Nawi Brothers Group Ltd (NAWI) fair value: what the stock is really worth
As of Sep 23, 2026: fair value of Nawi Brothers Group Ltd ILS 93.42, price ILS 47.42, upside +97.0%, quality 40 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
Watch Nawi Brothers Group Ltd for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card.Watch for freePro now: $1 first month
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 23, 2026.
How to read this chart
60‑month range 15.05 ILA – 62.07 ILA · fair‑value band 70.06 ILA – 152.57 ILA · the 47.42 ILA price screens below the 93.42 ILA fair value. Dashed = 300-day average. As of Sep 23, 2026.
Follow Nawi Brothers Group in your weekly email
Every Wednesday you see whether Nawi Brothers Group is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
Nawi Group Ltd provides financial solutions based on financing and non-bank credit in Israel. The company offers import financing, supplier financing, real estate initiative financing and supplementing equity, equipment financing, business financing, financing and accompanying residential real estate projects, and bridging loans.
Show more
Nawi Group Ltd provides financial solutions based on financing and non-bank credit in Israel. The company offers import financing, supplier financing, real estate initiative financing and supplementing equity, equipment financing, business financing, financing and accompanying residential real estate projects, and bridging loans. It serves real estate, food and agriculture, industry and logistics, trade, communication, business and other services, energy, execution and infrastructure, consumer credit backed by vehicles, and financial services industries. The company was formerly known as Nawi Brothers Group Ltd and changed its name to Nawi Group Ltd in May 2024. Nawi Group Ltd was founded in 1984 and is based in Ramat HaSharon, Israel.
Stock analysis
Nawi Brothers Group Ltd (NAWI) currently trades at 47.42 ILA, while our model-based Fair Value estimate is 93.42 ILA, implying the stock looks roughly 49.2% undervalued today.
Show more
Valuation
Bull case: the DCF Models group reads highest at a median of 287.12 ILA per share, and 5 of the 9 models we run sit above the 47.42 ILA price.
Bear case: the Asset-Based group reads lowest at 20.74 ILA, and 4 of the 9 models stay below the price. Evidence for this calculation is high.
Scenario range: 70.06 ILA (bear) to 152.57 ILA (bull), the price of 47.42 ILA sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 40/100 (below-average quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Nawi Brothers Group Ltd reported revenue of 459M ILS in FY2025 versus 167M ILS in FY2021, a compound +28.7%/yr. Reported net income was 236M ILS in FY2025, compounding +20.9%/yr from FY2021.
Key figures
Market cap 1.6B ILA · P/E ratio 6.5 · P/S ratio 3.34 · EPS (TTM) 7.29 ILA · Dividend yield 5.8% · Net margin 51.3% · Return on equity 24.0% · Return on assets (EBIT) 4.7%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 47 out of 100 (low confidence).
What moves the price
The share trades about 20% below its 52-week high and 11% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −32% fair-value upside, at 97%, NAWI screens cheaper than that median.
Fair Value models
Bear 70.06 ILAFair Value 93.42 ILABull 152.57 ILA
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (3.31 ILS per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.60/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+22.4%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+22.2%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+27.5%
Start year 2020 (pandemic). Over 10 years: +16.4% a year
Revenue growth 20 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+35.9%
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: EBIT basis.
≈ +23.6%
Earnings growth per share plus dividend.
Earnings per share, growth per year+17.8%
Dividend (yield on the price)5.8%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.26% vs 12%, picking up
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.72% → 48%
Start year 2020 (pandemic)
⚠ Rate on operating basis: 2025 sits 65% above its own trend.
Compare Nawi Brothers Group Ltd with another stock
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Credit Services · 330 stocks
Beats the industry median on 12/13 measures
Overall it ranks above its industry peers.
Valuation
Quality Score39 · Bottom 25%
Fair Value upside+97% · Top 25%
Profitability
Return on equity (TTM)24% · Top 25%
Return on assets5% · Top 25%
Net margin (TTM)92% · Top 25%
Operating margin (TTM)90% · Top 25%
Growth and dividend
Revenue growth17% · Above median
Dividend yield (TTM)5.8% · Top 25%
Balance sheet
Debt / equity0.57× · Below median
Valuation Multiplesvs Credit Services median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Nawi Brothers Group Ltd Fair Value". https://www.fairvalue-calculator.com/stock/NAWI
Frequently asked questions
Is Nawi Brothers Group Ltd (NAWI) overvalued or undervalued?
As of Sep 23, 2026, our model estimates a fair value of 93.42 ILA versus a price of 47.42 ILA, about +97% upside (undervalued).
What is the fair value of NAWI?
Our model-based fair value for Nawi Brothers Group Ltd is 93.42 ILA (as of Sep 23, 2026), built from audited fundamentals. The current price: 47.42 ILA.
What is the quality score of NAWI?
Nawi Brothers Group Ltd has a Quality Score of 40/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Nawi Brothers Group Ltd (NAWI)?
Our model-based price target is the fair value of 93.42 ILA (as of Sep 23, 2026) from 9 valuation models. Cautious scenario 70.06 ILA, optimistic scenario 152.57 ILA. It is a calculation from audited fundamentals, not an analyst target.
What is the Nawi Brothers Group Ltd stock forecast for 2026?
Our models put fair value at 93.42 ILA, about +97% upside versus a price of 47.42 ILA (undervalued). Cautious scenario 70.06 ILA, optimistic scenario 152.57 ILA. The calculation is refreshed regularly with new filings.
What is the revenue of Nawi Brothers Group Ltd (NAWI)?
Nawi Brothers Group Ltd reported trailing-twelve-month revenue of about 260M ILS (latest available figure, as of Sep 23, 2026).
