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OSB Group (OSBGF) Fair Value & Analysis

Financial Services · US · Market cap $2.3B

Price$6.65
Fair Value$13.30
Upside+100.0%
Quality95/100
Evidence: High Range $9.98 – $17.76

Fair value as of: Jun 25, 2026

Analysis

OSB Group (OSBGF) currently trades at $6.65, while our model-based Fair Value estimate is $13.30 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

OSB Group Plc, through its subsidiaries, operates as a specialist mortgage lending company in the United Kingdom and India. The company operates in two segments, OneSavings Bank (OSB) and Charter Court Financial Services (CCFS). It offers buy-to-let, residential, bridging, and commercial and semi-commercial mortgages; and residential development and asset finance services. The company also provides mortgage servicing, lending, deposit taking, originating, and administration and analytical services; land lease investment; and back-office processing services. It sells its products and services under the Precise, Kent Reliance for Intermediaries, InterBay, InterBay Asset Finance, Heritable Development Finance, Charter Savings Bank, Kent Reliance, and osbIndia brands. The company was founded in 1840 and is headquartered in Chatham, the United Kingdom.

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Frequently asked questions

Is OSB Group (OSBGF) undervalued?
As of Jun 25, 2026, our model estimates a fair value of $13.30 versus a price of $6.65 — about +100% (undervalued). Model-based estimate, not financial advice.
What is the fair value of OSBGF?
Our 21-model fair value for OSB Group is $13.30 (as of Jun 25, 2026), built from audited fundamentals. The current price is $6.65.
What is the quality score of OSBGF?
OSB Group has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.