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Grupo Financiero Banorte, S.A. (GBOOF) Fair Value & Analysis

Financial Services · US · Market cap $31.2B

GF Grupo Financiero Banorte, S.A. logo Grupo Financiero Banorte, S.A. GBOOF · US
Price$10.75
Fair Value$15.78
Upside+46.8%
Quality65/100
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Evidence: High Range $11.84 – $19.73 📤 Share as image

Fair value as of: Jun 26, 2026

From 26 valuation models · updated 26 days ago

Fair value updated Jun 26, 2026, revised from $21.70 to $15.78 (−27.3%) since Jun 24, 2026. Share price −4.3% over the past month.

Price vs Fair Value (12 months)

$11.97 $7.83 Fair Value $15.78 Jul 2025 Jul 2026

12‑month range $7.83 – $11.97 · fair‑value band $11.84 – $19.73 · the $10.75 price screens below the $15.78 fair value. As of Jun 26, 2026.

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Analysis

Grupo Financiero Banorte, S.A. (GBOOF) currently trades at $10.75, while our model-based Fair Value estimate is $15.78, implying the stock looks roughly 46.8% undervalued today. We read business quality at 65/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Grupo Financiero Banorte, S.A. generated revenue of $141B at a net margin of 41.8%. Revenue grew 4.1% year over year. It earns a return on equity of 23.5%. Net debt stands at $53.2B. Fundamentals as of Jun 26, 2026

Our scenario range runs from $11.84 (bear case) to $19.73 (bull case); at $10.75, the current price sits below that range. The share trades about 15% below its 52-week high and 42% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 36% fair-value upside, at 47%, GBOOF screens cheaper than that median.

Key figures & financial health

Revenue (TTM) $141B
Revenue growth (YoY) +4.1%
Net margin 41.8%
Return on equity 23.5%
Free cash flow $70.3B FY2025
P/E ratio 8.9
More key figures
Operating margin 59.4%
EPS (TTM) $1.26
Dividend yield 9.4%
Net debt $53.2B FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Grupo Financiero Banorte, S.A.B. de C.V., through its subsidiaries, engages in the provision of banking and financial products and services in Mexico and internationally. It offers retail banking services, including checking and deposit accounts; credit and debit cards; mortgage, car, payroll, and personal loans; SME loans; payroll accounts; and car, home, life, and SME insurance. The company also provides wholesale banking services, such as structured loans, syndicated loans, leveraged acquisitions, investment planning, and cash management of collections, trust services, payroll, checking accounts, and credit lines; online banking, collections and payments, acquirer services, payroll, cash management and reconciliation services, currency trading, excess cash and liquidity management, and hedging and insurance; and import-export letters of credit, documentary collections, bank guarantees, standby letters of credit, letter of credit financing, import-export foreign trade financing, …

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Grupo Financiero Banorte, S.A. reported revenue of $247B in FY2025 versus $161B in FY2021, a compound +11.4%/yr. Reported net income was $58.8B in FY2025, compounding +13.8%/yr from FY2021.

Revenue +11.4%/yr
FY21 $161B
FY22 $180B
FY23 $197B
FY24 $219B
FY25 $247B
Net income +13.8%/yr
FY21 $35.0B
FY22 $45.4B
FY23 $52.4B
FY24 $56.2B
FY25 $58.8B

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Cite: Fair Value Calculator (2026). "Grupo Financiero Banorte, S.A. Fair Value". https://www.fairvalue-calculator.com/stock/GBOOF

Recent news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection, not financial advice.

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Frequently asked questions

Is Grupo Financiero Banorte, S.A. (GBOOF) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $15.78 versus a price of $10.75, about +47% (undervalued). Model-based estimate, not financial advice.
What is the fair value of GBOOF?
Our model-based fair value for Grupo Financiero Banorte, S.A. is $15.78 (as of Jun 26, 2026), built from audited fundamentals. The current price is $10.75.
What is the quality score of GBOOF?
Grupo Financiero Banorte, S.A. has a Quality Score of 65/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Grupo Financiero Banorte, S.A. (GBOOF)?
Grupo Financiero Banorte, S.A. reported trailing-twelve-month revenue of about $141B (latest available figure, as of Jun 26, 2026).
What is the net profit margin of GBOOF?
The net profit margin of Grupo Financiero Banorte, S.A. is about 41.8%, meaning it keeps roughly 41.8% of revenue as net income. Based on the latest reported figures.
Does Grupo Financiero Banorte, S.A. pay a dividend?
Grupo Financiero Banorte, S.A. currently shows a dividend yield of about 9.39% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.