Bank of America Corporation (NCB) Fair Value & Analysis
Financial Services · DE · Market cap €382B
Fair value as of: Jul 17, 2026
From 25 valuation models · updated today
Share price +8.1% over the past month.
Price vs Fair Value (12 months)
12‑month range €37.91 – €53.91 · fair‑value band €41.92 – €69.87 · the €53.83 price screens below the €55.89 fair value. As of Jul 17, 2026.
✦ Which stocks are undervalued right now? Check free Discover now →Analysis
Bank of America Corporation (NCB) currently trades at €53.83, while our model-based Fair Value estimate is €55.89, implying the stock looks roughly 3.8% fairly valued today. We read business quality at 63/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.
Over the trailing twelve months, Bank of America Corporation generated revenue of €110B at a net margin of 29.0%. Revenue grew 8.1% year over year. It earns a return on equity of 10.6%. Net debt stands at €691B. Fundamentals as of Jul 17, 2026
Our scenario range runs from €41.92 (bear case) to €69.87 (bull case); at €53.83, the current price sits within that range. The share trades near its 52-week high and 47% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 100% fair-value upside, at 4%, NCB screens richer than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 17, 2026. TTM = trailing twelve months.
About the company
Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. It operates through four segments: Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, and Global Markets. The Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, checking accounts, and investment accounts and products; credit and debit cards; residential mortgages and home equity loans; and direct and indirect loans. The GWIM segment provides investment management, brokerage, banking, and trust and retirement products and services; wealth management solutions; and customized solutions, including specialty asset management services. The Global Banking segment offers lending products and services, including commercial loans, leases, commitment facilities, trade …
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Bank of America Corporation reported revenue of €192B in FY2025 versus €93.9B in FY2021, a compound +19.5%/yr. Reported net income was €30.5B in FY2025, compounding −1.2%/yr from FY2021.
Is NCB fairly valued? → Check now
Similar stocks
10 more Banks - Diversified stocks, each showing price versus our Fair Value estimate (as of Jul 17, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| JPMorgan Chase & Co CMC | €289.10 | €274.87 | -5% |
| Industrial and Commercial Bank of China Limited IDCBY | $18.43 | $36.86 | +100% |
| China Construction Bank Corporation 601939 | ¥10.22 | ¥20.44 | +100% |
| HSBC Holdings HSBC | $100.52 | $84.67 | -16% |
| Agricultural Bank of China Limited 601288 | ¥6.36 | ¥12.72 | +100% |
| Royal Bank of Canada RY | C$275.76 | C$551.52 | +100% |
| Bank of China Limited 601988 | ¥6.22 | ¥12.44 | +100% |
| Wells Fargo & Company WFCO34 | R$108.03 | R$17.54 | -84% |
| Mitsubishi UFJ Financial Group M1UF34 | R$108.00 | R$216.00 | +100% |
| Citigroup Inc C | 2,345 MXN | 1,724 MXN | -26% |
Explore undervalued stocks
More undervalued Financial Services stocks →
Frequently asked questions
Is Bank of America Corporation (NCB) undervalued?
What is the fair value of NCB?
What is the quality score of NCB?
What is the revenue of Bank of America Corporation (NCB)?
What is the net profit margin of NCB?
Does Bank of America Corporation pay a dividend?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
Unlock the full Bank of America Corporation analysis, and try Pro free
One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.
Zero risk: nothing is ever charged. After 14 days you decide whether to stay.
Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.