MASTER TRUST LTD. (MASTERTR) Fair Value & Analysis
Financial Services · IN · Market cap ₹10.5B
Strengths
Risks
Fair value as of: Aug 25, 2026
From 13 valuation models · updated today
Share price −0.3% over the past month.
A solid business, trading 59% below our fair value.
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
What matters now
- The price is below even our cautious bear case (₹153.75). The market is more pessimistic than our downside scenario.
- Solid quality (51/100) at a price below fair value, the discount is the argument here, not the business quality.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 25, 2026.
How to read this chart
60‑month range ₹7.63 – ₹196.90 · fair‑value band ₹153.75 – ₹256.25 · the ₹84.28 price screens below the ₹205.00 fair value. Dashed = 300-day average. As of Aug 25, 2026.
Analysis
MASTER TRUST LTD. (MASTERTR) currently trades at ₹84.28, while our model-based Fair Value estimate is ₹205.00, implying the stock looks roughly 143.2% undervalued today. The Quality Score stands at 51/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.
Over the trailing twelve months, MASTER TRUST LTD. generated revenue of ₹5.2B at a net margin of 24.4%. Revenue grew 47.9% year over year. It earns a return on equity of 17.3%. Net debt stands at ₹1.4B. Fundamentals as of Aug 25, 2026
Our scenario range runs from ₹153.75 (bear case) to ₹256.25 (bull case); at ₹84.28, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 51% below its 52-week high and 51% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -36% fair-value upside, at 143%, MASTERTR screens cheaper than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 13 models by family
Widest divergence: DCF Models (₹357.28) versus Dividend Discount (₹1.42). Highest evidence: Growth DCF (80).
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Aug 25, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 50 · Market factors (momentum, volatility) 22
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
MASTER TRUST LTD. reported revenue of ₹5.8B in FY2026 versus ₹2.9B in FY2022, a compound +18.4%/yr. Reported net income was ₹1.3B in FY2026, compounding +23.0%/yr from FY2022.
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Peer Group
Capital Markets · 446 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Capital Markets median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Aug 25, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Morgan Stanley, a financial holding company, MS | $214.23 | $138.97 | -35% |
| The Goldman Sachs Group GS | $1,037 | $756.89 | -27% |
| The Charles Schwab Corporation SCHW | $109.34 | $66.17 | -39% |
| Robinhood Markets, Inc HOOD | $94.91 | $30.94 | -67% |
| Macquarie Group MQG | A$260.08 | A$75.58 | -71% |
| CITIC Securities Company 600030 | ¥27.70 | ¥17.68 | -36% |
| Guotai Haitong Securities Co 601211 | ¥18.02 | ¥18.62 | +3% |
| East Money Information Co 300059 | ¥19.83 | ¥4.77 | -76% |
| CSC Financial Co 601066 | ¥25.70 | ¥14.17 | -45% |
| Huatai Securities Co 601688 | ¥19.39 | ¥19.26 | -1% |
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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