Mangal Credit and Fincorp Limited (MANCREDIT) Fair Value & Analysis
Financial Services · IN · Market cap ₹5.0B
Fair value as of: Jul 3, 2026
From 17 valuation models · updated today
Share price +21.8% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹151.68 – ₹236.29 · fair‑value band ₹68.35 – ₹144.99 · the ₹236.29 price screens above the ₹144.99 fair value. As of Jul 3, 2026.
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Mangal Credit and Fincorp Limited (MANCREDIT) currently trades at ₹236.29, while our model-based Fair Value estimate is ₹144.99 — implying the stock looks roughly 38.6% overvalued today. We read business quality at 53/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).
Over the trailing twelve months, Mangal Credit and Fincorp Limited generated revenue of ₹699M at a net margin of 21.9%. Revenue grew 59.4% year over year. It earns a return on equity of 9.8%. Net debt stands at ₹3.0B. Fundamentals as of Jul 3, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.
About the company
Mangal Credit and Fincorp Limited operates as a non-banking financial company in India. The company offers small and medium enterprises, gold, and personal loans, as well as loan against property; and credit services. The company was formerly known as Tak Machinery & Leasing Limited and changed its name to Mangal Credit and Fincorp Limited in June 2013. Mangal Credit and Fincorp Limited was incorporated in 1961 and is headquartered in Mumbai, India.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
Mangal Credit and Fincorp Limited reported revenue of ₹699M in FY2026 versus ₹136M in FY2022, a compound +50.4%/yr. Reported net income was ₹153M in FY2026, compounding +26.0%/yr from FY2022.
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.