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Hansard Global Plc (HSD) fair value: what the stock is really worth

As of Nov 6, 2026: fair value (intrinsic value) of Hansard Global Plc stock £0.57, price £0.57, upside +0.9%, quality 62 out of 100. Rating: fairly valued. Calculated from audited financials with 4 of our 26 valuation models and 37 quality factors, updated daily.

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Financial Services GB · ISIN IM00B1H1XF89

HG Hansard Global Plc logo Thin data Nov 8, 2026

Hansard Global Plc

HSD · LSE
Fairly valued, in an uptrend

The stock costs about what our calculation considers fair.

Quality 62/100
Ranks above peers (9/13)
Fair value £0.5700 · Fairly valued
Thin margins · 2.6% net margin (TTM)
7.9% dividend yield · Watch coverage
Moderate moat 45/100 · thin data
Thin data
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What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

£0.5900 £0.2286 Fair Value £0.5700 Jun 2021 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 8, 2026.

How to read this chart

60‑month range £0.2286 – £0.5900 · fair‑value band £0.3300 – £0.7500 · the £0.5650 price screens below the £0.5700 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 8, 2026.

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Company profile

Hansard Global plc engages in the distribution and servicing of long-term investment products in the Isle of Man, the Bahamas, the Republic of Ireland, Malaysia, Japan, and the United Arab Emirates.

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Its key products include Ascend and Future Focus, which are regular and flexible premium products, as well as Global Select, a single premium product.

The company also provides unit-linked regular or single premium life assurance and investment contracts; administration services; and marketing and development services.

In addition, it offers Hansard OnLine, a platform that provides real-time access to policy information, transaction tools, and fund performance data for independent financial advisors (IFAs). The company distributes its products through IFAs and retail operations of financial institutions.

It serves investors, institutions, and wealth-management groups. Hansard Global plc was founded in 1970 and is headquartered in Douglas, the Isle of Man.

Stock analysis

Hansard Global Plc (HSD) currently trades at £0.5650, while our model-based Fair Value estimate is £0.5700, so the stock looks roughly fairly valued today (gap 0.9%).

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Valuation

Bull case: the Multiples group reads highest at a median of £0.6200 per share, and 2 of the 4 models we run sit above the £0.5650 price.

Bear case: the Economic Profit group reads lowest at £0.2700, and 2 of the 4 models stay below the price. Data coverage for this calculation is low.

Scenario range: £0.3300 (bear) to £0.7500 (bull), the price of £0.5650 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 62/100 (solid quality), in the Financial Services sector.

Hansard Global Plc reported revenue of £127M in FY2026 versus £118M in FY2022, a compound +1.8%/yr. Reported net income was £6.5M in FY2026, compounding +15.9%/yr from FY2022.

Key figures

Market cap £77.1M Micro · P/E ratio 11.3 · P/S ratio 0.31 · EPS (TTM) £0.0500 · Dividend yield 7.9% · Net margin 2.6% · Return on equity 39.3% · Return on assets (EBIT) 0.2% (5-year average).

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 45 out of 100 (low confidence).

What moves the price

The share trades about 4% below its 52-week high and 33% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −38% fair-value upside, at 1%, HSD screens cheaper than that median.

Fair Value models

Bear £0.3300 Fair Value £0.5700 Bull £0.7500
Price £0.5650 · Upside +0.9%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2026 figures (about 4 months old). Earnings retained since then (£0.0020 per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
Residual Income £0.2300 £0.2700 £0.4300 75
Gordon GGM £0.3300 £0.5700 £0.7500 68
DDM Multi-Stage £0.3300 £0.5300 £0.6100 67
All 4 models by family
Dividend Discount
Gordon GGM £0.3300 £0.5700 £0.7500 68
DDM Multi-Stage £0.3300 £0.5300 £0.6100 67
Multiples
P/E Multiple £0.4600 £0.6200 £0.7700 63
Economic Profit
Residual Income £0.2300 £0.2700 £0.4300 75

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Quality Score breakdown

Overall quality 62/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 33
How much profit the company makes from its sales and capital
Quality Growth 68
Are margins and returns getting better?
Cashflow 81
Do the profits arrive as real cash?
Financial strength 14
Debt, balance sheet and risk of trouble
Investment 93
Does it invest with discipline instead of growing at any price?
Low Volatility 74
How calm the share price moves, does not count
Price momentum 57
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 76
Distance to the 52-week high, does not count
New shares 86
Buys back shares or issues new ones?

