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HOMEFIRST (HOMEFIRST) Fair Value & Analysis

Financial Services · Market cap ₹126B

H HOMEFIRST HOMEFIRST · NSE
Price₹1,201
Fair Value₹672.08
Upside-44.0%
Quality49/100
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Evidence: High Range ₹402.90 – ₹1,708

Fair value as of: Jul 3, 2026

From 26 valuation models · updated today

Share price +12.3% over the past month.

Price vs Fair Value (12 months)

₹1,472 ₹900.59 Fair Value ₹672.08 Jul 2025 Jul 2026

12‑month range ₹900.59 – ₹1,472 · fair‑value band ₹402.90 – ₹1,708 · the ₹1,201 price screens above the ₹672.08 fair value. As of Jul 3, 2026.

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Analysis

HOMEFIRST (HOMEFIRST) currently trades at ₹1,201, while our model-based Fair Value estimate is ₹672.08 — implying the stock looks roughly 44.0% overvalued today. We read business quality at 49/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, HOMEFIRST generated revenue of ₹10.6B at a net margin of 51.0%. Revenue grew 30.6% year over year. It earns a return on equity of 15.7%. Net debt stands at ₹97.5B. Fundamentals as of Jul 3, 2026

Key figures & financial health

Revenue (TTM) ₹10.6B
Revenue growth (YoY) +30.6%
Net margin 51.0%
Return on equity 15.7%
Free cash flow ₹6.2B FY2026
P/E ratio 23.3
More key figures
Operating margin 66.9%
EPS (TTM) ₹51.55
Dividend yield 0.4%
EPS growth (YoY) +24.0%
Net debt ₹97.5B FY2026

Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

HOMEFIRST reported revenue of ₹19.2B in FY2026 versus ₹4.8B in FY2022, a compound +41.6%/yr. Reported net income was ₹5.4B in FY2026, compounding +30.5%/yr from FY2022.

Revenue +41.6%/yr
FY22 ₹4.8B
FY23 ₹6.9B
FY24 ₹9.8B
FY25 ₹13.3B
FY26 ₹19.2B
Net income +30.5%/yr
FY22 ₹1.9B
FY23 ₹2.3B
FY24 ₹3.1B
FY25 ₹3.8B
FY26 ₹5.4B

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Frequently asked questions

Is HOMEFIRST (HOMEFIRST) undervalued?
As of Jul 3, 2026, our model estimates a fair value of ₹672.08 versus a price of ₹1,201 — about −44% (overvalued). Model-based estimate, not financial advice.
What is the fair value of HOMEFIRST?
Our model-based fair value for HOMEFIRST is ₹672.08 (as of Jul 3, 2026), built from audited fundamentals. The current price is ₹1,201.
What is the quality score of HOMEFIRST?
HOMEFIRST has a Quality Score of 49/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of HOMEFIRST (HOMEFIRST)?
HOMEFIRST reported trailing-twelve-month revenue of about ₹10.6B (latest available figure, as of Jul 3, 2026).
What is the net profit margin of HOMEFIRST?
The net profit margin of HOMEFIRST is about 51.0%, meaning it keeps roughly 51.0% of revenue as net income. Based on the latest reported figures.
Does HOMEFIRST pay a dividend?
HOMEFIRST currently shows a dividend yield of about 0.43% relative to its recent price (as of Jul 3, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.