Does Nawi Brothers Group Ltd pay a dividend?
Nawi Brothers Group Ltd currently shows a dividend yield of about 5.84% relative to its recent price (as of Sep 23, 2026).
What is the intrinsic value of Nawi Brothers Group Ltd (NAWI)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Nawi Brothers Group Ltd it is 93.42 ILA per share (as of Sep 23, 2026), against a price of 47.42 ILA. It is the blended result of 9 valuation models (cash flow, earnings, asset, dividend).
Is Nawi Brothers Group Ltd stock overvalued or undervalued in 2026?
As of Sep 23, 2026, NAWI trades below its calculated fair value: price 47.42 ILA, fair value 93.42 ILA, a gap of about +97% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of NAWI?
No. The price is what the market pays today (47.42 ILA); the fair value is what the company's own numbers justify (93.42 ILA). For Nawi Brothers Group Ltd the two are 46.00 ILA per share apart. That gap is exactly why we show both numbers side by side.
How much is Nawi Brothers Group Ltd worth?
The market values Nawi Brothers Group Ltd at about 1.6B ILA (market capitalisation, as of Sep 23, 2026). Per share that is 47.42 ILA; our models calculate a fair value of 93.42 ILA per share.
What do the bullish and bearish scenarios say about NAWI?
Our models span a range for Nawi Brothers Group Ltd: cautious scenario 70.06 ILA, base 93.42 ILA, optimistic 152.57 ILA per share (as of Sep 23, 2026, price 47.42 ILA). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of NAWI?
Nawi Brothers Group Ltd trades at a price-to-earnings ratio of 6.5 (as of Sep 23, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 93.42 ILA is built from several models across several years. Other multiples: P/B 0.5, P/S 2.0, EV/EBITDA 4.9.
How solid is the balance sheet of Nawi Brothers Group Ltd (NAWI)?
Balance-sheet figures for Nawi Brothers Group Ltd (as of Sep 23, 2026): return on equity 24.0%, debt of 0.57 per unit of equity. They feed the Quality Score of 40/100, which measures business quality independently of the share price.
How far is NAWI from its 52-week high?
Nawi Brothers Group Ltd trades at 47.42 ILA, about 20% below its 52-week high of 58.97 ILA and 11% above the low of 42.73 ILA (as of Sep 23, 2026). Distance from the high says nothing about value: that is what the fair value of 93.42 ILA is for.
Which stocks are comparable to Nawi Brothers Group Ltd?
From the same area (Financial Services) we also value Visa Inc, Mastercard Incorporated, American Express Company, Capital One Financial Corporation, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Nawi Brothers Group Ltd stock attractive at the current price?
The data as of Sep 23, 2026: price 47.42 ILA, calculated fair value 93.42 ILA (+97%), Quality Score 40/100, from 9 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of NAWI calculated?
We run Nawi Brothers Group Ltd through 9 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 93.42 ILA, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.1 % above its aggregate fair value. Nawi Brothers Group Ltd currently trades 97 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Nawi Brothers Group Ltd (NAWI)?
The closing price on Sep 23, 2026 was 47.42 ILA. Our model-based fair value is 93.42 ILA, about +97% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Nawi Brothers Group Ltd right now?
The large discount to fair value meets weak quality (40/100). That raises the risk this is a value trap rather than a bargain. The price is below even our cautious bear case (70.06 ILA). The market is more pessimistic than our downside scenario. A fairly wide model range (70.06 ILA to 152.57 ILA) leaves room in how you read the outcome. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Where does the earnings growth of Nawi Brothers Group Ltd (NAWI) come from?
Earnings per share at Nawi Brothers Group Ltd grew +10.3 % a year from 2014 to 2025. Broken into its drivers: revenue per share +13.4 %, EBIT margin −4.8 %, tax rate +0.8 %, residual (interest, one-offs) +1.3 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Nawi Brothers Group Ltd
How large is the market capitalisation of Nawi Brothers Group Ltd (NAWI)?
The market capitalisation of Nawi Brothers Group Ltd is 1.6B ILA. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Nawi Brothers Group Ltd (NAWI)?
The price-to-sales ratio of Nawi Brothers Group Ltd is 3.34 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Nawi Brothers Group Ltd (NAWI)?
Earnings per share at Nawi Brothers Group Ltd are 7.29 ILA (price ÷ EPS = P/E 6.5). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Nawi Brothers Group Ltd (NAWI)?
The dividend yield of Nawi Brothers Group Ltd is 5.8% (payout 38.0%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Nawi Brothers Group Ltd (NAWI)?
The net margin of Nawi Brothers Group Ltd is 51.3% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Nawi Brothers Group Ltd (NAWI)?
The return on equity (ROE) of Nawi Brothers Group Ltd is 24.0% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Nawi Brothers Group Ltd (NAWI)?
On an EBIT basis the return on assets of Nawi Brothers Group Ltd is 4.7% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Nawi Brothers Group Ltd (NAWI)?
The operating margin of Nawi Brothers Group Ltd is 89.9% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Nawi Brothers Group Ltd (NAWI)?
Revenue at Nawi Brothers Group Ltd is growing +16.5% versus a year earlier (3y avg +22.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Nawi Brothers Group Ltd (NAWI)?
Earnings per share at Nawi Brothers Group Ltd are growing +7.4% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Nawi Brothers Group Ltd (NAWI) generate?
The free cash flow of Nawi Brothers Group Ltd is −866M ILA (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Nawi Brothers Group Ltd (NAWI) carry?
The net debt of Nawi Brothers Group Ltd is 4.3B ILA (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed
Watch Nawi Brothers Group Ltd in the live analysis
One click puts Nawi Brothers Group Ltd on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
