return on equity of 33.9%. Net debt stands at 548M THB. Fundamentals as of Jul 14, 2026

Our scenario range runs from 6.06 THB (bear case) to 10.12 THB (bull case); at 7.80 THB, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 18% below its 52-week high and 55% above its 52-week low, currently above its 200-day average. For context, the median of 10 Communication Services peers we cover trades at 32% fair-value upside, at 4%, FSMART screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF 4.88 THB 6.30 THB 8.75 THB 80
Residual Income 5.40 THB 7.92 THB 72.38 THB 76
Rev-Margin DCF 3.61 THB 4.91 THB 6.59 THB 74
All 24 models by family
DCF Models
FCF DCF 4.73 THB 6.19 THB 8.94 THB 38
Owner Earnings 8.67 THB 11.42 THB 16.61 THB 31
5Y Revenue Exit 3.61 THB 4.82 THB 6.61 THB 39
5Y EBITDA Exit 4.75 THB 6.77 THB 9.48 THB 41
5Y P/E Exit 8.79 THB 13.64 THB 19.45 THB 38
10Y Revenue Exit 3.94 THB 5.05 THB 6.29 THB 36
10Y EBITDA Exit 4.71 THB 6.31 THB 8.12 THB 37
10Y P/E Exit 7.13 THB 10.74 THB 14.50 THB 35
Earnings-Based
Graham-Dodd 5.30 THB 8.94 THB 10.89 THB 54
EPV 1.69 THB 1.91 THB 2.11 THB 59
Dividend Discount
Gordon GGM 1.58 THB 1.95 THB 2.33 THB 70
DDM Multi-Stage 1.58 THB 2.09 THB 2.70 THB 61
Multiples
P/E Multiple 12.86 THB 17.14 THB 21.43 THB 63
P/S Multiple 7.58 THB 10.10 THB 12.63 THB 58
P/B Multiple 6.07 THB 8.10 THB 10.12 THB 55
EV/EBIT 4.00 THB 5.24 THB 6.48 THB 53
EV/EBITDA 5.48 THB 7.21 THB 8.94 THB 54
EV/Revenue 3.10 THB 4.31 THB 5.52 THB 43
Asset-Based
NCAV (Graham) 1.16 THB 1.55 THB 2.31 THB 50
Growth DCF
Growth DCF 4.88 THB 6.30 THB 8.75 THB 80
Rev-Margin DCF 3.61 THB 4.91 THB 6.59 THB 74
Economic Profit
Residual Income 5.40 THB 7.92 THB 72.38 THB 76
ROIC Compounder 1.69 THB 1.91 THB 2.11 THB 72
Growth Earnings
Growth-Adj P/E 9.06 THB 12.95 THB 16.83 THB 68

Widest divergence: Growth Earnings (12.95 THB) versus Asset-Based (1.55 THB). Highest evidence: Growth DCF (80).

Notify me when FSMART reaches fair value

Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click.

Key figures & financial health

Revenue (TTM) 2.3B THB
Revenue growth (YoY) -9.7%
Net margin 24.7%
Return on equity 33.9%
Free cash flow 348M THB FY2025
P/E ratio 9.6
More key figures
Operating margin 16.2%
EPS (TTM) 0.7600 THB
Dividend yield 5.1%
EPS growth (YoY) -11.3%
Net debt 548M THB FY2025

Figures from reported company fundamentals · as of Jul 14, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 65/100

Of which business quality 63 · Market factors (momentum, volatility) 62

Profitability 71
Margins and returns on capital today
Quality Growth 35
Are margins and returns improving?
Cashflow 58
Earnings quality: real cash, not paper profit
Fin. Strength 73
Balance sheet, leverage, solvency risk
Investment 51
Disciplined investing over empire-building
Low Volatility 60
Calm price path (market factor)
Momentum 64
Price trend over the last 3–12 months (market factor)
52W Momentum 62
Distance to the 52-week high (market factor)
Net Issuance 83
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Forth Smart Service Public Company Limited, together with its subsidiaries, provides prepaid mobile top-up services in Thailand. The company operates through two segments, Top up machine and Lending.

Full company description

Forth Smart Service Public Company Limited, together with its subsidiaries, provides prepaid mobile top-up services in Thailand. The company operates through two segments, Top up machine and Lending. It renders money transfer, online payment receival, and advertising services through online top-up machines, as well as provides services relating to online top-up machines and distributes goods. In addition, the company is involved in the provision of nano finance and personal loan; development and maintenance of software businesses; and sourcing and distributing products to support the group's loan products. Forth Smart Service Public Company Limited was founded in 2008 and is headquartered in Bangkok, Thailand. Forth Smart Service Public Company Limited is a subsidiary of Forth Corporation Public Company Limited.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Forth Smart Service Public Company reported revenue of 2.2B THB in FY2025 versus 2.7B THB in FY2021, a compound −5.0%/yr. Reported net income was 587M THB in FY2025, compounding +10.0%/yr from FY2021.

