FirstSun Capital Bancorp (FSUN) fair value: what the stock is really worth
As of Sep 23, 2026: fair value of FirstSun Capital Bancorp $31.16, price $38.37, upside -18.8%, quality 52 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
- Fair value above price? No
- Good quality? Yes
- Add to watchlist
FirstSun Capital Bancorp
FSUN · USOvervalued / MonitorQuality is not strong enough to offset the price risk.
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
50‑month range $24.00 – $43.97 · fair‑value band $23.37 – $38.96 · the $38.37 price screens above the $31.16 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.
Every Wednesday you see whether FirstSun Capital Bancorp Common Stock is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
Company profile
FirstSun Capital Bancorp operates as the bank holding company for Sunflower Bank, National Association that provides commercial and consumer banking and financial services to small and medium-sized companies in the United States. It operates through Banking and Mortgage Operations segments.
Show more
FirstSun Capital Bancorp operates as the bank holding company for Sunflower Bank, National Association that provides commercial and consumer banking and financial services to small and medium-sized companies in the United States. It operates through Banking and Mortgage Operations segments. The company offers noninterest and interest-bearing deposit accounts, checking and savings accounts, money market and term certificate accounts, and treasury management products and services, as well as certificates of deposit. It also provides commercial and industrial loans, commercial real estate loans, residential mortgage loans, and small business administration loans, as well as consumer loans, including car, boat, and other recreational vehicle loans. In addition, the company offers residential real estate loans comprising 1-4 family loans, home equity loans, and multi-family loans, as well as credit card accounts, overdrafts, and other revolving loans. Further, it provides remote deposit and cash management products; wealth management services include private banking, wealth planning, investment management, and trust and retirement plan services; and wealth management and trust products, including personal trust and agency accounts, employee benefit and retirement related trust and agency accounts, investment management and advisory agency accounts, and foundation and endowment trust and agency accounts. Additionally, the company offers online banking and bill payment services, online cash management, safe deposit box rentals, and debit card and ATM card services; and packaging and securitization of loans to governmental agencies. It operates through branches in Texas, Kansas, Colorado, New Mexico, Arizona, California, and Washington. The company was formerly known as Sunflower Financial, Inc. and changed its name to FirstSun Capital Bancorp in June 2017. FirstSun Capital Bancorp was founded in 1892 and is headquartered in Denver, Colorado.
Stock analysis
FirstSun Capital Bancorp Common Stock (FSUN) currently trades at $38.37, while our model-based Fair Value estimate is $31.16, implying the stock looks roughly 23.1% overvalued today.
Show more
Valuation
Bull case: the Multiples group reads highest at a median of $28.85 per share, and 0 of the 4 models we run sit above the $38.37 price.
Bear case: the Asset-Based group reads lowest at $17.51, and 4 of the 4 models stay below the price. Evidence for this calculation is high.
Scenario range: $23.37 (bear) to $38.96 (bull), the price of $38.37 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 52/100 (solid quality), in the Financial Services sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
FirstSun Capital Bancorp Common Stock reported revenue of $570M in FY2025 versus $287M in FY2021, a compound +18.7%/yr. Reported net income was $97.9M in FY2025, compounding +22.7%/yr from FY2021.
Key figures
Market cap $1.7B · P/E ratio 10.6 · P/S ratio 1.83 · EPS (TTM) $3.40 · Net margin 17.2% · Return on equity 8.6% · Return on assets (EBIT) 1.2% · Operating margin 29.1%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 38 out of 100 (medium confidence).
What moves the price
The share trades about 7% below its 52-week high and 27% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −38% fair-value upside, at −19%, FSUN screens cheaper than that median.
Fair Value models
All 4 models by family
Notify me when FSUN reaches fair value
Put FSUN on your watchlist. We get in touch as soon as price and fair value meet or the trend turns.
Set up alert →Quality Score breakdown
Of which business quality 49 · Market factors (momentum, volatility) 55
Revenue & earnings trend
Growth Forecast
FSUN screens 23% overvalued. Compare with DBS Group →
Compare FirstSun Capital Bancorp Common Stock with another stock
Price, fair value, quality and upside side by side.
