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Lowe's Companies, Inc (LOWC34) fair value: what the stock is really worth

As of Oct 2, 2026: fair value of Lowe's Companies, Inc BRL 31.38, price BRL 47.40, upside -33.8%, quality 64 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

  1. Fair value above price? No
  2. Good quality? Yes
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Consumer Cyclical · BR · ISIN US5486611073

LS Broad data Sep 29, 2026

Lowe's Companies, Inc

LOWC34 · SA

Overvalued / MonitorQuality is not strong enough to offset the price risk.

!Fair value R$31.38 · Overvalued (−33.8%)
✓Quality 64/100
!Weak Growth (revenue 5y −0.8 %/yr)
!Thin margins · 7.5% net margin (TTM)
✓Negative equity (buybacks among others) · generates free cash flow
✓10.1% dividend yield · Well covered
!Moderate moat 64/100

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

R$80.81 R$37.28 Fair Value R$31.38 Jun 2021 Oct 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 29, 2026.

How to read this chart

60‑month range R$37.28 – R$80.81 · fair‑value band R$18.55 – R$46.12 · the R$47.40 price screens above the R$31.38 fair value. Dashed = 300-day average. As of Sep 29, 2026.

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Company profile

Lowe's Companies, Inc., together with its subsidiaries, operates as a home improvement retailer in the United States and Canada. It provides a line of products for construction, maintenance, repair, remodeling, and decorating.

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Lowe's Companies, Inc., together with its subsidiaries, operates as a home improvement retailer in the United States and Canada. It provides a line of products for construction, maintenance, repair, remodeling, and decorating. The company also offers home improvement products, such as appliances, seasonal and outdoor living, lumber, lawn and garden, kitchens and bath, hardware, building materials, millwork, paint, rough plumbing, tools, electrical, flooring, and décor. In addition, it provides installation services through independent contractors in various product categories; and extended protection plans and repair services. Further, the company provides design, distribution, and installation services for interior surface finishes to home builders and property managers. It sells its national brand-name merchandise and private brand products to professional customers, individual homeowners, and renters. The company serves its products through Lowes.com website, mobile applications, retail home improvement stores and outlet stores, and its branches. Lowe's Companies, Inc. was founded in 1921 and is based in Mooresville, North Carolina.

Stock analysis

Lowe's Companies, Inc (LOWC34) currently trades at R$47.40, while our model-based Fair Value estimate is R$31.38, 33.8% below the price, so the stock looks overvalued today.

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Valuation

Bull case: the Multiples group reads highest at a median of R$52.00 per share, and 5 of the 21 models we run sit above the R$47.40 price.

Bear case: the Dividend Discount group reads lowest at R$14.31, and 16 of the 21 models stay below the price. Evidence for this calculation is high.

Scenario range: R$18.55 (bear) to R$46.12 (bull), the price of R$47.40 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 64/100 (solid quality), in the Consumer Cyclical sector.

Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.

Lowe's Companies, Inc reported revenue of $86.3B in FY2026 versus $96.3B in FY2022, a compound −2.7%/yr. Reported net income was $6.7B in FY2026, compounding −5.8%/yr from FY2022.

Key figures

Market cap R$597B (≈ $114B) · P/E ratio 15.5 · P/S ratio 1.19 · EPS (TTM) R$3.06 · Dividend yield 10.1% · Net margin 7.7% · Return on equity 65.8% · Return on assets (EBIT) 24.2%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 49 out of 100 (low confidence).

What moves the price

The share trades about 36% below its 52-week high and at its 52-week low, currently below its 200-day average.

For context, the median of 10 Consumer Cyclical peers we cover trades at −17% fair-value upside, at −34%, LOWC34 screens richer than that median.

