Fairvalue-Calculator Fairvalue-Calculator
EN DE

National Capital Bancorp, Inc (NACB) Fair Value & Analysis

Financial Services · US · Market cap $87.5M

Price$78.00
Fair Value$79.43
Upside+1.8%
Quality95/100
Evidence: High Range $59.57 – $99.29

Fair value as of: Jun 26, 2026

✦ Find undervalued quality stocks — 34,000+ analysed Find stocks →

Analysis

National Capital Bancorp, Inc (NACB) currently trades at $78.00, while our model-based Fair Value estimate is $79.43 — implying the stock looks roughly 1.8% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

National Capital Bancorp, Inc. operates as the bank holding company for The National Capital Bank of Washington that provides various banking products and services to individuals and businesses in Washington. It offers savings and checking accounts; debit and credit cards; send money services; online and mobile banking services; personal loans, home equity lines of credit, residential mortgages, ready reserves, and overdraft transfers; and residential mortgage lending and first-time home buyer programs. The company also provides commercial financing solutions, including commercial real estate, as well as commercial, industrial, and small business financing; construction finance; equipment financing and leasing; loans for government contractors and nonprofit organizations; and SBA loans, as well as term loans, lines of credit, and letters of credit. In addition, it offers treasury management services comprising information services, such as eBanking, mobile deposit, and positive pay …

Open the full interactive analysis →

Similar stocks

Frequently asked questions

Is National Capital Bancorp, Inc (NACB) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $79.43 versus a price of $78.00 — about +2% (undervalued). Model-based estimate, not financial advice.
What is the fair value of NACB?
Our 21-model fair value for National Capital Bancorp, Inc is $79.43 (as of Jun 26, 2026), built from audited fundamentals. The current price is $78.00.
What is the quality score of NACB?
National Capital Bancorp, Inc has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.