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 1074 stocks
Valuation Multiplesvs Banks - Regional median · lower = cheaper
Strength profile in five axes (Snowflake)
Context: sector, industry, market
- Is the Financials sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- Undervalued stocks: US Stocks
- Valuation of the USA market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Banks - Regional stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| DBS Group D05 | 77.80 SGD | 40.48 SGD | −48% |
| China Merchants Bank Co 3968 | HK$51.65 | HK$64.29 | +24% |
| Intesa Sanpaolo S.p.A ISP | €6.73 | €4.04 | −40% |
| HDFC Bank Limited HDFCBANK | ₹738.60 | ₹418.52 | −43% |
| BNP Paribas SA BNP | €101.30 | €105.99 | +5% |
| UniCredit S.p.A UCG | €83.28 | €77.62 | −7% |
| Mizuho Financial Group MFG | $10.87 | $6.75 | −38% |
| ICICI Bank Limited ICICIBANK | ₹1,340 | ₹636.31 | −53% |
| The PNC Financial Services Group PNC | $227.96 | $159.52 | −30% |
| Oversea-Chinese Banking Corporation O39 | 32.14 SGD | 19.80 SGD | −38% |
Explore undervalued stocks
More undervalued Financial Services stocks →
Try a ready-made strategy
Pick a strategy and jump into the live analysis with that exact screen applied.
Discover tools
Frequently asked questions
Is FirstSun Capital Bancorp (FSUN) overvalued or undervalued?
What is the fair value of FSUN?
What is the quality score of FSUN?
What is the price target for FirstSun Capital Bancorp (FSUN)?
What is the FirstSun Capital Bancorp Common Stock stock forecast for 2026?
What is the revenue of FirstSun Capital Bancorp (FSUN)?
What growth is priced into FirstSun Capital Bancorp (FSUN)?
What discount rate (WACC) does the fair value of FSUN use?
What is a reverse DCF?
How much growth has FirstSun Capital Bancorp (FSUN) delivered so far?
How fast is the sector of FirstSun Capital Bancorp (FSUN) growing?
What is the free cash flow yield of FirstSun Capital Bancorp (FSUN)?
What is the intrinsic value of FirstSun Capital Bancorp (FSUN)?
Is FirstSun Capital Bancorp Common Stock stock overvalued or undervalued in 2026?
Is fair value the same as the market price of FSUN?
How much is FirstSun Capital Bancorp Common Stock worth?
What do the bullish and bearish scenarios say about FSUN?
What is the P/E ratio of FSUN?
How solid is the balance sheet of FirstSun Capital Bancorp (FSUN)?
How far is FSUN from its 52-week high?
Which stocks are comparable to FirstSun Capital Bancorp Common Stock?
Is FirstSun Capital Bancorp Common Stock stock attractive at the current price?
How is the fair value of FSUN calculated?
Is it still worth investing in stocks now?
What is the share price of FirstSun Capital Bancorp (FSUN)?
What should I pay attention to with FirstSun Capital Bancorp Common Stock right now?
Key figures of FirstSun Capital Bancorp Common Stock
How large is the market capitalisation of FirstSun Capital Bancorp (FSUN)?
What is the P/S ratio of FirstSun Capital Bancorp (FSUN)?
What are the earnings per share of FirstSun Capital Bancorp (FSUN)?
What is the net margin of FirstSun Capital Bancorp (FSUN)?
What is the return on equity of FirstSun Capital Bancorp (FSUN)?
What is the EBIT return on assets of FirstSun Capital Bancorp (FSUN)?
What is the operating margin of FirstSun Capital Bancorp (FSUN)?
How fast is revenue growing at FirstSun Capital Bancorp (FSUN)?
How fast are earnings growing at FirstSun Capital Bancorp (FSUN)?
How much net cash does FirstSun Capital Bancorp (FSUN) hold?
Watch FirstSun Capital Bancorp Common Stock in the live analysis
One click puts FirstSun Capital Bancorp Common Stock on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
Watch for free →Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.