Muthoot Capital Services Limited (MUTHOOTCAP) Fair Value & Analysis
Financial Services · IN · Market cap ₹3.5B
Fair value as of: Jul 3, 2026
From 16 valuation models · updated today
Share price +10.5% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹178.95 – ₹359.95 · fair‑value band ₹66.23 – ₹110.39 · the ₹218.22 price screens above the ₹88.31 fair value. As of Jul 3, 2026.
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Muthoot Capital Services Limited (MUTHOOTCAP) currently trades at ₹218.22, while our model-based Fair Value estimate is ₹88.31 — implying the stock looks roughly 59.5% overvalued today. We read business quality at 37/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).
Over the trailing twelve months, Muthoot Capital Services Limited generated revenue of ₹2.3B at a net margin of 4.9%. Revenue declined 0.5% year over year. It earns a return on equity of 1.7%. Net debt stands at ₹27.1B. Fundamentals as of Jul 3, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.
About the company
Muthoot Capital Services Limited, a non-banking finance company, provides fund and non-fund based financial services in India. The company offers two-wheelers, used car, secured business, used commercial vehicle loans, and loyalty loans; fixed deposits; and subordinated debentures. It serves retail, corporate, and institutional clients through a network of branches. Muthoot Capital Services Limited was founded in 1994 and is based in Kochi, India.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
Muthoot Capital Services Limited reported revenue of ₹6.3B in FY2026 versus ₹4.0B in FY2022, a compound +12.3%/yr. Reported net income was ₹112M in FY2026.
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.