Fair Value models

Bear R$18.55 Fair Value R$31.38 Bull R$46.12
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
FCF DCF R$24.46 R$39.36 R$67.30 78
Growth DCF R$26.06 R$40.58 R$65.69 77
Owner Earnings R$19.66 R$32.85 R$57.55 74
All 21 models by family
DCF Models
FCF DCF R$24.46 R$39.36 R$67.30 78
Owner Earnings R$19.66 R$32.85 R$57.55 74
5Y Revenue Exit R$18.08 R$32.81 R$54.05 70
5Y EBITDA Exit R$26.50 R$47.17 R$74.28 73
5Y P/E Exit R$26.16 R$46.60 R$70.71 69
10Y Revenue Exit R$19.25 R$32.52 R$47.61 66
10Y EBITDA Exit R$25.36 R$42.02 R$60.99 68
10Y P/E Exit R$25.15 R$41.64 R$58.63 63
Earnings-Based
Graham-Dodd R$21.07 R$36.48 R$44.66 67
EPV R$16.50 R$22.09 R$26.97 74
Dividend Discount
Gordon GGM R$11.27 R$14.31 R$17.44 69
DDM Multi-Stage R$11.27 R$15.25 R$20.10 67
Multiples
P/E Multiple R$51.13 R$68.17 R$85.21 63
P/S Multiple R$36.16 R$48.22 R$60.27 58
EV/EBIT R$46.83 R$68.11 R$89.38 65
EV/EBITDA R$34.75 R$52.00 R$69.25 66
EV/Revenue R$16.75 R$31.22 R$45.68 52
Growth DCF
Growth DCF R$26.06 R$40.58 R$65.69 77
Rev-Margin DCF R$18.08 R$33.56 R$52.83 71
Economic Profit
ROIC Compounder R$17.11 R$23.58 R$30.21 72
Growth Earnings
Growth-Adj P/E R$36.04 R$51.49 R$66.93 67

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Quality Score breakdown

Overall quality 64/100

Of which business quality 62 · Market factors (momentum, volatility) 31

Profitability 78
Margins and returns on capital today
Quality Growth 23
Are margins and returns improving?
Cashflow 57
Earnings quality: real cash, not paper profit
Fin. Strength 51
Balance sheet, leverage, solvency risk
Investment 80
Disciplined investing over empire-building
Low Volatility 77
Calm price path (market factor)
Momentum 18
Price trend over the last 3–12 months (market factor)
52W Momentum 0
Distance to the 52-week high (market factor)
Net Issuance 89
Share count: buybacks or dilution?

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Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 40/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+3.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−3.8%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−0.8%
Start year 2021 (pandemic). Over 10 years: +3.9% a year
Revenue growth 10 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+3.9%
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
+18.3%
Earnings growth per share plus dividend.
Earnings per share, growth per year+8.2%
Dividend (yield on the price)10.1%
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.10% → 12%

LOWC34 screens overvalued: fair value 34% below the price. Compare with The Home Depot, Inc →

Recent news

News mood ⓘNews mood, the average tone of recent news (100 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation. Neutral
Recent news coverage is roughly neutral, about typical for how stocks are covered.

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Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

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Similar stocks

10 more Home Improvement Retail stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value
The Home Depot, Inc HD $284.49 $236.72 −17%
Wesfarmers Limited WES A$74.35 A$52.00 −30%
Floor & Decor Holdings FND $47.06 $27.72 −41%
Mr D.I.Y. Group 5296 1.29 MYR 1.47 MYR +14%
Home Product Center Public Company HMPRO 6.30 THB 6.32 THB +0%
Siam Global House Public Company GLOBAL 6.25 THB 6.88 THB +10%
Bourrelier Group ALBOU €67.40 €76.34 +13%
Haverty Furniture Companies, Inc HVT $27.95 $20.42 −27%
Dohome Public Company DOHOME 3.58 THB 1.70 THB −53%
Test-Rite International Co 2908 22.10 TWD 4.97 TWD −78%

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Lowe's Companies, Inc · Fair Value
R$31.38 −34%Fair Value
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Cite: Fair Value Calculator (2026). "Lowe's Companies, Inc Fair Value". https://www.fairvalue-calculator.com/stock/LOWC34

