Hansard Global plc (HSD) Fair Value & Analysis

Financial Services · GB · Market cap 74.4M GBX

A solid business, but screening 68% overvalued on our models.

What matters now

• The price sits above even our optimistic bull case (£0.2100). The favourable scenario is already priced in.
• Solid but not exceptional quality (57/100) and above fair value, neither a clear bargain nor a standout compounder.
• For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 18, 2026.

How to read this chart

60‑month range £0.2352 – £0.5864 · fair‑value band £0.1300 – £0.2100 · the £0.5350 price screens above the £0.1700 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 18, 2026.

Full chart & analysis →

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Analysis

Hansard Global plc (HSD) currently trades at £0.5350, while our model-based Fair Value estimate is £0.1700, implying the stock looks roughly 68.2% overvalued today. The Quality Score stands at 57/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Hansard Global plc generated revenue of £181M at a net margin of 2.2%. Revenue grew 187.7% year over year. It earns a return on equity of 24.2%. The balance sheet holds a net cash position of £48.8M. Fundamentals as of Jul 18, 2026

Our scenario range runs from £0.1300 (bear case) to £0.2100 (bull case); at £0.5350, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Financial Services peers we cover trades at 1% fair-value upside, at -68%, HSD screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Widest divergence: Dividend Discount (£0.3400) versus Asset-Based (£0.0800). Highest evidence: Residual Income (76).

Key figures & financial health

Quality Score breakdown

About the company

Hansard Global plc engages in the distribution and servicing of long-term investment products in the Isle of Man, the Bahamas, the Republic of Ireland, Malaysia, Japan, and the United Arab Emirates. Its key products include Ascend and Future Focus, which are regular and flexible premium products, as well as Global Select, a single premium product.

Full company description

Hansard Global plc engages in the distribution and servicing of long-term investment products in the Isle of Man, the Bahamas, the Republic of Ireland, Malaysia, Japan, and the United Arab Emirates. Its key products include Ascend and Future Focus, which are regular and flexible premium products, as well as Global Select, a single premium product. The company also provides unit-linked regular or single premium life assurance and investment contracts; administration services; and marketing and development services. In addition, it offers Hansard OnLine, a platform that provides real-time access to policy information, transaction tools, and fund performance data for independent financial advisors (IFAs). The company distributes its products through IFAs and retail operations of financial institutions. It serves investors, institutions, and wealth-management groups. Hansard Global plc was founded in 1970 and is headquartered in Douglas, the Isle of Man.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Hansard Global plc reported revenue of £48.2M in FY2025 versus £67.0M in FY2021, a compound −7.9%/yr. Reported net income was £1.8M in FY2025, compounding −22.1%/yr from FY2021.

HSD screens 68% overvalued. Compare with China Life Insurance Company →

Peer Group

Insurance - Life · 95 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Valuation Multiples vs Insurance - Life median · lower = cheaper

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0: the price sits above our fair-value range.

Insider activity: 40/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

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Frequently asked questions

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.