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Revenue & earnings trend

What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
+15.7%
Earnings growth per share plus dividend.
Earnings per share, growth per year+7.8%
Dividend (yield on the price)7.9%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.7.8% vs −2.4%, picking up
Profit margin 2020 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.13% → 4%
Pace: the 5-year rate starts in 2021 (pandemic)
⚠ Revenue per share shrinking 1.4%/yr over ~10Y (margins eroding too) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Insurance - Life · 77 stocks

Beats the industry median on 9/13 measures
Overall it ranks above its industry peers.
Valuation
Quality Score 62 · Top 25%
Fair Value upside +0.9% · Above median
Profitability
Return on equity (12 months) 39.3% · Top 25%
Return on assets 0.4% · Bottom 25%
Net margin (12 months) 2.6% · Bottom 25%
Operating margin (12 months) 1.1% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY) 256.3% · Top 25%
Dividend yield (12 months) 7.9% · Top 25%

Valuation Multiplesvs Insurance - Life median · lower = cheaper

P/E (12 months) 11.3× · Cheaper than median
P/B 4.65× · book value is mostly goodwill ⓘGoodwill and other intangible assets are larger than the equity. The book value mainly reflects prices paid for past acquisitions, so we do not rank this P/B against the peer group.
P/S (12 months) 0.31× · Cheapest 25%
Price / free cash flow (fiscal year) 4.1× · Cheaper than median
EV/EBITDA 3.0× · Cheapest 25%
PEG 3.53× · Priciest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)35 · sector 7
FUTURE (revenue growth)100 · sector 38
PAST (return on equity)100 · sector 48
HEALTH (low debt)–
DIVIDEND (yield)100 · sector 56

HEALTH: for banks, insurers and similar financial firms borrowed money is part of the business, so we do not rate debt here.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Insurance - Life stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Ping An Insurance (Group) Company 601318 ¥54.50 ¥66.91 +23% vs HSD
China Life Insurance Company 601628 ¥35.51 ¥40.47 +14% vs HSD
Life Insurance Corporation LICI ₹394.00 ₹299.42 −24% vs HSD
Cathay Financial Holding 2882 111.00 TWD 71.53 TWD −36% vs HSD
Manulife Financial Corporation MFC $43.24 $26.70 −38% vs HSD
Fubon Financial Holding 2881 148.00 TWD 86.48 TWD −42% vs HSD
Aflac Incorporated AFL $124.06 $67.30 −46% vs HSD
AIA Group 1299 HK$78.45 HK$41.63 −47% vs HSD
MetLife, Inc MET $98.27 $48.73 −50% vs HSD
Great-West Lifeco Inc GWO C$90.17 C$41.90 −54% vs HSD

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Hansard Global Plc: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "Hansard Global Plc Fair Value". https://www.fairvalue-calculator.com/stock/HSD