Frequently asked questions

Is Lowe's Companies, Inc (LOWC34) overvalued or undervalued?
As of Sep 29, 2026, our model estimates a fair value of R$31.38 versus a price of R$47.40, about −34% upside (overvalued).
What is the fair value of LOWC34?
Our model-based fair value for Lowe's Companies, Inc is R$31.38 (as of Sep 29, 2026), built from audited fundamentals. The current price: R$47.40.
What is the quality score of LOWC34?
Lowe's Companies, Inc has a Quality Score of 64/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Lowe's Companies, Inc (LOWC34)?
Our model-based price target is the fair value of R$31.38 (as of Sep 29, 2026) from 21 valuation models. Cautious scenario R$18.55, optimistic scenario R$46.12. It is a calculation from audited fundamentals, not an analyst target.
What is the Lowe's Companies, Inc stock forecast for 2026?
Our models put fair value at R$31.38, about −34% upside versus a price of R$47.40 (overvalued). Cautious scenario R$18.55, optimistic scenario R$46.12. The calculation is refreshed regularly with new filings.
What is the revenue of Lowe's Companies, Inc (LOWC34)?
Lowe's Companies, Inc reported trailing-twelve-month revenue of about $88.4B (latest available figure, as of Sep 29, 2026).
Does Lowe's Companies, Inc pay a dividend?
Lowe's Companies, Inc currently shows a dividend yield of about 10.13% relative to its recent price (as of Sep 29, 2026).
What is the intrinsic value of Lowe's Companies, Inc (LOWC34)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Lowe's Companies, Inc it is R$31.38 per share (as of Sep 29, 2026), against a price of R$47.40. It is the blended result of 21 valuation models (cash flow, earnings, asset, dividend).
Is Lowe's Companies, Inc stock overvalued or undervalued in 2026?
As of Sep 29, 2026, LOWC34 trades above its calculated fair value: price R$47.40, fair value R$31.38, a gap of about −34% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of LOWC34?
No. The price is what the market pays today (R$47.40); the fair value is what the company's own numbers justify (R$31.38). For Lowe's Companies, Inc the two are R$16.02 per share apart. That gap is exactly why we show both numbers side by side.
How much is Lowe's Companies, Inc worth?
The market values Lowe's Companies, Inc at about R$597B (market capitalisation, as of Sep 29, 2026). Per share that is R$47.40; our models calculate a fair value of R$31.38 per share.
What do the bullish and bearish scenarios say about LOWC34?
Our models span a range for Lowe's Companies, Inc: cautious scenario R$18.55, base R$31.38, optimistic R$46.12 per share (as of Sep 29, 2026, price R$47.40). The range comes from different growth and margin assumptions, not from analyst opinions.
How far is LOWC34 from its 52-week high?
Lowe's Companies, Inc trades at R$47.40, about 36% below its 52-week high of R$73.51 and at the low of R$47.40 (as of Oct 2, 2026). Distance from the high says nothing about value: that is what the fair value of R$31.38 is for.
Which stocks are comparable to Lowe's Companies, Inc?
From the same area (Consumer Cyclical) we also value The Home Depot, Inc, Wesfarmers Limited, Floor & Decor Holdings, Mr D.I.Y. Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Lowe's Companies, Inc stock attractive at the current price?
The data as of Sep 29, 2026: price R$47.40, calculated fair value R$31.38 (−34%), Quality Score 64/100, from 21 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of LOWC34 calculated?
We run Lowe's Companies, Inc through 21 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of R$31.38, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Lowe's Companies, Inc itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Lowe's Companies, Inc (LOWC34)?
The closing price on Oct 2, 2026 was R$47.40. Our model-based fair value is R$31.38, about −34% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Lowe's Companies, Inc right now?
The price sits above even our optimistic bull case (R$46.12). The favourable scenario is already priced in. Solid but not exceptional quality (64/100) and above fair value, neither a clear bargain nor a standout compounder. A fairly wide model range (R$18.55 to R$46.12) leaves room in how you read the outcome.

Key figures of Lowe's Companies, Inc

How large is the market capitalisation of Lowe's Companies, Inc (LOWC34)?
The market capitalisation of Lowe's Companies, Inc is R$597B (≈ $114B). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/E ratio of Lowe's Companies, Inc (LOWC34)?
The price-to-earnings ratio of Lowe's Companies, Inc is 15.5. Price to earnings: how many years of current profit you pay for the stock. A P/E of 10 means ten years of profit.
What is the P/S ratio of Lowe's Companies, Inc (LOWC34)?
The price-to-sales ratio of Lowe's Companies, Inc is 1.19 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Lowe's Companies, Inc (LOWC34)?
Earnings per share at Lowe's Companies, Inc are R$3.06 (price ÷ EPS = P/E 15.5). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Lowe's Companies, Inc (LOWC34)?
The dividend yield of Lowe's Companies, Inc is 10.1% (payout 157%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Lowe's Companies, Inc (LOWC34)?
The net margin of Lowe's Companies, Inc is 7.7% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Lowe's Companies, Inc (LOWC34)?
The return on equity (ROE) of Lowe's Companies, Inc is 65.8% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Lowe's Companies, Inc (LOWC34)?
On an EBIT basis the return on assets of Lowe's Companies, Inc is 24.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Lowe's Companies, Inc (LOWC34)?
The operating margin of Lowe's Companies, Inc is 11.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Lowe's Companies, Inc (LOWC34)?
Revenue at Lowe's Companies, Inc is growing +10.3% versus a year earlier (3y avg −3.8%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Lowe's Companies, Inc (LOWC34)?
Earnings per share at Lowe's Companies, Inc are growing −0.7% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Lowe's Companies, Inc (LOWC34) generate?
The free cash flow of Lowe's Companies, Inc is $7.7B (fiscal year 2026). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Lowe's Companies, Inc (LOWC34) carry?
The net debt of Lowe's Companies, Inc is $38.9B (fiscal year 2026, ≈ 5.1 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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