Channel Vas Investments Limited (OPA) Fair Value & Analysis
Financial Services · ZA · Market cap 17.9B ZAR
Fair value as of: Jul 19, 2026
From 13 valuation models · updated 22 days ago
Fair value updated Jul 19, 2026, revised from 10.70 ZAR to 10.68 ZAR (−0.2%) since Jun 26, 2026. Share price −6.2% over the past month.
A solid business, but screening 26% overvalued on our models.
What matters now
- The model range is unusually wide (7.23 ZAR to 31.40 ZAR). The outcome hinges heavily on assumptions, so read the point estimate with caution.
- Solid but not exceptional quality (58/100) and above fair value, neither a clear bargain nor a standout compounder.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (6 months)
White line = price, green steps = our fair value per fiscal year. As of Jul 19, 2026.
How to read this chart
6‑month range 13.41 ZAR – 22.11 ZAR · fair‑value band 7.23 ZAR – 31.40 ZAR · the 14.50 ZAR price screens above the 10.68 ZAR fair value. As of Jul 19, 2026.
Analysis
Channel Vas Investments Limited (OPA) currently trades at 14.50 ZAR, while our model-based Fair Value estimate is 10.68 ZAR, implying the stock looks roughly 26.3% overvalued today. The Quality Score stands at 58/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).
Over the trailing twelve months, Channel Vas Investments Limited generated revenue of 265M ZAR at a net margin of 15.0%. Revenue grew 65.3% year over year. It earns a return on equity of 56.6%. Net debt stands at 13.0M ZAR. Fundamentals as of Jul 19, 2026
Our scenario range runs from 7.23 ZAR (bear case) to 31.40 ZAR (bull case); at 14.50 ZAR, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Financial Services peers we cover trades at -41% fair-value upside, at -26%, OPA screens cheaper than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 13 models by family
Widest divergence: Earnings-Based (1.10 ZAR) versus Asset-Based (0.0700 ZAR). Highest evidence: Growth DCF (80).
Notify me when OPA reaches fair value
Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click.
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 19, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 56 · Market factors (momentum, volatility) 26
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Channel Vas Investments Limited, together with its subsidiaries, analytics technology services to fintech sector in Africa, the Middle East, Europe, and Asia. The company offers micro financing and airtime credit solutions. It also provides data monetization solutions, mobile financial services, and customization and licensing services.
Full company description
Channel Vas Investments Limited, together with its subsidiaries, analytics technology services to fintech sector in Africa, the Middle East, Europe, and Asia. The company offers micro financing and airtime credit solutions. It also provides data monetization solutions, mobile financial services, and customization and licensing services. The company operates through a network of distribution partners, including mobile network operators and financial institutions. Channel Vas Investments Limited was incorporated in 2012 and is headquartered in Dubai, United Arab Emirates.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2022 – FY2025 · reported fiscal years
Channel Vas Investments Limited reported revenue of 265M ZAR in FY2025 versus 124M ZAR in FY2022, a compound +28.8%/yr. Reported net income was 39.9M ZAR in FY2025, compounding +7.2%/yr from FY2022.
OPA screens 26% overvalued. Compare with Visa Inc →
Peer Group
Credit Services · 332 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Credit Services median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
VALUE 0: the price sits above our fair-value range.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jul 19, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Visa Inc V | $348.97 | $204.19 | -41% |
| Mastercard Incorporated MA | $537.70 | $221.87 | -59% |
| American Express Company AXP | $358.44 | $206.40 | -42% |
| Bajaj Finance Limited BAJFINANCE | ₹1,056 | ₹397.61 | -62% |
| Shriram Finance Limited SHRIRAMFIN | ₹1,024 | ₹553.83 | -46% |
| Cholamandalam Investment and Finance Company CHOLAFIN | ₹1,808 | ₹796.52 | -56% |
| Tata Capital Limited TATACAP | ₹360.60 | ₹229.85 | -36% |
| Power Finance Corporation PFC | ₹405.10 | ₹810.20 | +100% |
| Muthoot Finance Limited MUTHOOTFIN | ₹3,129 | ₹3,463 | +11% |
| Indian Railway Finance Corporation IRFC | ₹88.41 | ₹69.72 | -21% |
Compare Channel Vas Investments Limited with another stock
Price, fair value, quality and upside side by side.
Explore undervalued stocks
More undervalued Financial Services stocks →
Frequently asked questions
Is Channel Vas Investments Limited (OPA) overvalued or undervalued?
What is the fair value of OPA?
What is the quality score of OPA?
What is the revenue of Channel Vas Investments Limited (OPA)?
What is the net profit margin of OPA?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
Track Channel Vas Investments Limited and try Pro for 14 days
One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.
Zero risk: nothing is ever charged. After 14 days you decide whether to stay.