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Holcim (Argentina) S.A (HARG) Fair Value & Analysis

Basic Materials · AR · Market cap 664B ARS

HA Holcim (Argentina) S.A HARG · BA
Price1,825 ARS
Fair Value917.10 ARS
Upside-49.8%
Quality25/100
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Expensive Growth
Loss-making · -9.2% net margin
Low debt · negative free cash flow
Trails peers (1/8)
Narrow moat 11/100
Evidence: Low Range 626.46 ARS – 1,208 ARS Share as image

Fair value as of: Jul 24, 2026

From 2 valuation models · updated 18 days ago

Fair value updated Jul 24, 2026, revised from 458.55 ARS to 917.10 ARS (+100.0%) since Jun 25, 2026. Share price +18.1% over the past month.

Below-average quality, and screening another 50% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (1,208 ARS). The favourable scenario is already priced in.
  • Weak quality (25/100) and above fair value at the same time, the margin of safety is missing on both counts.
  • The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
  • A fairly wide model range (626.46 ARS to 1,208 ARS) leaves room in how you read the outcome.
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Price vs Fair Value (5 years)

2,620 ARS 48.95 ARS Fair Value 917.10 ARS Feb 2021 Jun 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 24, 2026.

How to read this chart

60‑month range 48.95 ARS – 2,620 ARS · fair‑value band 626.46 ARS – 1,208 ARS · the 1,825 ARS price screens above the 917.10 ARS fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 24, 2026.

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Analysis

Holcim (Argentina) S.A (HARG) currently trades at 1,825 ARS, while our model-based Fair Value estimate is 917.10 ARS, implying the stock looks roughly 49.8% overvalued today. The Quality Score stands at 25/100 (below-average quality), in the Basic Materials sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: low).

Over the trailing twelve months, Holcim (Argentina) S.A generated revenue of 494B ARS at a net margin of -9.2%. Revenue declined 3.7% year over year. It earns a return on equity of -7.3%. Net debt stands at 44.9B ARS. Fundamentals as of Jul 24, 2026

Our scenario range runs from 626.46 ARS (bear case) to 1,208 ARS (bull case); at 1,825 ARS, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 36% below its 52-week high and 95% above its 52-week low, currently above its 200-day average. For context, the median of 10 Basic Materials peers we cover trades at -59% fair-value upside, at -50%, HARG screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
EV/EBITDA 449.50 ARS 594.82 ARS 740.14 ARS 54
NCAV (Graham) 793.41 ARS 1,063 ARS 1,587 ARS 50
All 2 models by family
Multiples
EV/EBITDA 449.50 ARS 594.82 ARS 740.14 ARS 54
Asset-Based
NCAV (Graham) 793.41 ARS 1,063 ARS 1,587 ARS 50

Widest divergence: Asset-Based (1,063 ARS) versus Multiples (594.82 ARS). Highest evidence: EV/EBITDA (54).

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Key figures & financial health

Revenue (TTM) 494B ARS
Revenue growth (YoY) -3.7%
Net margin -9.2%
Return on equity -7.3%
Free cash flow −59.3B ARS FY2025
Operating margin -14.6%
More key figures
EPS (TTM) -124.85 ARS
EPS growth (YoY) -97.9%
Net debt 44.9B ARS FY2025

Figures from reported company fundamentals · as of Jul 24, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 25/100

Of which business quality 29 · Market factors (momentum, volatility) 49

Profitability 12
Margins and returns on capital today
Quality Growth 20
Are margins and returns improving?
Cashflow 6
Earnings quality: real cash, not paper profit
Fin. Strength 47
Balance sheet, leverage, solvency risk
Investment 13
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 46
Price trend over the last 3–12 months (market factor)
52W Momentum 52
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Holcim (Argentina) S.A. operates in the construction material industry in Argentina. It engages in the production of cement, concrete, stone aggregates, liquid paints, and membranes. The company also offers adhesives, plasters, additives, repairers, limes, and hydraulic binders.

Full company description

Holcim (Argentina) S.A. operates in the construction material industry in Argentina. It engages in the production of cement, concrete, stone aggregates, liquid paints, and membranes. The company also offers adhesives, plasters, additives, repairers, limes, and hydraulic binders. It sells its products under the Dissents, Geocycle, Tector, and Quimexur brand names. The company was founded in 1930 and is headquartered in Córdoba, Argentina. Holcim (Argentina) S.A. is a subsidiary of Holcim Investments (Spain) SL.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Holcim (Argentina) S.A reported revenue of 499B ARS in FY2025 versus 44.0B ARS in FY2021, a compound +83.5%/yr. Reported net income was −40.2B ARS in FY2025.

Growth Quality 38/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2025)
499B ARS
Latest YoY
−5.2%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+82.3%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+82.6%
Avg. growth/yr (8Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+69.2%
Revenue +83.5%/yr
FY21 44.0B ARS
FY22 82.4B ARS
FY23 520B ARS
FY24 526B ARS
FY25 499B ARS
Net income
FY21 7.3B ARS
FY22 13.3B ARS
FY23 68.8B ARS
FY24 53.2B ARS
FY25 −40.2B ARS

HARG screens 50% overvalued. Compare with CRH plc →

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Cite: Fair Value Calculator (2026). "Holcim (Argentina) S.A Fair Value". https://www.fairvalue-calculator.com/stock/HARG

Peer Group

Building Materials · 253 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 29 · Bottom 25%
Fair Value upside −50% · Bottom 25%
Return on assets -2% · Bottom 25%
Net margin (TTM) -9% · Bottom 25%
Operating margin (TTM) -15% · Bottom 25%
Revenue growth -4% · Below median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 27
FUTURE 0 · sector 2
PAST 0 · sector 15
HEALTH 100 · sector 92
DIVIDEND 0 · sector 42

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Building Materials stocks, each showing price versus our Fair Value estimate (as of Jul 24, 2026).

Stock Price Fair Value vs Fair Value
CRH plc CRH $102.92 $70.57 -31%
UltraTech Cement Limited ULTRACEMCO ₹11,711 ₹4,719 -60%
China Jushi Co 600176 ¥54.52 ¥13.95 -74%
Grasim Industries Limited GRASIM ₹3,073 ₹1,245 -59%
CEMEX, S.A. CEMEXCPO 21.71 MXN 15.42 MXN -29%
Anhui Conch Cement Company 600585 ¥16.99 ¥26.14 +54%
Ambuja Cements Limited AMBUJACEM ₹435.25 ₹227.96 -48%
Shree Cement Limited SHREECEM ₹26,930 ₹8,215 -69%
TCC Group 1101B 43.70 TWD 10.48 TWD -76%
Taiwan Glass Ind. Corp 1802 53.30 TWD 13.98 TWD -74%

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Frequently asked questions

Is Holcim (Argentina) S.A (HARG) overvalued or undervalued?
As of Jul 24, 2026, our model estimates a fair value of 917.10 ARS versus a price of 1,825 ARS, about −50% (overvalued).
What is the fair value of HARG?
Our model-based fair value for Holcim (Argentina) S.A is 917.10 ARS (as of Jul 24, 2026), built from audited fundamentals. The current price is 1,825 ARS.
What is the quality score of HARG?
Holcim (Argentina) S.A has a Quality Score of 25/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Holcim (Argentina) S.A (HARG)?
Holcim (Argentina) S.A reported trailing-twelve-month revenue of about 494B ARS (latest available figure, as of Jul 24, 2026).
What is the net profit margin of HARG?
The net profit margin of Holcim (Argentina) S.A is about -9.2%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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