Growth Quality 40/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
2.2B THB
Latest YoY
−0.3%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−0.6%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−5.3%
Avg. growth/yr (13Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+11.0%
Revenue −5.0%/yr
FY21 2.7B THB
FY22 2.2B THB
FY23 2.0B THB
FY24 2.2B THB
FY25 2.2B THB
Net income +10.0%/yr
FY21 400M THB
FY22 302M THB
FY23 299M THB
FY24 430M THB
FY25 587M THB
Character of growth · EPS growth decomposed (2014-2025) +5.0 % p.a.
Revenue per share +2.7 pp

of which total revenue +2.8 pp · buybacks/dilution −0.1 pp

EBIT margin −1.9 pp
Tax rate −0.4 pp
Residual (interest, one-offs) +4.5 pp

Absolute contributions in percentage points per year; they sum to the EPS growth rate. Start and end points are 3-year averages (details on hover).

Watch FSMART: get an alert when its fair value changes →

Share or link this analysis
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Cite: Fair Value Calculator (2026). "Forth Smart Service Public Company Fair Value". https://www.fairvalue-calculator.com/stock/FSMART

Peer Group

Telecom Services · 250 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 65 · Top 25%
Fair Value upside +4% · Above median
Return on equity (TTM) 34% · Top 25%
Return on assets 6% · Top 25%
Net margin (TTM) 25% · Top 25%
Operating margin (TTM) 16% · Above median
Revenue growth -10% · Bottom 25%
Dividend yield (TTM) 5.0% · Above median
Debt / equity 0.10× · Lower than median

Valuation Multiples vs Telecom Services median · lower = cheaper

P/E (TTM) 9.9× · Cheaper than 75% of peers
P/B 3.24× · Pricier than 75% of peers
P/S (TTM) 2.48× · Pricier than 75% of peers
P/FCF 0.5× · Cheaper than median
EV/EBITDA 10.6× · Pricier than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 38 · sector 29
FUTURE 0 · sector 15
PAST 100 · sector 28
HEALTH 95 · sector 88
DIVIDEND 100 · sector 73

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Telecom Services stocks, each showing price versus our Fair Value estimate (as of Jul 14, 2026).

Stock Price Fair Value vs Fair Value
China Mobile Limited 600941 ¥89.98 ¥109.88 +22%
T-Mobile US, Inc TMUS $187.61 $172.67 -8%
Bharti Airtel Limited BHARTIARTL ₹1,922 ₹941.55 -51%
China Telecom Corporation 601728 ¥6.01 ¥8.36 +39%
América Móvil, S.A. AMXB 23.07 MXN 30.35 MXN +32%
Vodafone Group VODN 259.50 MXN 507.27 MXN +95%
Advanced Info Service Public Company ADVANC 379.00 THB 286.77 THB -24%
Chunghwa Telecom Co 2412 133.50 TWD 100.00 TWD -25%
China Unicom (Hong Kong) Limited 0762 HK$6.50 HK$13.03 +100%
Telefónica, S.A TEFN 75.67 MXN 111.01 MXN +47%

Compare Forth Smart Service Public Company with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Explore undervalued stocks

More undervalued Communication Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Frequently asked questions

Is Forth Smart Service Public Company (FSMART) overvalued or undervalued?
As of Jul 14, 2026, our model estimates a fair value of 8.10 THB versus a price of 7.80 THB, about +4% (fairly valued).
What is the fair value of FSMART?
Our model-based fair value for Forth Smart Service Public Company is 8.10 THB (as of Jul 14, 2026), built from audited fundamentals. The current price is 7.80 THB.
What is the quality score of FSMART?
Forth Smart Service Public Company has a Quality Score of 65/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Forth Smart Service Public Company (FSMART)?
Forth Smart Service Public Company reported trailing-twelve-month revenue of about 2.3B THB (latest available figure, as of Jul 14, 2026).
What is the net profit margin of FSMART?
The net profit margin of Forth Smart Service Public Company is about 24.7%, meaning it keeps roughly 24.7% of revenue as net income. Based on the latest reported figures.
Does Forth Smart Service Public Company pay a dividend?
Forth Smart Service Public Company currently shows a dividend yield of about 5.07% relative to its recent price (as of Jul 14, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

14 days Pro free · no card

Track Forth Smart Service Public Company and try Pro for 14 days

One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.

Zero risk: nothing is ever charged. After 14 days you decide whether to stay.