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Kingstone Companies, Inc (KINS) Fair Value & Analysis

Financial Services · US · Market cap $235M

Price$17.05
Fair Value$34.10
Upside+100.0%
Quality95/100
Evidence: High Range $25.57 – $42.63

Fair value as of: Jun 26, 2026

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Analysis

Kingstone Companies, Inc (KINS) currently trades at $17.05, while our model-based Fair Value estimate is $34.10 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, provides property and casualty insurance products in the United States. The company offers personal line of insurance products, such as homeowners, dwelling fire, cooperative/condominiums, renters, and personal umbrella policies; and commercial auto insurance products. It also underwrites for-hire vehicle physical damage only policies for livery and car service vehicles and taxicabs; and canine legal liability policies. The company provides its products through retail and wholesale agents and brokers. The company was formerly known as DCAP Group, Inc. and changed its name to Kingstone Companies, Inc. in July 2009. Kingstone Companies, Inc. was founded in 1886 and is headquartered in Kingston, New York.

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Frequently asked questions

Is Kingstone Companies, Inc (KINS) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $34.10 versus a price of $17.05 — about +100% (undervalued). Model-based estimate, not financial advice.
What is the fair value of KINS?
Our 21-model fair value for Kingstone Companies, Inc is $34.10 (as of Jun 26, 2026), built from audited fundamentals. The current price is $17.05.
What is the quality score of KINS?
Kingstone Companies, Inc has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.