Goenka Business & Finance Limited (GBFL) Fair Value & Analysis
Financial Services · IN · Market cap ₹135M
Fair value as of: Jul 5, 2026
From 23 valuation models · updated today
Share price +3.4% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹6.94 – ₹11.48 · fair‑value band ₹15.60 – ₹26.01 · the ₹10.40 price screens below the ₹20.80 fair value. As of Jul 5, 2026.
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Goenka Business & Finance Limited (GBFL) currently trades at ₹10.40, while our model-based Fair Value estimate is ₹20.80 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 54/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.
Over the trailing twelve months, Goenka Business & Finance Limited generated revenue of ₹1.6B at a net margin of 2.9%. Revenue grew 151.7% year over year. It earns a return on equity of 13.7%. The stock trades on a trailing P/E of 2.9. Fundamentals as of Jul 5, 2026
Our scenario range runs from ₹15.60 (bear case) to ₹26.01 (bull case); at ₹10.40, the current price sits below that range. The share trades about 19% below its 52-week high and 72% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 22% fair-value upside — at 100%, GBFL screens cheaper than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 5, 2026. TTM = trailing twelve months.
About the company
Goenka Business & Finance Limited operates as a non-banking finance company in India. The company offers loans and advances; and various financial services. It also engages in the derivatives business; and invests in and sells shares, bonds, and securities. Goenka Business & Finance Limited was incorporated in 1987 and is based in Ahmedabad, India.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Goenka Business & Finance Limited reported revenue of ₹1.6B in FY2025 versus ₹14.2B in FY2021, a compound −42.3%/yr. Reported net income was ₹46.1M in FY2025, compounding +66.6%/yr from FY2021.
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|---|---|---|---|
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| Kiwoom Securities Co 039490 | 342,500 KRW | 552,296 KRW | +61% |
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.