Frequently asked questions

Is Hansard Global Plc (HSD) overvalued or undervalued?
As of Nov 8, 2026, our model estimates a fair value of £0.5700 versus a price of £0.5650, about +1% upside (fairly valued).
What is the fair value of HSD?
Our model-based fair value for Hansard Global Plc is £0.5700 (as of Nov 8, 2026), built from audited fundamentals. The current price: £0.5650.
What is the quality score of HSD?
Hansard Global Plc has a Quality Score of 62/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Hansard Global Plc (HSD)?
Our model-based price target is the fair value of £0.5700 (as of Nov 8, 2026) from 4 valuation models. Cautious scenario £0.3300, optimistic scenario £0.7500. It is a calculation from audited fundamentals, not an analyst target.
What is the Hansard Global Plc stock forecast for 2026?
Our models put fair value at £0.5700, about +1% upside versus a price of £0.5650 (fairly valued). Cautious scenario £0.3300, optimistic scenario £0.7500. The calculation is refreshed regularly with new filings.
What is the revenue of Hansard Global Plc (HSD)?
Hansard Global Plc reported trailing-twelve-month revenue of about £248M (latest available figure, as of Nov 8, 2026).
Does Hansard Global Plc pay a dividend?
Hansard Global Plc currently shows a dividend yield of 7.88% relative to its recent price (as of Nov 8, 2026).
How much is the dividend of Hansard Global Plc (HSD) and when is the ex-dividend date?
Hansard Global Plc pays a dividend of £0.0445 per share a year, a dividend yield of 7.9%. The last ex-dividend date was Oct 1, 2026. A dividend has been paid every year since at least 2007. The payout ratio is 89.0% of earnings. Our assessment: Watch coverage. The dividend isn’t fully covered by free cash flow or earnings, part of it is funded from reserves or debt. Fine for now, but worth watching: if it stays uncovered, the dividend could be cut.
What is the intrinsic value of Hansard Global Plc (HSD)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Hansard Global Plc it is £0.5700 per share (as of Nov 8, 2026), against a price of £0.5650. It is the blended result of 4 valuation models in 3 families (Dividend Discount, Multiples, Economic Profit).
Is Hansard Global Plc stock overvalued or undervalued in 2026?
As of Nov 8, 2026, HSD trades below its calculated fair value: price £0.5650, fair value £0.5700, a gap of about +1% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of HSD?
No. The price is what the market pays today (£0.5650); the fair value is what the company's own numbers justify (£0.5700). For Hansard Global Plc the two are £0.0050 per share apart. That gap is exactly why we show both numbers side by side.
How much is Hansard Global Plc worth?
The market values Hansard Global Plc at about £77.1M (market capitalisation, as of Nov 8, 2026). Per share that is £0.5650; our models calculate a fair value of £0.5700 per share.
What do the bullish and bearish scenarios say about HSD?
Our models span a range for Hansard Global Plc: cautious scenario £0.3300, base £0.5700, optimistic £0.7500 per share (as of Nov 8, 2026, price £0.5650). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of HSD?
Hansard Global Plc trades at a price-to-earnings ratio of 11.3 (as of Nov 8, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of £0.5700 is built from several models across several years. Median P/E at fiscal year-end, 10 fiscal years (2017 to 2026), reported earnings: 13.1. Other multiples: PEG 3.5, P/B 4.7, P/S 0.3, EV/EBITDA 3.0.
What is the PEG ratio of HSD?
The PEG ratio of Hansard Global Plc is 3.53 (P/E divided by earnings growth, as of Nov 8, 2026). That is above 1, so the growth is already paid for in the price.
How solid is the balance sheet of Hansard Global Plc (HSD)?
Balance-sheet figures for Hansard Global Plc (as of Nov 8, 2026): return on equity 39.3%. They feed the Quality Score of 62/100, which measures business quality independently of the share price.
How far is HSD from its 52-week high?
Hansard Global Plc trades at £0.5650, about 4% below its 52-week high of £0.5900 and 33% above the low of £0.4256 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of £0.5700 is for.
Which stocks are comparable to Hansard Global Plc?
From the same area (Financial Services) we also value Ping An Insurance (Group) Company, China Life Insurance Company, AIA Group, Manulife Financial Corporation, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Hansard Global Plc stock attractive at the current price?
The data as of Nov 8, 2026: price £0.5650, calculated fair value £0.5700 (+1%), Quality Score 62/100, from 4 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of HSD calculated?
We run Hansard Global Plc through 4 models from 3 families: Dividend Discount, Multiples, Economic Profit. Every model gets the same audited fundamentals; the fair value of £0.5700 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Hansard Global Plc currently trades 1% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Hansard Global Plc (HSD)?
The closing price on Nov 6, 2026 was £0.5650. Our model-based fair value is £0.5700, about +1% upside (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Hansard Global Plc right now?
The price sits close to our fair value, market and models broadly agree here, little valuation tension. A fairly wide model range (£0.3300 to £0.7500) leaves room in how you read the outcome. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Key figures of Hansard Global Plc

How large is the market capitalisation of Hansard Global Plc (HSD)?
The market capitalisation of Hansard Global Plc is £77.1M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Hansard Global Plc (HSD)?
The price-to-sales ratio of Hansard Global Plc is 0.31 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Hansard Global Plc (HSD)?
Earnings per share at Hansard Global Plc are £0.0500 (price ÷ EPS = P/E 11.3). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Hansard Global Plc (HSD)?
The dividend yield of Hansard Global Plc is 7.9% (payout 89.0%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Hansard Global Plc (HSD)?
The net margin of Hansard Global Plc is 2.6% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Hansard Global Plc (HSD)?
The return on equity (ROE) of Hansard Global Plc is 39.3% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Hansard Global Plc (HSD)?
On an EBIT basis the return on assets of Hansard Global Plc is 0.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Hansard Global Plc (HSD)?
The operating margin of Hansard Global Plc is 1.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Hansard Global Plc (HSD)?
Revenue at Hansard Global Plc is growing +256% versus a year earlier (3y avg +40.5%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Hansard Global Plc (HSD)?
Earnings per share at Hansard Global Plc are growing +600% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Hansard Global Plc (HSD) generate?
The free cash flow of Hansard Global Plc is £18.7M (fiscal year 2026). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Hansard Global Plc (HSD) hold?
Hansard Global Plc holds more cash than debt, £61.3M net (fiscal year 2026). The company holds more cash than debt, a safety cushion.
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