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HB Leasing and Finance Company (HBLEAS) Fair Value & Analysis

Financial Services · IN · Market cap ₹130M

HL HB Leasing and Finance Company HBLEAS · BSE
Price₹10.13
Fair Value₹2.13
Upside-79.0%
Quality42/100
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Evidence: Low Range ₹1.41 – ₹2.66

Fair value as of: Jul 5, 2026

From 1 valuation models · updated today

Share price +0.5% over the past month.

Price vs Fair Value (12 months)

₹15.55 ₹8.00 Fair Value ₹2.13 Jul 2025 Jul 2026

12‑month range ₹8.00 – ₹15.55 · fair‑value band ₹1.41 – ₹2.66 · the ₹10.13 price screens above the ₹2.13 fair value. As of Jul 5, 2026.

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Analysis

HB Leasing and Finance Company (HBLEAS) currently trades at ₹10.13, while our model-based Fair Value estimate is ₹2.13 — implying the stock looks roughly 79.0% overvalued today. We read business quality at 42/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: low).

Over the trailing twelve months, HB Leasing and Finance Company generated revenue of ₹2.8M at a net margin of -99.1%. It earns a return on equity of -4.9%. Net debt stands at ₹1.3M. Fundamentals as of Jul 5, 2026

Our scenario range runs from ₹1.41 (bear case) to ₹2.66 (bull case); at ₹10.13, the current price sits above that range. The share trades about 40% below its 52-week high and 35% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 22% fair-value upside — at -79%, HBLEAS screens richer than that median.

Key figures & financial health

Revenue (TTM) ₹2.8M
Revenue growth (YoY) +1,785%
Net margin -99.1%
Return on equity -4.9%
Free cash flow −₹8.5M FY2026
Operating margin 17.1%
More key figures
EPS (TTM) ₹-0.2100
Net debt ₹1.3M FY2021

Figures from reported company fundamentals (EODHD) · as of Jul 5, 2026. TTM = trailing twelve months.

About the company

HB Leasing and Finance Company Limited operates as a non-banking financial company in India. It is involved in the provision of financial leasing services, as well as invests and deals in stocks and securities. The company was incorporated in 1982 and is based in Gurugram, India.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

HB Leasing and Finance Company reported revenue of ₹1.7M in FY2026 versus ₹4.5M in FY2022, a compound −22.4%/yr. Reported net income was −₹2.7M in FY2026.

Revenue −22.4%/yr
FY22 ₹4.5M
FY23 ₹3.8M
FY24 ₹4.2M
FY25 ₹402K
FY26 ₹1.7M
Net income
FY22 ₹2.0M
FY23 ₹2.1M
FY24 ₹781K
FY25 −₹2.9M
FY26 −₹2.7M

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Cite: Fair Value Calculator (2026). "HB Leasing and Finance Company Fair Value". https://www.fairvalue-calculator.com/stock/HBLEAS

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Frequently asked questions

Is HB Leasing and Finance Company (HBLEAS) undervalued?
As of Jul 5, 2026, our model estimates a fair value of ₹2.13 versus a price of ₹10.13 — about −79% (overvalued). Model-based estimate, not financial advice.
What is the fair value of HBLEAS?
Our model-based fair value for HB Leasing and Finance Company is ₹2.13 (as of Jul 5, 2026), built from audited fundamentals. The current price is ₹10.13.
What is the quality score of HBLEAS?
HB Leasing and Finance Company has a Quality Score of 42/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of HB Leasing and Finance Company (HBLEAS)?
HB Leasing and Finance Company reported trailing-twelve-month revenue of about ₹2.8M (latest available figure, as of Jul 5, 2026).
What is the net profit margin of HBLEAS?
The net profit margin of HB Leasing and Finance Company is about -99.1%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.